When you are thinking of buying a home, you need to know where to start. And along with that thought process, we need to know the pitfalls and what to avoid. Here we discuss where to start and exactly the inside details you need to know.

With 2 real estate agents and two lenders, this 25-minute podcast talks about it all. Who to work with and why is discussed in depth and what is the real estate market like today.

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It is extremely important to know all your best options when buying a home, so we asked Kerry Pastore (NMLS#19781) from Rate Mortgage (NMLS #2611), to fill us in on what your options are when financing your new home purchases. There are a great deal of mortgage programs that are out on the market, but some are better for you than others. Wheather you are self employed and need a non-conforming type of loan, or you are a first-time buyer and need down payment assistance, it's all discussed here. Thank you to Kerry Pastore and Rate for sponsoring the month of September.

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Growing up in California in the thoroughbred racing business, Jim DiVito learned from is dad. His dad wanted him to go to college, but Jim had another idea. He loves the horses and loves the business. Like he says, "There is nothing like winning a race with your horse".

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