You're smart. Successful. You make complex decisions every day. So why do you freeze when it comes to your money? In this episode, I break down the 5 signs you're in a Capacity Freeze — and what's really happening beneath the surface.

The 5 Signs:

1. **You Avoid Clarity** — 12 tabs open about crypto, bookmarks about funds, but you haven't moved €100. Your nervous system has decided that looking = danger.

2. **You Outsource Your Power** — You're signing documents you don't understand and nodding in meetings you don't follow. Support is smart. Outsourcing your authority is not.

3. **You Can Calculate It, But Can't Feel It** — You can do 10% of €100 in your head. But 10% of €100,000? Your body short-circuits. Even highly educated women freeze at scale.

4. **You Think You're Being Safe, But You're Just Stuck** — That €300k sitting in savings at 0.5% interest? Inflation is eating it. You're not protecting it. You're bleeding it.

5. **You Don't Trust Yourself Yet** — You trust yourself everywhere else. But with money? You shrink. You're not missing information. You're missing self-trust.

Key Takeaway:

You're not broken. You've just reached the edge of your nervous system's current capacity. And that's something we can expand.

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

In this episode:

• Why I'm selling my million-dollar home (and why I'm not panicking)
• The difference between reactive decisions and values-aligned decisions
• What financial mastery actually looks like in real-time
• The 4 tools I use to navigate high-pressure situations without losing myself
• An invitation to She Who Looks, my 6-month private mentorship

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

This is the final episode of 2025, and we're talking about the real reason you're not making financial decisions—even when you have the money.

It's not about needing more information or a better strategy. It's about your nervous system.

In this episode, I break down why you can't make clear financial decisions when you're dysregulated, and what to do instead.

In this episode:

- Why freeze is actually a decision (and what it's costing you)

- The connection between your nervous system and your net worth

- Why you need to regulate first, then decide—not the other way around

- The investor identity shift that has to happen before the strategy

- 3 reflection questions to close out the year

If you have money but you're not looking at it—this episode is for you.

KEY QUOTES:

"Freeze is a decision. When you avoid, you're deciding to stay stuck."

"You don't need another financial strategy. You need to regulate your nervous system first. Then decide."

"You don't become an investor by investing. You invest because you already see yourself as one."

REFLECTION QUESTIONS FROM THIS EPISODE:

1. Where did you avoid instead of decide this year?

2. What does your body do when you think about your money?

3. If you already saw yourself as an investor—what would you do differently?

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

On social media, people often admire the visible result — the beautiful home, the freedom, the sunshine, the success.
But what they don’t see is the journey.
The devotion.
The decisions.
The nights spent rebuilding from scratch.

In this episode, I’m sharing the truth behind the life I live today — and why most people say they would do anything to create their dreams… but few actually will.

We talk about:

✨ The hidden years behind visible success
✨ Why no woman is ever “behind” — no matter her age
✨ The discipline and identity shifts wealth actually requires
✨ Why I’m so committed to helping women step into real financial power
✨ The deeper purpose behind The Trading Trifecta™

This isn’t a story of luck — it’s a story of leadership.
And an invitation for you to rise into yours.

Key Takeaways

• You can’t have someone’s results without living your own journey
• Your age or timing does not disqualify you
• Sovereignty is built from devotion, not comfort
• You are capable of far more than the identity you’ve been taught to live
• The financial future belongs to women who decide to lead

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

In this episode, I’m sharing a powerful evolution inside my work:
For years, I only supported private clients in trading and stepping into investing with confidence.
But the financial landscape is shifting — fast.
And it’s time more women understand what’s really happening… and how to lead themselves through it.

We explore my full-circle journey:
from entering the traditional banking system at 18,
to investing in stocks and real estate for decades,
to now guiding women into the new financial era with clarity, strategy, and self-trust.

This isn’t about hype.
This isn’t about fear.
This is about sovereignty.

It’s the foundation of The Trading Trifecta
the winning combination of:
1️⃣ Numbers mastery
2️⃣ A clear and educated trading strategy
3️⃣ Identity & nervous system strength to hold wealth

Because women don’t just need more information —
they need to become the woman who can lead in every market.

If you’re ready to understand the system instead of fearing it…
if you’re ready to stop avoiding your numbers…
if you’re ready to become a confident, sovereign investor…

You’ll want to listen to this one.

Key Takeaways

• The financial system is changing — and women must be prepared
• Avoidance creates dependence; clarity creates power
• Wealth requires equal parts strategy, numbers, and identity work
• The Trading Trifecta™ is where women move from overwhelm to sovereignty
• Full-circle moments are powerful indicators of alignment

Work With Me
Apply for The Trading Trifecta™ — my 6-month private mentorship for women ready to become sovereign investors through numbers, strategy, and identity work.
Email team@richandchillacademy.com with the subject TRIFECTA to begin.

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

In this short and sweet episode i am going to share the story of getting a dog and why this is such a beautiful example for women entering the world of investing, so have fun with this one

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Numbers don't lie click >> here <<

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.

in today’s episode, we explore a conversation that reminded me just how easy it is to lose ourselves in fear-based narratives — especially when it comes to money, cash, and the rapidly changing financial world.

I share a personal story about speaking with someone who held a very rigid, fear-driven opinion about the future of cash…and how quickly the discussion revealed something deeper:
– Not knowledge.
– Not experience.
– Just headlines.
– Just fear.
And a belief system inherited from the news — not from understanding.

This episode is an invitation to something different.
To choose clarity over noise.
To understand instead of complain.
To build your financial sovereignty with depth, context, and grounded knowledge — not fear.

We also dive into why I’m so dedicated to teaching my clients the real meaning behind crypto, digital assets, and the shifting financial landscape. Not the hype. Not the fear. But the truth — so you can make decisions from a place of strength.

If you are a woman who wants to feel confident, educated, and sovereign in your financial journey — especially in a world that loves to keep women afraid or confused — this episode is for you.

Enjoy

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Numbers don't lie click >> here <<

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.

Faith isn’t built in theory — it’s felt in the quiet moments when you finally trust yourself.
In this episode, Beate shares a story from one of her private clients — a woman stepping into the world of crypto and investing for the first time — and how faith became the bridge between fear and freedom.

This conversation isn’t just about numbers.
It’s about self-trust, confidence, and the soft power that comes when you decide to believe in your own capability — even before the proof arrives.

Key Takeaways:

• Faith begins where control ends — and that’s where true confidence is born.
• Numbers are not just data; they’re mirrors of your growth and power.
• Every financial decision is a doorway to deeper self-trust.
• The journey with money is never just about strategy — it’s about who you’re becoming in the process.

Enjoy

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Numbers don't lie click >> here <<

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.