In today's challenging housing market, many homeowners are finding themselves in a difficult position—falling behind on mortgage payments and entering forbearance. But what happens when the forbearance period ends, and they can't qualify for a loan modification? With banks foreclosing on properties that hold substantial equity, homeowners are left with limited options.

In this episode, we’ll explore practical solutions to help you avoid foreclosure and protect your financial future. We’ll also discuss the tough decisions some homeowners may need to make, including getting comfortable with the idea of selling their home now, keeping their hard-earned equity, and re-entering the housing market at a later date. Tune in to learn how to navigate these challenges and make informed choices for your future.

Connect with us for more information on all things real estate and lending at www.sjmorganple.com

Company Name: SJ Morgan Private Lending Exchange
Host: Sonya Morgan
Podcast Name: Real Loan Talk
Podcast Description: Unlock the secrets of unconventional lending with Real Loan Talk, the podcast that explores creative loan products designed to help you achieve the American dream. Hosted by industry experts, we delve into the world of unique financing options that go beyond traditional loans, offering innovative solutions for diverse financial needs.
Podcast URL: www.RealLoanTalk.com
Sponsor Name: SJ Morgan Private Lending Exchange
Sponsor URL: https://www.sjmorganple.com/
NMLS Numbers: Sonya Morgan NMLS Lic #856797 DRE Lic #01258854, SJ Morgan Private Lending Exchange NMLS Lic #1569114 DRE Lic #01979578 & 60 DBO 155585
Licensing Information: Equal Housing Lender. NMLS #856797 company #1569114 www.nmlsconsumeraccess.com Equal Housing Opportunity.
Contact Number: 209-518-9527

Social Media Links:

• Facebook: https://www.facebook.com/jsrvmorgan
• Facebook: https://www.facebook.com/sjmorganple
• Instagram: https://www.instagram.com/sonyamichellemorgan
• Instagram: https://www.instagram.com/sjmorganple
• TikTok: @sonyammorgan (loanswithsonya)
• LinkedIn: Sonya Morgan and SJ Morgan Private Lending Exchange
• YouTube Link: @jsrvmorgan

Hashtags:
#HomeOwnership #FirstTimeHomeBuyer #ReverseMortgage #VeteranHomeLoans #RealEstateInvesting #MortgageTips #FinancialFreedom #RealEstateEducation #HomeEquity #RetirementPlanning #PropertyInvestment #BuyingAHome #SellingAHome #MortgageAdvisor #HomeLoanHelp #VAHomeLoan #AgingInPlace #InvestmentProperty #HomeFinancing

Disclaimer: The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

In this episode of Real Loan Talk, we dive into the world of first-time homebuyer programs with our special guest, Christine Foreman, a seasoned Home Loan Officer with over 25 years of experience. Christine is part of the team at SJ Morgan Private Lending Exchange, where she excels in guiding clients through the complexities of the mortgage industry.

Christine's expertise is unmatched when it comes to helping both first-time buyers and seasoned homeowners find the right loan program. With a client-centric approach, Christine ensures that every individual feels valued and supported throughout their home buying journey. She is particularly passionate about helping clients who have been referred by past customers, and she takes pride in assisting the next generation of homeowners. Whether you're a "baby boomer" or a "millennial," Christine tailors her services to meet your specific needs.

Join host Sonya Morgan as she and Christine discuss the pros and cons of various first-time homebuyer programs, offering insights that can help you make informed decisions on your path to homeownership.

Connect with our Guest at:
SJ Morgan Private Lending Exchange
www.sjmorganple.com

Cell: (209) 531 5330

Company Name: SJ Morgan Private Lending Exchange
Host: Sonya Morgan
Podcast Name: Real Loan Talk
Podcast Description: Unlock the secrets of unconventional lending with "Real Loan Talk," the podcast that explores creative loan products designed to help you achieve the American dream.
Podcast URL: www.RealLoanTalk.com
Sponsor Name: SJ Morgan Private Lending Exchange
Sponsor URL: www.sjmorganple.com
NMLS Numbers: NMLS Lic #856797, DRE Lic #01258854, Company NMLS Lic #1569114, DRE Lic #01979578 & 60 DBO 155585
Licensing Information: Equal Housing Lender. NMLS #856797 company #1569114 www.nmlsconsumeraccess.com Equal Housing Opportunity.
Contact Number: 209-518-9527

