What should you do before mortgage rates drop, especially if you’re buying a home in Metro Detroit?Mortgage rates don’t drop with a countdown clock. They drift.And when they do, buyer competition returns fast.In this video, I explain exactly what home buyers should do before mortgage rates drop, so you’re prepared before leverage disappears — not reacting after the fact.If you’re asking:❓ Should I wait for mortgage rates to drop before buying?❓ How do I prepare to buy a home in Metro Detroit in 2026?❓ What matters more than interest rates when buying a house?This episode is for you.I break down:✅ Why waiting for mortgage rates to drop often hurts buyers✅ The difference between pre-approval and pre-qualification✅ How to stress-test your home buying budget before rates move✅ Why watching neighborhoods matters more than watching listings✅ How Metro Detroit buyers can position themselves ahead of the next market shift📞 Contact Leslie E. Martin, Realtor® | Metro Detroit Real Estate Expert📧 leslie@leslieemartin.com📱 Phone: (734) 846-8358🌐 Website: https://www.leslieemartin.com💼 LinkedIn: https://www.linkedin.com/in/leslie-martin-68a9a922a/💼 Google Business Page: https://share.google/UUzTvC67ItmnyRg4p🏡 Zillow: https://www.zillow.com/profile/LeslieEMartin📸 Instagram: https://www.instagram.com/leslieemartindtw🎥 Youtube: https://www.youtube.com/@leslieemartin📖 Canvas Rebel: https://www.canvasrebel.com/meet-leslie-martin-2/📘 Facebook: https://www.facebook.com/LeslieEMartinRealtorThis video is part of my market strategy series and leads directly into the next episode: Who Wins in the Next Market Shift — and WhyIf this episode helped you think differently about timing and preparation, the next step isn’t rushing into anything — it’s getting clarity.Feel free to reach out if you want to talk through your numbers, your timeline, or whether it makes sense to start preparing now. No pressure. Just a conversation.I’m Leslie Martin, a Metro Detroit Realtor®, and I look forward to helping you make your next move.Chapters00:00 Why buyers miss mortgage rate drops00:30 Why waiting for rates costs buyers leverage00:50 Pre-approval vs pre-qualification explained01:30 How to stress-test your home buying budget01:55 Why payment comfort matters more than rates02:16 What matters more than interest rates02:27 Why buyers should watch neighborhoods, not listings02:57 How buyer leverage changes when rates drop03:20 When the best time to buy actually is03:40 Who wins in the next housing market shift04:01 How to prepare without rushing your decision#MortgageRates #MetroDetroitRealEstate #HomeBuyingTips

Everyone says they’re waiting for mortgage rates to drop — but very few people understand what actually happens to the housing market when they do.Lower rates don’t always mean lower prices. In many cases, they bring more buyers back into the market at the same time, increase competition, and change the pace of the market faster than most people expect.In this video, I break down what really happens when mortgage rates drop, who benefits first, and why waiting without a plan can quietly put you at a disadvantage — whether you’re buying or selling a home in Metro Detroit.📞 Contact Leslie E. Martin, Realtor® | Metro Detroit Real Estate Expert📧 leslie@leslieemartin.com📱 Phone: (734) 846-8358🌐 Website: https://www.leslieemartin.com💼 LinkedIn: https://www.linkedin.com/in/leslie-martin-68a9a922a/💼 Google Business Page: https://share.google/UUzTvC67ItmnyRg4p🏡 Zillow: https://www.zillow.com/profile/LeslieEMartin📸 Instagram: https://www.instagram.com/leslieemartindtw🎥 Youtube: https://www.youtube.com/@leslieemartin📖 Canvas Rebel: https://www.canvasrebel.com/meet-leslie-martin-2/📘 Facebook: https://www.facebook.com/LeslieEMartinRealtorI’ll walk you through:✅ How buyer demand typically reacts when rates drop✅ Why competition often increases before prices adjust✅ Which buyers tend to benefit first✅ How sellers can position themselves ahead of a market shift✅ Why preparation matters more than timingIf you’re trying to decide whether to buy, sell, or wait, this video will help you think strategically instead of emotionally.▶️ Next video: What Should You Do Before Mortgage Rates Drop?If you have questions about your specific situation, feel free to reach out to me directly or visit my website to learn more.

Should you buy a home now—or wait?It’s one of the most common real estate questions people are Googling, searching on YouTube, and even asking AI. And depending on who you listen to, now is either the worst time to buy… or the best opportunity in years.In this episode, I’m not here to predict the housing market. I’m here to help you decide what makes sense for you, especially if you’re buying in the Metro Detroit area.📞 Contact Leslie E. Martin, Realtor® | Metro Detroit Real Estate Expert📧 leslie@leslieemartin.com📱 Phone: (734) 846-8358🌐 Website: https://www.leslieemartin.com💼 LinkedIn: https://www.linkedin.com/in/leslie-martin-68a9a922a/💼 Google Business Page: https://share.google/UUzTvC67ItmnyRg4p🏡 Zillow: https://www.zillow.com/profile/LeslieEMartin📸 Instagram: https://www.instagram.com/leslieemartindtw🎥 Youtube: https://www.youtube.com/@leslieemartin📖 Canvas Rebel: https://www.canvasrebel.com/meet-leslie-martin-2/📘 Facebook: https://www.facebook.com/LeslieEMartinRealtorWhether you’re a first-time buyer, relocating, downsizing, or feeling stuck renting, I walk through how I help buyers think about this decision by focusing on real life—not headlines—including affordability, timing, and long-term plans.📍 Local insight for Metro Detroit buyers🏡 Practical guidance, not hype🧭 Designed to stay relevant in any marketIf you’d like to talk through your specific situation, feel free to reach out.Chapters:00:00 Should I buy a home now or wait?00:29 Why this question feels so confusing right now01:27 The mindset shift most buyers miss01:40 The 3 things that matter more than headlines03:26 Why waiting is still a decision03:55 What I’m seeing in Metro Detroit right now04:25 How I help buyers decide04:37 Final thoughts + how to reach me#metrodetroitrealestate #homebuyingadvice #michiganrealestate