In this episode of The Mortgage Show, Chris and Randy break down a rollercoaster week in the mortgage world. They dig into the brief dip into the 5s, why it didn’t last, and what actually drives rate movement behind the scenes, including mortgage-backed securities, global factors, and inflation pressure.

They also talk real-world strategy, when refinancing actually makes sense, how to be ready when rates move, why fast closings matter more than ever, and what borrowers can do to put themselves in a position to win. Plus, a look at rising credit report costs, debt consolidation through refis, and why local market conditions still matter.

Mortgage talk with context, honesty, and a little fun mixed in.

Back in The Cheap Seats after a little hiatus, and we come in hot with a PTI-style rundown, 10+ topics, 3 minutes each, no wasted time. We hit Pats-Texans, Bills vibes, the biggest coaching openings, and the MVP debate (Stafford vs Drake May), plus a Red Sox offseason check-in after Bregman heads to the Cubs. We also close with quick hitters on the Celtics, TGL, the Winter Olympics, and a pickleball update we did not want to give.

Hosted by Randy Forcier & Chris Bedard

Stranger Things wrapped up last week, and it felt like one of those rare “everything stops” TV moments.

In this episode, we react to Volume 2 and the series finale, break down our Rehashables categories (Jack Bauer Award, Desmond Hume, Saul Goodman spinoff talk, emotional gut punches, scene-stealers, and more), and dig into the final stretch that mirrors the beginning of the show in a way we didn’t see coming. We talk big character moments, lingering questions, the ending choice, and where Stranger Things ultimately lands as one of the defining shows of its era. We also close out with what we’re watching next as award season ramps up.

Spoilers throughout.

Hosted by Randy Forcier & Matt Forcier