Melissa Joy is joined by Dr. William Schulz, former Executive Director of Amnesty International USA to discuss the importance of staying hopeful during turbulent times.

How can we stay positive during times of uncertainty? Dr. Schulz explores how hope can be a driving force for change - leading to improvements in our own communities as well as a more just world. The lessons taught in this episode are valuable for all - from investors to friends.

Listen and Learn:

• The ‘why’ behind Amnesty International’s mission
• How to remain resilient despite injustice in the world
• The importance behind conscious consumption and where you spend your money

Resources:

• Purchase Dr. William Schulz’s Memoir: Reversing the Rivers: A Memoir of History, Hope, and Human Rights
• Discover More Books by Dr. William Schulz
• Learn more about Amnesty International USA
• Human Rights | United Nations

Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

Data Sources: Capital Group, RIMES, Standard & Poor's.

Whether you’ve already filed your taxes or still need to request an extension, Melissa Joy shares her post-tax season tips and tricks. Discover how you can pave the way for a smoother tax season experience and take control of your money in the year ahead.

Listen and Learn:

• Why it’s important to discuss taxes with your financial advisor
• Which resources you should use during tax season and after
• When to consider reviewing and adjusting your tax withholdings

Resources:

1. How to Extend Your Federal Taxes
2. State of Michigan Tax Extension
3. Tax Aware Investment Strategies Webinar
4. Tax Withholding Calculator (IRS)
5. Tax Withholding – How to Get it Right
6. Restricted Stock Taxation

Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

Data Sources: Capital Group, RIMES, Standard & Poor's.

Melissa Joy is joined by Financial Behavior Specialist®, Speaker, and Therapist Ashley Quamme LMFT, to discuss the intricate intersection of relationships and finances.

How do we talk about money with a partner when our perspectives differ? What are practical ways to navigate when one partner is a spender, and the other is a saver? Ashley dives into the complexities of love and money and how to navigate the money differences that happen in many relationships.

Listen and Learn:

• Common challenges couples face when discussing finances and tips to overcome them
• How to use communication to navigate differences in spending habits
• The significance of listening, empathy, and vulnerability in client-advisor relationships

Resources:

1. Visit Beyond the Plan
2. Follow Ashley on LinkedIn
3. Follow Ashley on Twitter
4. Listen: Episode 48: Financial Therapy with Nate Astle
5. Listen: Episode 212: Even Out The Power Scales of Marriage and Money

Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

Data Sources: Capital Group, RIMES, Standard & Poor's.