The office might go quiet over Christmas, but the costs don't. Wages and super keep going out through the break, which is why the holidays can catch small business owners out.

Jase runs the numbers on a 10-person business closing for three weeks, and it adds up to around $60,000. For businesses that aren't trading over the break, that can be brutal, and it doesn't stop there. Shutdown notice rules, payday super deadlines and fringe benefits tax on the Christmas party are all worth getting right. Today Jase takes us through what you need to be across, so you can plan ahead and head into the break with no surprises.

On this episode, we discuss:

(00:00) Intro
(02:23) The cost of a work Christmas party
(04:40) What a Christmas shutdown really costs
(07:08) Christmas shutdown rules for staff leave
(08:18) When staff don't have enough annual leave
(09:48) Payday super over the holidays
(11:59) Fringe benefits tax and the $300 rule
(13:07) Going over $300 a head
(16:04) Which Christmas gifts are tax deductible
(18:34) Why FBT records are so hard to keep
(20:37) How likely is an FBT audit?
(21:14) Simple bookkeeping habits for FBT
(22:22) Planning cash flow for December and January

Check out some free resources from Inovayt here: https://www.inovayt.com.au/resources/

Send us an email at: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory: https://futureadvisory.com.au/ & Inovayt: https://www.inovayt.com.au/

Hosts:
Nick Reilly: https://www.linkedin.com/in/nickreilly/
Jason Robinson: https://www.linkedin.com/in/jasonrobinsoncpa1/

This podcast is produced by VIDPOD: https://vidpod.com.au/

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Check out our new website thenumbersgamepodcast.com.au. Browse the full show catalogue, jump straight to specific moments on the topics you love, or leave us a voice note.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rents are up in every Australian capital city, putting strain on a lot of weekly budgets, and with rates on the rise, plenty of would-be buyers are holding off. Today Nick works through why the rental shortage isn't getting fixed, and why higher rents and softer prices could soon bring investors back into the market, making this quiet stretch worth paying attention to if you're thinking of buying.

On this episode, we discuss:

(00:00) Intro
(01:47) Rents compared across every capital
(03:30) Australia's rental vacancy rate right now
(05:11) Victorian landlords leaving the market
(06:23) Why so many buyers are holding off
(10:43) Will rents keep going up?
(13:10) The housing supply problem
(14:02) Developers struggling to get funding
(16:10) Why investors could soon be back
(16:47) Investors moving into Melbourne apartments
(17:44) The risk of waiting for the bottom
(21:55) Where the cheap rentals went
(23:21) Share housing and other rent options

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Check out our new website thenumbersgamepodcast.com.au. Browse the full show catalogue, jump straight to specific moments on the topics you love, or leave us a voice note.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we're celebrating 300 episodes of the podcast in style on the rooftop of Inovayt HQ. We're looking back at how much has changed since we started in 2021, from interest rates to property prices and investments. We also get into our favourite episodes and biggest flops, and throw out a few predictions on what we think will happen by episode 400.

On this episode, we discuss:

(00:00) Intro
(01:07) How many podcasts reach 300 episodes?
(03:46) Cash rate in March 2021 versus 2026
(10:12) What 300 episodes taught us
(13:25) Favourite episodes and biggest flops
(14:40) Does property double every 10 years?
(15:39) Property price growth by capital city
(22:35) Home loan repayments, 2021 versus 2026
(23:37) Gold vs Bitcoin vs shares since 2021
(25:51) Victoria's net debt and interest bill
(28:33) Predictions for episode 400

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Check out our new website thenumbersgamepodcast.com.au. Browse the full show catalogue, jump straight to specific moments on the topics you love, or leave us a voice note.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.