Let me ask you something… 🤔
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How is it that in Australia… you only need to earn about $190k — not billionaire money, not generational wealth — just a solid career… and suddenly the government takes 47% of your next dollar? 💸😅
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That’s not “taxing the rich.”
That’s compressing the middle class the moment they start doing well.😅
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Then they turn around and say:
“Why are so many people negatively gearing?” 😅
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Mate… what did you think was going to happen???
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You squeeze people early…
They look for relief early.
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You build a pressure system…
Property becomes the release valve. 🏠
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And now the same system is pointing the finger at investors…
instead of asking why 1.3 million Aussies felt forced into the same strategy.
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This isn’t about greed.
This is about incentives. 📊
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I break the whole thing down properly in this video — with real numbers, not headlines. 🎥
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Watch it before you blame the wrong problem.🙌

Mate… let me ask you something honestly. 🤔
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If Canberra removes or caps negative gearing in 2026, do you actually believe houses suddenly become affordable?
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Because that’s the story I keep hearing.
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“Just remove negative gearing and everything will be fixed.” 🏠💸
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But here’s the uncomfortable truth.
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Australia has already tried messing with negative gearing before.
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In the 1980s they scrapped it.
A couple years later rents in Sydney and Perth spiked… and they quietly brought it back. 📈
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In 2019 the policy was proposed....
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Property owners panicked.
Investors mobilised.
The policy disappeared overnight. 🗳️
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Now suddenly we’re hearing the same thing again.
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“We’re just modelling options.”
“Two-property caps.”
“Reform discussions.”
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Whenever Canberra says “don’t panic”… that’s usually when people panic. 😅
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But here’s the bigger issue.
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Most people arguing about this don’t actually understand what negative gearing does.
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They think it’s some billionaire tax loophole. 🏦
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Meanwhile I’m seeing nurses, tradies, teachers and migrant families using it to slowly build a second income stream. 👩‍⚕️🔧👨‍🏫
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So in this video I break down:
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• what negative gearing actually costs?
• who actually uses it (the data might surprise you)
• whether limiting it to two properties would crash prices or do almost nothing
• why both sides of politics are spinning this narrative
• and three real client examples this year of how this debate is affecting actual buyers
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Because while the mobs in Canberra argue theory…
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people in the real world are just trying to survive rent, borrowing capacity and rising prices. 📊
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If you’re between 25 and 40, this debate affects you more than you realise.
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Before you celebrate the change…
or panic about it…
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watch the vid. 🎥
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You might look at the whole negative gearing debate very differently after.
#thathomeloandude #mortgagebrokeraustralia #propertyinvestingaustralia #negativegearing #buyersagentaustralia

Don’t get me wrong… paying Principal & Interest is NOT bad.
But context matters.
Right now my nasty, non-deductible owner-occupied debt is already tamed down to about $100k.
So guess what my next target is??
My Investment debt.
That’s called prioritising your rabbits.
First rabbit:
Smash the NON-deductible debt (the tax-unfriendly one).
Second rabbit:
Work the deductible debt strategically as you move toward retirement.
Because here’s the thing…
You can’t chase two rabbits at the same time.
You’ll end up catching neither.
So no — I’m not anti-P&I.
I’m anti-doing things in the wrong order.
If that offends you…
Go to the comments to ROASTS me .
Don't worry your comments won't hurt me because my effective debt repayment strategy has helped 1,000s of ppl build wealth and transition to their DREAM retirement
Knowledge is power (so remember to share it around) .
Maybe your mates want to roast me too (AHHAHAHA)

This is the January 2026 latest Property Update Report from Cotality.
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I’ve just gone through all 20 charts… and I’m sharing my insights after reading the full pack.
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Australia’s property market is now worth $12.3 trillion.
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Prices rose again in 2025.
Listings are tight.
Investors are back.
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On paper? The system looks strong.
In reality? A lot of buyers feel further away than ever.
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In this video, I break down what the charts are really saying — and who’s actually feeling the pressure.
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The charts don’t predict your future.
They reveal the battlefield.

Kids Hacks

They told you 2026 would be “stable.”
Yeah… stable like a cage 🧱. The bars don’t move — but you still can’t get out.
In my latest video I’m roasting the 2026 property forecasts 🔥 and the fairy tale that prices will just rise “nicely” while everyone calmly copes.
We’re unpacking:
• Why “no more rate cuts” really means the squeeze continues 🏦
• Why 2026 looks like two halves — FOMO first, affordability fatigue later 📈➡️📉
• How “helpful” deposit schemes can accidentally become demand rockets 🚀
• Why renters are quietly funding the whole system 💸
And yes… I’ll call out the banks, the mobs in Canberra, and the “just hustle harder” crowd 😏
This isn’t about panic.
It’s about understanding the game properly.
Because if you don’t understand what’s happening, you become exit liquidity for someone else’s portfolio 🧠
🎥 Watch the video.
Then decide if you’re playing headlines… or strategy.
And if you care about breaking the cycle for the next generation — I’ve just launched my new book “6 Secret Money Hacks for Kids.” 📚✨
Grab a copy early, be among the first to read it, and I’d truly appreciate an honest review on Amazon 🙏
Knowledge is how we end generational poverty in our families. Not luck. Not vibes. 💡

Australia’s housing market didn’t cool down… it mutated 🧬
It didn’t get cheaper.
It just changed shape — and started attacking borrowing power, rents, and anyone still asking “is now a good time?” 😬
In my latest video, I break down what Domain’s December 2025 report is really telling us (not the fluffy headlines):
• why prices are hitting new highs again 📈
• why units are quietly becoming the new battleground 🏢
• why Australia isn’t one market anymore — it’s multiple realities 🌏
• and what this means if you’re a renter, first home buyer, or investor heading into 2026
I’ll also roast the banks 🏦🔥, the “just work harder” crowd, and the fake simplicity being sold online.
This isn’t a boom.
It’s a controlled squeeze 🧨
Watch the video if you want more than hype — if you want knowledge that helps end the generational poverty cycle in your family 💡👨‍👩‍👧‍👦, not repeat it.

I’m about to post a video that will probably annoy a few property gurus — but it needs to be said.
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For years, I’ve watched everyday Aussies get told the same line:
“Just buy property in a company. Lower tax. Smarter. More sophisticated.”
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On Instagram, it sounds genius.
In real life? I’ve seen people quietly trapped in structures they can’t get out of without bleeding money.
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Not because they’re stupid.
Not because they did anything “wrong”.
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But because no one ever finished the maths — from buy → hold → exit — or asked whether that advice actually fit their real life.
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In this video, I walk through:
• when company ownership actually works
• when it quietly backfires
• why PAYG investors get sold strategies designed for business owners
• and how “tax later” often turns into “more tax at the worst time”
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This isn’t about dunking on structures.
Companies and trusts absolutely have their place.
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It’s about calling out advice that sounds smart in a reel…
but ignores cashflow, land tax, stamp duty, exits, life changes — and stress.
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If you’ve ever felt confused, pressured, or like you’re “behind” because you didn’t use the fancy structure — this one’s for you.
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Watch the video before you lock yourself into something you have to live with for 20+ years.
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No paywall for this info.
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ENJOY and end the generational poverty curse in your family :)
#thathomeloandude #propertyinvestmentaustralia #buyersagentaustralia #mortgagebrokeraustralia