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The Mal Show

The Mal Show

Di: Mal.ai
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The Mal Show is a conversation-driven podcast about money and the human condition.

Hosted by ADNOC CFO Youssef Salem — The show brings together founders, investors, operators, policymakers, and thinkers to examine what really happens inside finance, entrepreneurship, and capital allocation.

Each conversation explores how money moves through modern systems, how capital is raised and deployed, and how ambition, power, faith, and ethics intersect in real life. Islamic finance appears as a living moral lens within these discussions — not as theory, but as practice.

Powered by Mal, the first AI-native Islamic digital financial platform, the podcast reflects Mal’s broader mission: to create space for serious, nuanced conversations about money, values, and modern financial systems without slogans or easy conclusions.

This is where finance is examined with depth, clarity, and intellectual honesty.

© 2026 The Mal Show
Economia
  • Why Most People Never Start a Business?! | The Mal Show (Podcast) with Jad Antoun
    Jun 9 2026

    In this episode of The MAL Show, we sit down with Jad Antoun, Founder and CEO of Huspy, one of the fastest-growing proptech companies in the Middle East and Europe.

    We discuss entrepreneurship, risk-taking, fear of failure, building global companies from the Middle East, and the future of real estate in an increasingly uncertain world.

    How do you know when it's time to leave a stable job and start a business? Why do so many people spend years thinking about entrepreneurship but never take action? What does it take to scale a company across multiple countries, raise capital, and build a high-performance team?

    Jad shares the lessons he learned building Huspy from a startup launched during COVID into a company operating across international markets. We also explore leadership, company culture, AI, real estate, and the psychology behind life-changing financial decisions.

    Topics discussed:

    Entrepreneurship and risk-taking
    Fear of failure and decision-making
    Building a global company from the Middle East
    Scaling teams and company culture
    AI and the future of real estate
    Dubai's property market
    Fundraising and startup growth
    Leadership and high-performance teams

    Chapters:
    00:00 Intro
    01:24 Starting a Business During COVID
    03:14 The Real Risk of Quitting Your Job
    05:43 Lebanon's Entrepreneurial DNA
    08:20 How SF Changed His Thinking
    12:16 Middle East Needs Bigger Ambition
    13:58 Why Huspy Went to Europe
    16:01 Raise First or Expand First?
    19:45 AI Won't Replace Brokers
    22:03 Psychology of Buying a Home
    25:41 Is Dubai Real Estate a Bubble?
    26:58 Dubai's Value Prop in 5 Seconds
    30:48 Launching 5 Cities in 60 Days
    36:46 Who Huspy Hires & Why
    47:17 Employee Secondaries Explained
    51:21 Managing Cash & Runway
    54:02 Risk vs. Paranoia as a Founder
    56:49 How to Become a Broker
    1:01:59 Where to Invest in Real Estate

    Subscribe for more conversations at the intersection of business, technology, investing, and human behavior.

    To get in touch with us:
    podcast@mal.ai

    Follow us on Social Media:
    https://www.instagram.com/themal.show/
    https://www.tiktok.com/@themalshow.podcast
    https://www.facebook.com/profile.php?id=61566478614883

    To get in touch with Yousef Salem
    https://www.linkedin.com/in/youssefsamysalem/?skipRedirect=true
    https://www.instagram.com/youssefsamysalem?hl=en

    To get in touch with Jad Antoun
    https://www.linkedin.com/in/jad-antoun-204/

    #TheMALShow #JadAntoun #Huspy #Entrepreneurship #Startups #Business #RealEstate #Dubai #Technology

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    1 ora e 7 min
  • Why Women Make Better Financial Decisions? | The Mal Show (Podcast) with Rami Tabbara
    Jun 2 2026

    - Real estate has long been considered one of the most powerful ways to build wealth. But for most people, investing in property feels out of reach — requiring large amounts of capital, long-term commitments, and access to opportunities that are often reserved for a small group of investors.

    In this episode of The MAL Show, we sit down with Rami Tabara, Co-Founder and CEO of Stake, to explore how technology is changing the way people invest in real estate and why the future of wealth creation may look very different from the past.

    We discuss fractional real estate investing, tokenization, passive income, property ownership, investing psychology, the future of real estate in the UAE and Saudi Arabia, and whether access to investments is becoming more important than ownership itself. We also explore how younger generations think about money, why real estate remains one of the world's largest asset classes, and how platforms like Stake are opening the market to millions of new investors.

