In this episode of The Mortgage Show, Chris and Randy break down a rollercoaster week in the mortgage world. They dig into the brief dip into the 5s, why it didn’t last, and what actually drives rate movement behind the scenes, including mortgage-backed securities, global factors, and inflation pressure.

They also talk real-world strategy, when refinancing actually makes sense, how to be ready when rates move, why fast closings matter more than ever, and what borrowers can do to put themselves in a position to win. Plus, a look at rising credit report costs, debt consolidation through refis, and why local market conditions still matter.

Mortgage talk with context, honesty, and a little fun mixed in.

Back in The Cheap Seats after a little hiatus, and we come in hot with a PTI-style rundown, 10+ topics, 3 minutes each, no wasted time. We hit Pats-Texans, Bills vibes, the biggest coaching openings, and the MVP debate (Stafford vs Drake May), plus a Red Sox offseason check-in after Bregman heads to the Cubs. We also close with quick hitters on the Celtics, TGL, the Winter Olympics, and a pickleball update we did not want to give.

Hosted by Randy Forcier & Chris Bedard

Stranger Things wrapped up last week, and it felt like one of those rare “everything stops” TV moments.

In this episode, we react to Volume 2 and the series finale, break down our Rehashables categories (Jack Bauer Award, Desmond Hume, Saul Goodman spinoff talk, emotional gut punches, scene-stealers, and more), and dig into the final stretch that mirrors the beginning of the show in a way we didn’t see coming. We talk big character moments, lingering questions, the ending choice, and where Stranger Things ultimately lands as one of the defining shows of its era. We also close out with what we’re watching next as award season ramps up.

Spoilers throughout.

Hosted by Randy Forcier & Matt Forcier

We've got a Christmas Eve special episode of The Rehashables for you! We both caught Avatar: Fire and Ash in IMAX 3D and came in fired up, not bored for a second, even with the monster runtime. We run through all our awards, break down the best sequences (Ash Tribe intro, Neytiri going full Rambo), debate the weird story choices, and talk MVP, spinoff potential, and whether Avatar has real staying power or is just the ultimate theater ride. Plus, we hit box office expectations and the trailers that stole the night, especially Nolan’s The Odyssey.

Hosted by Randy & Matt Forcier

The Rehashables is one the Randy Forcier Podcasts, all available on Spotify, Apple & YouTube. Please SUBSCRIBE.

On this episode of The Mortgage Show, we wrap up 2025 with a mix of mortgage talk, year-end reflections, and a few laughs along the way. We break down today’s Fed rate cut, why mortgage rates and the Fed funds rate never move in a straight line, and what’s really been driving the bump in rates over the past few months. Then we shift gears and look back on our first full year at CMG, the products that changed our business, the wins we’re grateful for, and the people who make this job actually fun. A little mortgage education, a little therapy session, a little friendship, perfect way to close out the year.

On this episode of The Rehashables, Randy and Matt dive into Stranger Things Season 5 Part 1 with full spoilers, running through their top moments, lowlights, funny nitpicks, and what they think is coming next for Hawkins. They also sneak in some love for Vince Gilligan’s new sci-fi series Pluribus and fire up some early hype for Avatar 3.

On this episode of The Randy Forcier Podcast I'm joined by Jeff Camire, someone I first knew as an athletic trainer while I was at Biddeford High School. Since then he’s been a coach, a school counselor, and now the creator of Mental Edge Performance, where he helps athletes and performers build a stronger mental game.

We get into Jeff’s path from athletic training to counseling, how he ended up coaching golf for more than two decades, the huge impact mindset has on performance, why so many athletes are great physically but struggle mentally, and how his work helps kids, parents, coaches, and honestly anyone trying to handle pressure better.

We also talk golf, life lessons from the course, and how Jeff sees Mental Edge Performance growing in the future.

Really fun conversation with a guy who’s helped a ton of people and is just getting started.

In this episode of THE MORTGAGE SHOW, Randy and Chris break down the Fed’s recent quarter-point rate cut, what it really means for mortgage rates, why Jerome Powell’s comments have the market spooked, and how inflation and tariffs could shake things up next.They also hit on the new 2026 Conventional Loan Limit of $819,000, what to know about the ongoing government shutdown’s effect on RD and FHA loans, and why you might want to take another look at 20 Year Fixed Mortgages.Hosted By:Randy ForcierLoan Officer | NMLS 322749CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072207-590-0337rforcier@cmghomeloans.comChris BedardLoan Officer | NMLS 323290CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072207-229-4731cbedard@cmghomeloans.com