Every entrepreneur needs this reminder: not every year will be a financial “win,” but every year, especially the hardest ones, can deliver lessons worth their weight in gold.

In today’s episode, “What Really Tough Financial Years Reveal — That Calm Ones Don’t,” host Jacquette explores the surprising clarity that emerges when you review a year marked by challenge(s). In calmer seasons, the cracks often stay hidden, but in years like 2025, when revenue shifts, rising costs, and economic pressures collided, the truth had nowhere to hide. And that’s where the gifts were found.

Tough years offer insights. They sharpen clarity. They create space to recalibrate. They push you to reimagine old offers, dream up new ones, and take a fresh look at the behind‑the‑scenes elements that shape your pricing and your strategy. So, celebrate what went well, acknowledge what was hard, and after recalibration, step forward with renewed hope and intention.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

For Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmons

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

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In this episode of Confidently Crypto, Dr. Tonya M. Evans engages in a thought-provoking conversation with Mimi Kufuor, a prominent figure in the crypto space and COO of Koin Koin in Ghana. They delve into the recent NYC token debacle, highlighting the implications of political meme coins on the credibility of the cryptocurrency industry. The discussion draws parallels between the economic justice themes of Martin Luther King Jr. and the current landscape of digital assets, emphasizing the need for genuine financial inclusion and empowerment for marginalized communities. Mimi shares her insights on the importance of due diligence in the meme coin market, cautioning listeners about the risks associated with politically-backed tokens that often lack transparency and utility.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

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Meaningful. Beautiful. Intimate.

Three simple words - yet they shaped an entire moment in time.

In today’s episode, “Three Words Shaped My Birthday Celebration; Here’s Why They Matter For You,” Jacquette shares how these words became the foundation for her celebration. They weren’t just a theme; they were an anchor; a beacon of clarity that guided every choice she made. And in the process, they did far more than help her plan a party. They made her life feel easier, more coherent, and more aligned.

She invites listeners to choose their own guiding words, not to dictate what they should do, but to illuminate how they want to feel. When you get clear on that, your decisions begin to filter themselves in surprising and powerful ways. Tune in and discover the words that might reshape your next chapter.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

For Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmons

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this timely episode of Confidently Crypto, Dr. Tonya M. Evans explores how cryptocurrency has become a lifeline for social justice movements around the world, from Nigerian feminists who kept the #EndSARS protests funded after banks froze their accounts, to Afghan women preserving their savings when the Taliban seized power, to Ukrainians receiving $225 million in wartime donations within weeks. But this isn't just a story about "over there."

Tonight's breaking news that the Trump DOJ is criminally investigating Federal Reserve Chair Jerome Powell, in what Powell himself calls retaliation for setting interest rates based on evidence rather than presidential preference, brings the lesson home: government control of the financial system is one of the first tools authoritarian regimes use to control citizens. Americans have much to learn from Nigerians, Afghans, Ukrainians, and even Canadians whose bank accounts were frozen during the Freedom Convoy protests. When traditional finance becomes a weapon, cryptocurrency becomes resistance. This episode makes the case that crypto isn't just an investment ... it's infrastructure for freedom.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Disruptions, expected or not, rarely feel convenient. However, clarity has a way of transforming even the most frustrating moments into unexpected teachers.

In today’s episode, “The Unexpected Lessons About Clarity From Two Holes in My Ceiling,” host Jacquette shares a “moderately unexpected” home‑repair mishap that cracked open more than just drywall. It revealed powerful truths about how clarity actually works.

She reminds us that a lack of clarity isn’t a personal failing but a part of being human. Clarity evolves, and as it shifts, so should your priorities. When life gets heavy with disruptions, it offers you a chance to pause, ask better questions, and release the urge to compare your journey to others'.

So, tune in today and get one step closer to the clarity you seek!

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

For Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmons

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The CLARITY Act is advancing through the Senate. The GENIUS Act is law. The OCC just approved five major crypto firms for trust bank charters. The regulatory framework for digital assets is being built—and it needs professionals who understand both traditional finance and blockchain. In this episode, Dr. Tonya M. Evans breaks down the five highest-value reskilling opportunities for lawyers, accountants, compliance officers, and finance professionals ready to pivot into Web3 without starting over or learning to code.

After eight years navigating the intersection of law, policy, and Web3, Dr. Evans is sharing the 2026 secrets of her success to empower other legacy professionals ready to reskill and reimagine their careers. She's done the heavy lifting so you don't have to.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“Every expense needs to fight for the right to be on your income statement.”

— Jacquette Timmons

In today’s episode, “What You Choose to Carry Forward (and Why It Matters Now),” Jacquette invites you to close out 2025 with a powerful reset. This is the moment to pause, reflect, and decide what truly deserves to move with you into the new year.

An audit isn’t just a financial exercise. Because it’s always about "More Than Money," it’s also a chance to see where your energy went, what fueled you, and what drained you. A financial and lived‑experience audit reveals discoveries, offers evidence, clarifies what’s enough, and highlights the wins you may have overlooked.

End your year with intention and gratitude so you can begin the next one renewed, aligned, and ready for what’s ahead.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

For Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmons

www.jacquettetimmons.com

www.jacquettetimmons.com/digital-products

www.instagram.com/jacquettemtimmons

BuyMeACoffee.com/Jacquette

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dr. Tonya M. Evans reflects on the transformative year of 2025 for cryptocurrency, highlighting significant regulatory advancements such as the approval of Bitcoin ETFs and the passage of the Genius Act. She emphasizes the importance of cooperative economics through the lens of Kwanzaa's principles, particularly focusing on the role of community in building wealth and the global impact of crypto, especially in Africa. The discussion underscores the need for self-determination, collective responsibility, and purpose in navigating the digital economy, setting the stage for a promising future in 2026.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

Strategic Advisor | Digital Assets & Regulatory Policy

Advantage Evans, LLC

📖 Author: Digital Money Demystified | Electing Crypto

🎙️ Host: Confidently Crypto on SiriusXM

🔗 Connect: ProfTonyaEvans.com

📬 Subscribe: FinTech News & Trends Report

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.