Creative financing opens amazing doors for real estate investors—but it can also destroy deals when done wrong.

In this episode, Caleb Christopher, founder of Creative TC, breaks down how to use Subject-To and Seller-Financing strategies safely, legally, and ethically. Caleb shares real-world stories from the trenches—like taking over a mortgage where the sellers actually paid him—and explains what to watch out for when banks threaten the due-on-sale clause.

You'll learn:

• What creative financing really means (and when you should—or shouldn't—use it)

• How to protect sellers, buyers, and your reputation

• The biggest legal and ethical mistakes wholesalers make

• What happens when banks call a loan due—and how to fix it

• How Caleb uses AI to streamline contracts, due diligence, and compliance

If you've ever been tempted to close a deal "subject-to," this conversation will show you how to do it right—and keep yourself out of trouble.

Find out more:

Homepage: https://calebchristopher.io/

Creative Finance Consulting: https://creativetc.io

Instagram: https://www.instagram.com/fcalebchristopher

YouTube: https://www.youtube.com/calebchristopherhimself

LinkedIn: https://www.linkedin.com/in/calebchristopher/

Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area.

https://www.livegreenlocal.com

And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and medicare benefits.

https://www.rcbassociatesllc.com

Artificial intelligence is transforming every corner of real estate—from how we analyze deals to how we manage tenants, leads, and operations. But most investors still don't know where to start.

In this episode, Brian Hamrick talks with Clay Lehman, a longtime investor, property-management expert, and AI educator who helps entrepreneurs and agents use today's tools to save time, make better decisions, and grow their business.

You'll learn:

• The fundamentals vs. hype of AI in real estate investing

• How to use Google Gemini, Notebook LM, and Claude for research, analysis, and automation

• Ways to map your ideal client using AI and psychographic data

• How to build AI-driven processes that improve communication, marketing, and customer service

• What's coming next: agentic AI tools like Manus and Comet that can complete multi-step tasks for you

Clay also shares real-world use cases—how he runs a title company with AI assistance, automates team training, and even experiments with voice and text AI agents to follow up with leads.

Whether you're an investor, property manager, or agent, this episode will show you practical ways to start integrating AI today and stay ahead of the curve in 2026.

Find out more:

www.imclaylehman.com

www.facebook.com/claylehman

www.facebook.com/unstuckai

Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area.

https://www.livegreenlocal.com

And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and medicare benefits.

https://www.rcbassociatesllc.com

Every successful real estate development starts long before the first shovel hits the ground. From concept and capital stack to design, construction, and operations—understanding the process is key to building with purpose.

In this episode, Steve Achram and Peter Skornia of Cella Building Company in Grand Rapids, Michigan, share a step-by-step guide to sustainable development and walk us through their Wealthy & Sheldon project—an example of how thoughtful design, solid financial modeling, and community collaboration can turn a vision into a high-performing building.

We cover:

• What goes into a bulletproof proforma and capital stack

• How to conduct site due diligence and align with municipal priorities

• Using grants and incentives like the Emerging Developer Grant in Grand Rapids

• The full timeline from concept to construction to operations

• How sustainability and community equity drive long-term value

• Lessons learned from the Wealthy & Sheldon mixed-use development

• Why affordable and attainable housing starts with smart design

• How Cella is using (and approaching) AI tools in their business

Whether you own land or are just exploring development, this episode demystifies what it takes to plan, finance, and deliver a successful project that serves both people and planet.

Learn More: https://cellagr.com
Contact Steve: sachram@cellagr.com
RPOAM Webinar: Beyond Rent Checks: Boost Health, Go Green, and Unlock Hidden Profit in Your Portfolio – January 26, 2026 (Register here: https://bit.ly/49qGKV7)

Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area.

https://www.livegreenlocal.com

And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits.

https://www.rcbassociatesllc.com