You're smart. Successful. You make complex decisions every day. So why do you freeze when it comes to your money? In this episode, I break down the 5 signs you're in a Capacity Freeze — and what's really happening beneath the surface.

The 5 Signs:

1. **You Avoid Clarity** — 12 tabs open about crypto, bookmarks about funds, but you haven't moved €100. Your nervous system has decided that looking = danger.

2. **You Outsource Your Power** — You're signing documents you don't understand and nodding in meetings you don't follow. Support is smart. Outsourcing your authority is not.

3. **You Can Calculate It, But Can't Feel It** — You can do 10% of €100 in your head. But 10% of €100,000? Your body short-circuits. Even highly educated women freeze at scale.

4. **You Think You're Being Safe, But You're Just Stuck** — That €300k sitting in savings at 0.5% interest? Inflation is eating it. You're not protecting it. You're bleeding it.

5. **You Don't Trust Yourself Yet** — You trust yourself everywhere else. But with money? You shrink. You're not missing information. You're missing self-trust.

Key Takeaway:

You're not broken. You've just reached the edge of your nervous system's current capacity. And that's something we can expand.

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

In this episode:

• Why I'm selling my million-dollar home (and why I'm not panicking)
• The difference between reactive decisions and values-aligned decisions
• What financial mastery actually looks like in real-time
• The 4 tools I use to navigate high-pressure situations without losing myself
• An invitation to She Who Looks, my 6-month private mentorship

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

This is the final episode of 2025, and we're talking about the real reason you're not making financial decisions—even when you have the money.

It's not about needing more information or a better strategy. It's about your nervous system.

In this episode, I break down why you can't make clear financial decisions when you're dysregulated, and what to do instead.

In this episode:

- Why freeze is actually a decision (and what it's costing you)

- The connection between your nervous system and your net worth

- Why you need to regulate first, then decide—not the other way around

- The investor identity shift that has to happen before the strategy

- 3 reflection questions to close out the year

If you have money but you're not looking at it—this episode is for you.

KEY QUOTES:

"Freeze is a decision. When you avoid, you're deciding to stay stuck."

"You don't need another financial strategy. You need to regulate your nervous system first. Then decide."

"You don't become an investor by investing. You invest because you already see yourself as one."

REFLECTION QUESTIONS FROM THIS EPISODE:

1. Where did you avoid instead of decide this year?

2. What does your body do when you think about your money?

3. If you already saw yourself as an investor—what would you do differently?

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.