    In this episode:

    - Can you really invest in real estate starting from AED 500?
    - How does fractional property ownership actually work?
    - Is real estate still the best way to build long-term wealth?
    - Why are younger investors changing the investment landscape?
    - What is tokenization and how could it transform ownership?
    - Should you invest in real estate, stocks, crypto, or all three?
    - How do you create a second source of income?
    - Why are global investors increasingly attracted to Dubai and Saudi Arabia?
    - What does the future of investing look like?

    If you enjoyed this episode, make sure to subscribe and turn on notifications for more conversations about money, investing, business, and human behavior.

    Chapters:
    0:00 Intro
    3:04 Why Everyone Should Invest in Real Estate?
    6:37 Real Estate Culture in the Middle East
    10:02 Investing from 500 AED
    13:58 SPV vs. Tokenization
    21:35 Weekly Dividends Explained
    26:02 Your Second Income
    27:08 How Much Real Estate in Your Portfolio?
    29:10 Launching During COVID
    35:09 Real Estate Made Easy
    38:25 Buying a Full Home Through Stake
    40:54 Mubadala, Aramco & ENBD as Investors
    42:24 Managing 1.2 Billion AED
    51:31 Women Invest Better Than Men
    53:19 Gen Z vs. Older Investors
    1:00:14 Golden Visa Through Stake
    1:05:42 Why Rami Started Stake
    1:08:12 Own Dubai Property in 3 Minutes
    1:17:31 Skills to Work at Stake
    1:21:27 Message to Regulators

    To get in touch with us:
    podcast@mal.ai

    Follow us on Social Media:
    https://www.instagram.com/themal.show/
    https://www.tiktok.com/@themalshow.podcast
    https://www.facebook.com/profile.php?id=61566478614883

    To get in touch with Yousef Salem
    https://www.linkedin.com/in/youssefsamysalem/?skipRedirect=true
    https://www.instagram.com/youssefsamysalem?hl=en

    To get in touch with Rami Tabbara
    https://ae.linkedin.com/in/rami-tabbara

    #RealEstate #Investing #Stake #Dubai #WealthBuilding #PassiveIncome #Finance #TheMALShow

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    1 ora e 17 min
  • Why Most People Stay Broke? | The Mal Show (Podcast) with Sherine Kabesh
    May 26 2026

    What does financial freedom actually look like — and how do you get there?

    In this episode of The Mal Show, Youssef sits down with Sherine Kabesh, founder of Flash, Egypt's leading financial wellness platform and Ex - Uber. Shireen brings rare honesty to the conversation — from the social challenges of being a woman in fintech, to how she walked away from a Dubai salary to build a startup, to her take on investing, data privacy, credit culture, and what it really means to be financially free.

    If you've ever spent money to impress people, avoided saving because of what others might think, or wondered how to start building real financial wellness — this episode is for you.

    Don't forget to subscribe to our channel to get the latest episode of The Mal Show

    CHAPTERS:
    0:00 Introduction
    1:06 Women in Fintech: The Real Challenges
    4:23 Where Do Women in Finance Disappear To?
    5:34 From Finance to Marketing — Numbers Are Everywhere
    6:53 What Is Financial Wellness?
    10:45 How Shireen De-Risked Before Starting Flash
    13:23 Breaking Free From Social Pressure
    14:10 Confidence Comes From Within
    15:52 What Is Financial Freedom?
    18:37 Ethics & Investing — Is the S&P 500 Halal?
    22:00 How Flash Uses Your Financial Data
    25:04 The Culture of Credit
    29:54 Why You Should Trust QR Code Payments
    32:26 Digitization Is Like Electricity
    34:35 Uber, Safety & Moral Responsibility
    36:46 One Step Towards Financial Freedom

    To get in touch with us:
    podcast@mal.ai

    Follow us on Social Media:
    https://www.instagram.com/themal.show/
    https://www.tiktok.com/@themalshow.podcast
    https://www.facebook.com/profile.php?id=61566478614883

    To get in touch with Yousef Salem
    https://www.linkedin.com/in/youssefsamysalem/?skipRedirect=true
    https://www.instagram.com/youssefsamysalem?hl=en

    To get in touch with Sherine Kabesh
    https://eg.linkedin.com/in/sherine-kabesh-9b385860

    #TheMALShow #financialfreedom #Startup #Fintech #IslamicFinance #UAE #entrepreneurship #business

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    39 min
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