Episodi

  • #304 - MicroStrategy Is Collapsing (Will It Crash Bitcoin?)
    Jan 27 2026

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    In this new episode, Lloyd James Ross breaks down why MicroStrategy’s leveraged bet on Bitcoin is starting to unravel. You’ll discover:

    ◼️ How $17 billion vanished in just three months

    ◼️ Why Michael Saylor’s debt‑fuelled Bitcoin strategy is dangerously fragile

    ◼️ The domino effect that could trigger forced liquidations and margin calls

    ◼️ Why MicroStrategy’s collapse could drag Bitcoin down with it

    ◼️ What this means for investors watching the crypto market


    Timestamps:

    00:00:00 - Introduction

    00:01:03 - Introduction to MicroStrategy

    00:01:48 - Michael Saylor's History

    00:02:31 - Understanding Equity and Liabilities

    00:03:35 - Illustrative Example of MicroStrategy's Finances

    00:05:00 - Impact of Bitcoin Price Drop

    00:06:35 - Minsky Moment and Financial Instability

    00:07:40 - Negative Convexity Explained

    00:09:05 - The Risks of Leverage

    00:10:07 - The Ponzi Scheme Allegation

    00:11:53 - The Consequences of Debt Maturity

    00:12:56 - Forced Selling and Market Impact

    00:14:09 - Theoretical Collapse of MicroStrategy

    00:15:57 - Bitcoin's Independence from MicroStrategy





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    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

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    18 min
  • #303 - WARNING! The RBA is about to HIKE Interest Rates
    Jan 22 2026

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    In this episode, Lloyd reveals why the Reserve Bank isn’t cutting rates as many expect, and why hikes are coming instead.

    ◼️ Why inflation isn’t dead

    ◼️ How higher rates will blindside homeowners

    ◼️ The impact on property prices, consumer spending, and the Aussie dollar

    ◼️ Why investors need to understand the link between rates and asset values

    ◼️ What can be done right now to protect against the coming squeeze


    Timestamps:

    00:00:00 - Introduction

    00:01:00 - Current RBA Cash Rate and Inflation

    00:02:00 - Market Reactions and Economic Forecasts

    00:03:00 - Impact on Homeowners and Consumers

    00:04:00 - Consumer Spending and Inflation

    00:05:00 - Effects on Investors and Asset Prices

    00:06:00 - Australian Dollar and Capital Flow

    00:07:00 - Economic Changes and RBA Justifications

    00:08:00 - Common Misconceptions About Rate Cuts

    00:09:00 - Staying Informed on Economic Trends




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    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

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    12 min
  • #302 - How To Make A FORTUNE From Trumps Takeover
    Jan 20 2026

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    Trump’s Venezuela takeover has changed the energy game.

    In this episode, Lloyd reveals how this geopolitical shift creates one of the biggest wealth opportunities of the decade:

    ◼️ Why Venezuela’s oil reserves suddenly matter again

    ◼️ How Trump’s energy policy changes the global game

    ◼️ The one company already on the ground, ready to profit

    ◼️ Why Chevron’s integrated model makes it untouchable

    ◼️ How Warren Buffett’s portfolio signals where the smart money flows

    ◼️ The risks investors overlook, and why Chevron can absorb them

    ◼️ Practical lessons on positioning, incentives, and structure to build lasting wealth



    Timestamps:

    00:00:00 - Introduction

    00:01:14 - Why Venezuela Matters Again

    00:02:07 - Trump's Energy Strategy

    00:03:30 - The Race for Oil and AGI

    00:05:05 - U.S. Control Over Venezuela

    00:06:12 - Chevron's Historical Context

    00:07:39 - Chevron's Position in Venezuela

    00:09:56 - The Oil Refining Process

    00:10:17 - Chevron's Integrated Business Model

    00:11:00 - Importance of Oil in Daily Life

    00:11:45 - Chevron's Financial Strength

    00:12:45 - Heavy Crude and Refining Challenges

    00:13:11 - Market Dynamics and Oil Prices

    00:14:24 - Cash Flow and Shareholder Benefits

    00:15:40 - Risks Involved in Oil Investment



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    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.


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    23 min
  • #301 - How Much Money Do You Need to Never Work Again?
    Jan 13 2026

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    The entire 2026 money plan…explained fast.

    Lloyd covers your magic number, cash‑flow tracking, cost cuts, ETF compounding, and the disciplined behaviours that build a repeatable wealth system.

    ◼️ How to calculate your magic number so you know exactly what you’re aiming for

    ◼️ The cash‑flow habits that free up money to actually invest

    ◼️ The simple ETF strategy that compounds your wealth year after year

    Timestamps:

    00:00:00 - Introduction

    00:01:18 – Step 1: The Magic Number (your wealth target)

    00:03:40 – Step 2: Tracking Cash Flow & Cutting Costs

    00:06:55 – Step 3: Investing Simply with ETFs

    00:08:33 – Building a Repeatable Wealth System

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    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.



