Let me ask you something… 🤔
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How is it that in Australia… you only need to earn about $190k — not billionaire money, not generational wealth — just a solid career… and suddenly the government takes 47% of your next dollar? 💸😅
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That’s not “taxing the rich.”
That’s compressing the middle class the moment they start doing well.😅
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Then they turn around and say:
“Why are so many people negatively gearing?” 😅
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Mate… what did you think was going to happen???
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You squeeze people early…
They look for relief early.
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You build a pressure system…
Property becomes the release valve. 🏠
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And now the same system is pointing the finger at investors…
instead of asking why 1.3 million Aussies felt forced into the same strategy.
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This isn’t about greed.
This is about incentives. 📊
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I break the whole thing down properly in this video — with real numbers, not headlines. 🎥
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Watch it before you blame the wrong problem.🙌

Mate… let me ask you something honestly. 🤔
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If Canberra removes or caps negative gearing in 2026, do you actually believe houses suddenly become affordable?
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Because that’s the story I keep hearing.
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“Just remove negative gearing and everything will be fixed.” 🏠💸
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But here’s the uncomfortable truth.
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Australia has already tried messing with negative gearing before.
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In the 1980s they scrapped it.
A couple years later rents in Sydney and Perth spiked… and they quietly brought it back. 📈
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In 2019 the policy was proposed....
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Property owners panicked.
Investors mobilised.
The policy disappeared overnight. 🗳️
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Now suddenly we’re hearing the same thing again.
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“We’re just modelling options.”
“Two-property caps.”
“Reform discussions.”
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Whenever Canberra says “don’t panic”… that’s usually when people panic. 😅
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But here’s the bigger issue.
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Most people arguing about this don’t actually understand what negative gearing does.
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They think it’s some billionaire tax loophole. 🏦
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Meanwhile I’m seeing nurses, tradies, teachers and migrant families using it to slowly build a second income stream. 👩‍⚕️🔧👨‍🏫
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So in this video I break down:
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• what negative gearing actually costs?
• who actually uses it (the data might surprise you)
• whether limiting it to two properties would crash prices or do almost nothing
• why both sides of politics are spinning this narrative
• and three real client examples this year of how this debate is affecting actual buyers
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Because while the mobs in Canberra argue theory…
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people in the real world are just trying to survive rent, borrowing capacity and rising prices. 📊
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If you’re between 25 and 40, this debate affects you more than you realise.
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Before you celebrate the change…
or panic about it…
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watch the vid. 🎥
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You might look at the whole negative gearing debate very differently after.
#thathomeloandude #mortgagebrokeraustralia #propertyinvestingaustralia #negativegearing #buyersagentaustralia

Don’t get me wrong… paying Principal & Interest is NOT bad.
But context matters.
Right now my nasty, non-deductible owner-occupied debt is already tamed down to about $100k.
So guess what my next target is??
My Investment debt.
That’s called prioritising your rabbits.
First rabbit:
Smash the NON-deductible debt (the tax-unfriendly one).
Second rabbit:
Work the deductible debt strategically as you move toward retirement.
Because here’s the thing…
You can’t chase two rabbits at the same time.
You’ll end up catching neither.
So no — I’m not anti-P&I.
I’m anti-doing things in the wrong order.
If that offends you…
Go to the comments to ROASTS me .
Don't worry your comments won't hurt me because my effective debt repayment strategy has helped 1,000s of ppl build wealth and transition to their DREAM retirement
Knowledge is power (so remember to share it around) .
Maybe your mates want to roast me too (AHHAHAHA)