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How much does appearance matter in the formation of romantic relationships? Do nice guys always finish last? Does playing hard-to-get ever work? What really makes for a good chat-up line? When it comes to relationships, theres no shortage of advice from self-help experts, pick-up artists, and...

Blockchain is the technology behind bitcoin and other crypto-currencies. According to Santander, it could save financial institutions $15-20bn a year from 2022 onward. Most experts see an unprecedented potential, but many banks, payment processors and credit card companies fret that bitcoin entrepreneurs could cast a pall over their core business. Whatever the position of blockchain, many voices are shouting from different angles, creating a cacophony of confusion including tech-evangelists, anarcho-libertarians and industry experts.