• #0058 - How 2025 Really Ended: GTA’s Deep Buyer’s Market and the First Hints of Recovery
    Dec 26 2025

    In this year‑end special, Kai walks you through how the GTA, Ontario, and Canadian housing markets really evolved from late October to just after Christmas 2025.

    We cover the “Great Rebalancing” in Ontario, record‑high inventory, and why GTA sales are down almost 16% year‑over‑year even as the Bank of Canada holds its policy rate at 2.25%. You’ll hear how the condo and pre‑construction crunch is pushing out over‑leveraged investors, what Ontario’s Fall Economic Statement and the iPro/RECO saga mean for trust in the system, and why late 2025 is one of the strongest buyer‑leverage windows since around 2010.

    Then we get practical: clear lanes for first‑time buyers, move‑up and move‑down sellers, and investors who want boring, cash‑flow‑sane returns instead of lottery tickets. Finally, Kai looks ahead to 2026–2027, where major forecasts call for double‑digit sales growth and modest price gains, and invites you to use this quiet post‑Christmas window to map your own 12–24 month plan.

    If you’ve felt whiplash from the headlines — “record inventory,” “condo crisis,” “recovery coming” — this episode gives you the story arc, the numbers, and what they actually mean for your next move.

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    29 min
  • #0057 - I'm BACK! Why The GTA Real Estate Market Just Became a Buyer's Paradise
    Jul 26 2025

    🔥 Kai Tan is BACK after 2 months of game-changing business improvements, and he's bringing you the most important real estate intel of 2025!

    The GTA just hit 30-YEAR HIGH inventory levels, creating the biggest buyer opportunity we've seen in decades. Whether you're a first-time buyer who thought homeownership was impossible, an investor ready to scale your portfolio, or a seller wondering about your next move - this episode will change everything.

    🎯 What You'll Learn:

    • Why 31,603 active listings = YOUR biggest opportunity (not a crisis)
    • The condo market REVOLUTION - 4-year low prices with 7.1 months inventory
    • The $850K-$1.2M "sweet spot" where smart money is crushing it
    • Interest rate strategy that's working RIGHT NOW (hint: stop waiting)
    • Regional goldmines most people are missing completely
    • The U.S. trade wildcard that could change EVERYTHING

    PLUS: Kai reveals his crystal ball predictions for the rest of 2025 and gives you the exact action plan to WIN in this market.

    This isn't just market analysis - it's your roadmap to profit while everyone else is paralyzed by uncertainty. The opportunities are HERE, the data is CLEAR - the only question is: what are YOU going to do about it?

    Perfect for: First-time buyers, investors, move-up buyers, sellers, and anyone ready to stop analyzing and start ACTING in the GTA real estate market.

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    26 min
  • #0056 - The Post-Election Real Estate Landscape: What's Next for Canadian Housing
    May 16 2025

    Join host Kai Tan for the latest developments in Canadian real estate! This week's episode explores the striking contrasts in today's market: record-breaking national housing starts alongside construction slowdowns in key regions, declining home sales as buyers gain negotiating power, and the shifting mortgage landscape. Kai analyzes the GTA construction challenges, condo market corrections, and the critical 3% mortgage rate threshold needed to reinvigorate the market. Plus, learn how post-election dynamics and changing investment patterns are reshaping Canada's housing landscape. Essential listening for anyone tracking real estate trends in today's uncertain economic environment.

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    18 min
  • #0055 - Ontario's Shifting Market: Tariffs, Elections, and the New Buyer's Advantage
    Apr 18 2025

    In this April 2025 episode of "The Last Week in Real Estate," host Kai Tan explores Ontario's dramatic shift to a buyer's market with active listings up 39% and sales at a decade-low. Discover how U.S. tariff threats have significantly impacted buyer confidence, with 66% of potential Toronto homebuyers postponing plans. Kai breaks down the Bank of Canada's rate hold at 2.75%, regional market variations showing surprising resilience in areas like Northern Ontario, and the stark contrast between buyer's markets in condos versus seller's markets in freeholds. Plus, learn how the upcoming provincial election, TRESA regulations, and climate considerations are reshaping Ontario's real estate landscape. Whether you're buying, selling, or just market-watching, this data-packed episode delivers essential insights for navigating Ontario's challenging real estate crossroads.

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    29 min
  • #0054 - Rate Cuts & Trade Tensions
    Mar 12 2025

    In this week's episode, Kai breaks down the Bank of Canada's seventh consecutive interest rate cut to 2.75% and what it means for your mortgage payments. Dive into the surprising Toronto market statistics showing inventory up 76% year-over-year and prices down 2.2%, creating unprecedented buyer leverage.

    Kai examines how US-Canada trade tensions are creating what experts call "profound uncertainty" in the housing market, with potential implications for construction costs and buyer confidence. Learn why mortgage delinquency rates are paradoxically rising despite falling interest rates, and which demographics are most affected.

    For more in-depth analysis on how the trade war specifically impacts Canadian real estate and construction costs, check out Kai's latest blog post at kaibydesign.work, where he explores the long-term implications of aluminum and steel tariffs on housing affordability.

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    17 min
  • #0053 - 1st Year Anniversary Episode
    Jan 28 2025

    Toronto's real estate market is witnessing its biggest shakeup in years. From historic mortgage renewal numbers to potential trade wars, interest rate cuts, and a proposed 6.9% property tax hike - this episode breaks down everything you need to know about the current state of the market. Join us as we analyze Royal LePage's latest report showing a 2.3% price increase, dive into why 1.2 million Canadians are facing mortgage renewals this year, and explore what all this means for buyers, sellers, and investors. Plus, an important announcement about our new bi-weekly podcast schedule. Whether you're actively in the market or just keeping tabs on real estate trends, this comprehensive market analysis is your essential guide to understanding Toronto's real estate landscape in early 2025.

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    17 min
  • #0052 - December's Mixed Signals: A Market in Transition
    Jan 12 2025

    The Greater Toronto Area housing market ended 2024 with fascinating contradictions. Annual sales reached 67,610 units, up 2.6% from 2023, while new listings surged 16.4% year-over-year. The average selling price settled at $1,117,600, showing a marginal decline from 2023. December specifically saw 3,359 sales, a slight decrease from the previous year, with the average price at $1,067,186. Notable divergence appeared between property types, with detached homes showing resilience while condo apartments experienced more significant price pressures.

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    7 min
  • #0051 - New Year, New Rules: Canada's Housing Market Takes Shape
    Jan 5 2025

    In this week's episode, we dive deep into the transformative forces shaping Canada's real estate market as we enter 2025. From the Bank of Canada's aggressive rate-cutting cycle to game-changing mortgage rule updates, we explore how these shifts are creating both opportunities and challenges across different market segments. We'll examine why Toronto's poised to potentially overtake Vancouver in pricing, why the condo market's facing headwinds, and what all this means for buyers and sellers in the months ahead.

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    7 min