Social Media Links:

• Facebook: www.facebook.com/jsrvmorgan
• Facebook: www.facebook.com/sjmorganple
• Instagram: www.instagram.com/sonyamichellemorgan
• Instagram: www.instagram.com/sjmorganple
• TikTok: @sonyammorgan
• LinkedIn: Sonya Morgan and SJ Morgan Private Lending Exchange
• YouTube: @jsrvmorgan

Hashtags:
#HomeOwnership #FirstTimeHomeBuyer #RealEstateInvesting #MortgageTips #FinancialFreedom #HomeLoanHelp

Disclaimer: The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

In this episode, we are thrilled to welcome Deonna Price, a distinguished Realtor with over 20 years of experience and certified Senior Real Estate Expert. Deonna has dedicated her career to helping seniors and their families navigate the complexities of the housing market, ensuring they find the perfect living arrangements for their golden years.

Deonna brings a wealth of knowledge on topics such as downsizing, transitioning to retirement communities, aging in place, and estate planning. Her compassionate approach and deep understanding of the unique needs of seniors make her an invaluable resource for anyone looking to make informed real estate decisions.

Join us as Deonna shares her expert insights, practical tips, and heartwarming success stories that highlight the importance of tailored real estate solutions for seniors. Whether you're a senior considering a move or a family member supporting a loved one, this episode is packed with valuable information you won't want to miss.

Tune in to gain expert advice from Deonna Price and learn how to make the most of your golden years in the perfect home.

Connect with our Guest at: deonnaprice.exithome.com/local-real-estate-agent-realtor

Company Name: SJ Morgan Private Lending Exchange
Host: Sonya Morgan
Podcast Name: Real Loan Talk
Podcast Description: Unlock the secrets of unconventional lending with Real Loan Talk, the podcast that explores creative loan products designed to help you achieve the American dream. Hosted by industry experts, we delve into the world of unique financing options that go beyond traditional loans, offering innovative solutions for diverse financial needs.
Podcast URL: www.RealLoanTalk.com
Sponsor Name: SJ Morgan Private Lending Exchange
Sponsor URL: https://www.sjmorganple.com/
NMLS Numbers: Sonya Morgan NMLS Lic #856797 DRE Lic #01258854 Company NMLS Lic #1569114 DRE Lic #01979578 & 60 DBO 155585
Licensing Information: Equal Housing Lender. NMLS #856797 company #1569114 www.nmlsconsumeraccess.com Equal Housing Opportunity.
Contact Number: 209-518-9527

Social Media Links:

• Facebook: https://www.facebook.com/jsrvmorgan
• Facebook: https://www.facebook.com/sjmorganple
• Instagram: https://www.instagram.com/sonyamichellemorgan
• Instagram: https://www.instagram.com/sjmorganple
• TikTok: @sonyammorgan (loanswithsonya)
• LinkedIn: Sonya Morgan and SJ Morgan Private Lending Exchange
• YouTube: @jsrvmorgan

Hashtags:
#HomeOwnership #FirstTimeHomeBuyer #ReverseMortgage #VeteranHomeLoans #RealEstateInvesting #MortgageTips #FinancialFreedom #RealEstateEducation #HomeEquity #RetirementPlanning #PropertyInvestment #BuyingAHome #SellingAHome #MortgageAdvisor #HomeLoanHelp #VAHomeLoan #AgingInPlace #InvestmentProperty #HomeFinancing

Disclaimer: The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

In this episode of "Real Loan Talk with Sonya," we chat with Joe Morgan, a seasoned private money lender and co-owner of SJ Morgan Private Lending Exchange, about the appeal of investing in private money notes. Discover why our guest prefers this investment strategy, the benefits it offers, and the key risks to watch out for. Whether you're an investor or a mortgage professional, gain valuable insights and practical tips to navigate the world of private money notes. Tune in for a concise and informative discussion!

