When you are thinking of buying a home, you need to know where to start. And along with that thought process, we need to know the pitfalls and what to avoid. Here we discuss where to start and exactly the inside details you need to know.

With 2 real estate agents and two lenders, this 25-minute podcast talks about it all. Who to work with and why is discussed in depth and what is the real estate market like today.

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It is extremely important to know all your best options when buying a home, so we asked Kerry Pastore (NMLS#19781) from Rate Mortgage (NMLS #2611), to fill us in on what your options are when financing your new home purchases. There are a great deal of mortgage programs that are out on the market, but some are better for you than others. Wheather you are self employed and need a non-conforming type of loan, or you are a first-time buyer and need down payment assistance, it's all discussed here. Thank you to Kerry Pastore and Rate for sponsoring the month of September.

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Growing up in California in the thoroughbred racing business, Jim DiVito learned from is dad. His dad wanted him to go to college, but Jim had another idea. He loves the horses and loves the business. Like he says, "There is nothing like winning a race with your horse".

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Getting the best jockeys on horses are the key to racing, and Penny Ffitch-heyes tells it all. We interviewed Penny on the last day of racing at Hawthorne Racetrack, in Cicero, Illinos. She is hands on and boots on the ground in the business.

As an agent, Penny has the distinguished honor of representing the leading jockey in Illinois, Alexander Bendezu Rojas. Chicago racing has been very good to her. In England, Penny helped pave the way for women as a Staplechase rider., riding in the Grand National.

Learning the business as a woman, she learned that the best defense is offense. And to be in racing, you need a sence of humor. According to Penny, Arlington Park Racetrack was one of the most beautiful racetracks in the world, but that’s gone now. Listen to Penny share her stories and thoughts on the future of racing in Illinois.

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If you have ever visited Chicago and attended a horse race at any track, you would know Michele Boyce. Michele shares a little of her history and what it takes to be a player in the horse racing industry. You'll find out much about Michele and how she started in the business. She shares her knowledge of the racing industry and what it took for her to begin training.

Thanks for watching. Like and Subscribe to all our episodes. and see all of our episodes at: https://whiskeywealthandwisdom.com/

Thanks for watching. Like and Subscribe to all our episodes. and see all of our episodes at: https://whiskeywealthandwisdom.com/