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    10 min
  • #300 - Give me 49 Seconds .. Master Investing
    Jan 8 2026

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com

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    The entire game of investing…explained in 60 seconds.

    Lloyd reveals the 3 rules that separate wealth builders from everyone else. Watch to the end.

    Timestamps:

    00:00:00 Introduction

    00:00:11 - Rule 1

    00:00:22 - Rule 2

    00:00:33 - Rule 3

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    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.



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    1 min
  • #299 - The $1.5 Trillion AI Lie That's Holding Up The Global Economy
    Jan 6 2026

    In this new episode, Lloyd James Ross exposes the $1.5 trillion AI bubble threatening your superannuation, property portfolio, and the wider economy, showing why smart investors are exiting, why most AI projects may never be profitable, and how hype-driven valuations built on circular revenue loops could collapse fast, and most importantly, how you can protect your wealth and be ready to seize real opportunities when the bubble bursts.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

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    Timestamps

    00:00:00 - Introduction

    00:01:46 - Michael Burry's AI Short Position

    00:05:02 - Elite Investors Exiting AI

    00:07:10 - The $4 Trillion Web of AI Deals

    00:09:01 - Alibaba and Industrial Bubbles

    00:10:05 - The Future of AI and AGI

    00:12:02 - Mainstream Media and AI Bubble Warnings

    00:14:01 - Skeptics and Circular Revenue Concerns

    00:15:05 - NVIDIA's Financial Red Flags

    00:16:42 - Protecting Your Wealth from the AI Bubble

    00:17:13 - The Global Impact of the AI Bubble

    00:18:07 - MIT Study on AI Project Profitability

    00:19:00 - Timeline for Potential AI Bubble Burst

    00:21:08 - Investment Strategies for AI Bubble

    00:23:05 - Historical Patterns of Bubbles

    00:24:08 - Preparing for the AI Bubble Burst

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    27 min
  • #298 - 85 Million Jobs Gone In 2026 (Who will pay the bills?)
    Jan 1 2026

    In this new episode, Lloyd breaks down the truth behind the headline that 85 million jobs will disappear by 2026, and reveals whether AI is really going to destroy your financial future. While governments push universal basic income as a safety net, it’s really a trap that creates dependency, limits your potential, and keeps you controlled.

    Lloyd explores what the headlines about AI job losses are really missing, and why the biggest risk isn’t automation itself but failing to adapt. He shows how the choices you make now will determine whether you fall into dependency or build lasting financial strength.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

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    Timestamps

    00:00:00 - Introduction

    00:02:50 - The Pattern of Technological Change

    00:03:50 - Australia's Unique Skills Shortage

    00:05:30 - The Reality of Job Creation vs. Job Loss

    00:06:30 - The Risks of Universal Basic Income (UBI)

    00:08:30 - The Deception of UBI: Dependency vs. Independence

    00:10:00 - Cost Reduction vs. Income: The Future of Wealth

    00:11:30 - Three Steps to Financial Indestructibility

    00:12:00 - Step 1: Achieving Escape Velocity

    00:13:30 - Step 2: Building Your Antifragile Stack

    00:15:00 - Step 3: Investing in Yourself

    00:16:30 - The Importance of Skills in the Age of AI

    00:18:00 - Choosing Your Path: UBI Trap vs. Wealth Path

    00:19:30 - The Real Threat: Financial Unpreparedness

    00:20:30 - Empowering the Next Generation

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    22 min
  • #297 - Australian Property Isn’t The Investment You Think It Is
    Dec 30 2025

    In this episode, Lloyd reacts to the housing crisis and exposes how property has become an investment vehicle instead of a home. He breaks down tax policies, banking scandals, and debt traps facing first‑home buyers, while sharing why overpriced markets are setting up for collapse.

    Discover how to protect your wealth, avoid risky borrowing, and build financial freedom without being crushed by the property bubble.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

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    Timestamps

    00:00:00 - Introduction

    00:01:00 – MicroStrategy’s Massive Leveraged Bitcoin Bet

    00:03:52 – Japan’s Carry Trade & Looming Rate Hikes

    00:07:01 – Why Australia Is Deeply Exposed to Crypto

    00:10:09 – The Ultimate Black Swan: Satoshi Nakamoto’s Wallet

    00:12:07 – Portfolio Risk Exposure & Diversification Advice

    00:17:17 – Behavioral Traps: HODL Mentality & Laser Eyes Cult

    00:21:39 – Signals to Watch: Japan, MicroStrategy, Regulation & Black Swans

    00:23:44 – Bigger Picture: Speculative Bubble Across All Assets

    00:24:43 – Smart Money Moves: Buffett, Dalio & Value Investors

    00:27:39 – Final Warning: Protect Wealth, Diversify & Prepare for the Storm

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    22 min