Company Name: SJ Morgan Private Lending Exchange
Host: Sonya Morgan
Podcast Name: Real Loan Talk
Podcast Description: Unlock the secrets of unconventional lending with "Real Loan Talk," the podcast that explores creative loan products designed to help you achieve the American dream. Hosted by industry experts, we delve into the world of unique financing options that go beyond traditional loans, offering innovative solutions for diverse financial needs.
Podcast URL: www.RealLoanTalk.com
Sponsor Name: SJ Morgan Private Lending Exchange
Sponsor URL: www.sjmorganple.com

NMLS Numbers:

• Sonya Morgan Personal lic #s: NMLS Lic #856797, DRE Lic #01258854
• Company NMLS Lic #1569114, DRE Lic #01979578 & 60 DBO 155585

Licensing Information: Equal Housing Lender. NMLS #856797 company #1569114 www.nmlsconsumeraccess.com Equal Housing Opportunity.
Contact Number: 209-518-9527

Social Media Links:

• Facebook: https://www.facebook.com/jsrvmorgan, https://www.facebook.com/sjmorganple
• Instagram: https://www.instagram.com/sonyamichellemorgan, https://www.instagram.com/sjmorganple
• TikTok: @sonyammorgan (loanswithsonya)
• LinkedIn: Sonya Morgan and SJ Morgan Private Lending Exchange
• YouTube Link: @jsrvmorgan

Hashtags:
#HomeOwnership #FirstTimeHomeBuyer #ReverseMortgage #VeteranHomeLoans #RealEstateInvesting #MortgageTips #FinancialFreedom #RealEstateEducation #HomeEquity #RetirementPlanning #PropertyInvestment #BuyingAHome #SellingAHome #MortgageAdvisor #HomeLoanHelp #VAHomeLoan #AgingInPlace #InvestmentProperty #HomeFinancing

Disclaimer: The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

In this episode of Real Loan Talk with Sonay, we chat with Jim Graham, a veteran private money investor, about the ins and outs of funding private money notes. Jim shares his expert insights on what he looks for when evaluating notes, including borrower credibility, property value, and loan-to-value ratios.

Tune in to learn: - The basics of private money notes. - Jim's top criteria for funding. - Real-life examples from Jim's portfolio. - Tips for new investors entering the market. Don't miss this chance to gain valuable knowledge from an industry expert. Subscribe now and leave a review if you enjoy the episode!

Company Name: SJ Morgan Private Lending Exchange
Host: Sonya Morgan
Podcast Name: Real Loan Talk
Podcast Description: Unlock the secrets of unconventional lending with "Real Loan Talk," the podcast that explores creative loan products designed to help you achieve the American dream. Hosted by industry experts, we delve into the world of unique financing options that go beyond traditional loans, offering innovative solutions for diverse financial needs.
Podcast URL: www.RealLoanTalk.com
Sponsor Name: SJ Morgan Private Lending Exchange
Sponsor URL: www.sjmorganple.com

NMLS Numbers:

• Sonya Morgan Personal lic #s: NMLS Lic #856797, DRE Lic #01258854
• Company NMLS Lic #1569114, DRE Lic #01979578 & 60 DBO 155585

Licensing Information: Equal Housing Lender. NMLS #856797 company #1569114 www.nmlsconsumeraccess.com Equal Housing Opportunity.
Contact Number: 209-518-9527

Social Media Links:

• Facebook: https://www.facebook.com/jsrvmorgan, https://www.facebook.com/sjmorganple
• Instagram: https://www.instagram.com/sonyamichellemorgan, https://www.instagram.com/sjmorganple
• TikTok: @sonyammorgan (loanswithsonya)
• LinkedIn: Sonya Morgan and SJ Morgan Private Lending Exchange
• YouTube Link: @jsrvmorgan

Hashtags:
#HomeOwnership #FirstTimeHomeBuyer #ReverseMortgage #VeteranHomeLoans #RealEstateInvesting #MortgageTips #FinancialFreedom #RealEstateEducation #HomeEquity #RetirementPlanning #PropertyInvestment #BuyingAHome #SellingAHome #MortgageAdvisor #HomeLoanHelp #VAHomeLoan #AgingInPlace #InvestmentProperty #HomeFinancing

Disclaimer: The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.