Forensic engineer Leo Cannyn of Beryl Engineering and Inspection in Tampa explains how engineers separate storm damage from wear and tear, how mechanical damage differs from storm damage, and what property owners should document before anyone arrives. Leo's firm: Beryl Project Engineering, https://berylprojectengineering.com/ This is an episode of Off The Record by Louis Meyer, a conversation series with the people who inspect, restore, negotiate, and decide what happens after property damage and injuries. If you enjoy this kind of content, subscribe so you do not miss the next conversation. Are you an industry professional with something to teach property owners? Send a message to book a spot in the studio for a future episode: lmeyer@kpattorney.com Off The Record by Louis Meyer. Louis P. Meyer, Esq., Senior Attorney at Kanner & Pintaluga, P.A., Tampa, Florida. Practice focuses on property damage and personal injury claims. This content is general information, not legal advice.

The conversation covers the process of filing a hurricane claim and the subsequent challenges in dealing with insurance companies. It provides insights into the steps involved in filing a claim and the strategies for challenging the denial of claims.

Takeaways

• Filing a hurricane claim
• Challenging insurance company's denial

Chapters

• 00:00 Filing a Hurricane Claim
• 01:29 Challenging the Insurance Company

Louis Meyer, a senior attorney, shares insights on how to beat insurance companies when filing a hurricane claim. He discusses the process of filing a claim, handling insurance company denials, and the importance of assembling a strong team of professionals to support the claim.

Takeaways

• Insurance companies often try to delay, deny, and depose claims to avoid paying.
• Assembling a strong team of professionals, including lawyers, engineers, meteorologists, and general contractors, is crucial for supporting a hurricane claim.

Chapters

• 00:00 Assembling a Strong Team for the Claim

Louis Meyer discusses the tactics used by insurance companies, particularly Citizens Property Insurance Corporation, to deny claims and the unfairness of the Department of Administrative Hearings (DOAH). He emphasizes the need for legal representation and the fight against the DOAH system.

Takeaways

• Insurance companies use tactics to deny claims
• DOAH is unfair and needs to be challenged

Chapters

• 00:00 Tactics Used by Insurance Companies
• 01:26 Unfairness of the Department of Administrative Hearings (DOAH)
• 03:20 The Fight Against DOAH

The conversation highlights the challenges faced by homeowners when dealing with insurance companies and the importance of legal representation. It delves into the tactics used by insurance companies and the zealous advocacy required to protect clients' rights.

Takeaways

• Insurance company tactics
• Client representation

Chapters

• 00:00 Insurance Company Tactics
• 03:19 Client Representation

Louis Meyer discusses the challenges faced by homeowners when dealing with insurance companies and their lawyers. He highlights the tactics used by insurance companies to deny claims and the legal battles that ensue. Meyer emphasizes the importance of hiring top experts and attorneys to fight back against insurance companies.

Takeaways

• Deposition process and challenges
• Importance of top experts and attorneys

Chapters

• 00:00 Understanding Depositions
• 01:29 Challenges Faced by Homeowners
• 03:26 The Role of Top Experts and Attorneys
• 04:50 Insurance Company Tactics
• 08:13 Legal Battles and Fighting Back

The conversation covers the insurance claim process and the assessment of roof damage, providing insights into the steps involved in proving damage and the requirements for coverage.

Takeaways

• Insurance claim process
• Roof damage assessment

Chapters

• 00:00 Insurance Claim Process
• 15:28 Roof Damage Assessment

Understanding the post-loss obligations after a hurricane claim denial by the insurance company. Exploring the key requirements and actions needed to ensure a successful claim.

Takeaways

• Post-loss obligations are crucial for a successful hurricane claim.
• Prompt notice, mitigation, documentation, and full cooperation are essential for claim approval.

Chapters

• 00:00 Post-Loss Obligations After a Hurricane
• 00:31 Prompt Notice and Prejudice
• 01:15 Mitigate Damage and Documentation
• 03:12 Cooperate Fully and Inspection