You worked hard to build your business. But have you worked just as hard to protect it?
In this episode of Energy Is Currency, host Alexis Williams sits down with entrepreneur, insurance expert, and author Cheri Martinen for an engaging conversation about entrepreneurship, financial protection, family business succession, and building a business that lasts.
Raised by entrepreneurial parents, Cheri learned the realities of business ownership early. From launching her own marketing business to purchasing her family's insurance agency during the pandemic and eventually selling it to OneDigital in 2025, her journey offers valuable lessons about leadership, resilience, and long-term business sustainability.
Together, Alexis and Cheri discuss why insurance should be treated as a financial tool rather than another business expense, how entrepreneurs can protect their assets, and why creating systems that operate without you is essential to building a valuable business.
Cheri also introduces her book, Covered: The Smart Buyer's Guide to Home, Auto, and Business Insurance, designed to help consumers better understand their coverage and make informed financial decisions.
In this episode, you'll discover:
- Why every entrepreneur needs a strategy for protecting their business assets.
- The challenges and rewards of transitioning a family-owned business.
- How to move from self-employment toward sustainable business ownership.
- Why reviewing insurance coverage annually is essential.
- The importance of recurring revenue, delegation, and operational systems.
- How insurance, employee benefits, HR support, and retirement planning contribute to business sustainability.
- Why an exit strategy should be developed before burnout becomes the only option.
Whether you're launching a business, growing your team, or preparing for your next chapter, this conversation will challenge you to think beyond making money and start protecting what you've built.
Because building a business is an accomplishment. Building one that can survive without you is a legacy.
Energy Is Currency is the millennial development podcast devoted to helping you mind your business personally and professionally.
Remember: Your energy is your currency. Use it wisely.