I go into detail about the debt you carry with a mortgage, and the other costs when buying a home. Also, I discuss mortgage insurance and life insurance. I encourage you to visit my You Tube channel to see the excel program I reference. In the search enginge, type "@TheLoanWolfPodcast", and my episode or channel will appear.

I saw an article from Zillow on saving money for a down payment. That got me thinking longer term and the power of compund interest. If you have time, a small drip of $5.00 per day can turn into $1,000,000.00 for retirement.

Did you ever wonder how long it takes to make money as a loan officer. In this podcast I go into the ins/outs of a loan officer trying to make it in this industry. It just might not be for everyone.

Are you new to the home shopping world? Do you know what you can afford? Do you know what to tell your realtor. I break this podcast up into two parts where I give a basic guide to see how much you might be able to get preapproved for. The second part is what are some ideas when looking for homes. This makes it easier for you and the realtor.

Did you ever wonder why you're charged different interest rates and/or lender credits between lenders? I go into detail discussing what items effect your differeing interest rates charged.

Can you get a mortgage loan with cash? I go into detail why cash is not favorable in the mortgagelending business. But, I explain what you can do to help get preapproved.

Many homebuyers are talking to multiple lenders and confused about the fees. I explain the fee sheet, what to look for when comparing lenders, and I explain the other fees when shopping for a mortgage
rob.wolf@loanfactory.com

As a disclaimer, I am not a certified credit repair person, but I do offer some helpful tips to people. Hopefully you learn a few things and can boost your credit score to get into home ownership.