A real estate podcast featuring Matt Socci, Mike Rivera, and James Hunter discussing various topics related to the real estate market, commercial real estate, residential real estate, and the impact of media on public perception. The conversation also delves into the use of AI in real estate, the role of the media in shaping public opinion, and the current state of the housing market. The conversation covers a wide range of topics including real estate market trends, investment opportunities, commercial real estate, and international real estate. The hosts also discuss the importance of education and knowledge in real estate, as well as the impact of current events on the market.

Takeaways

• Real estate market insights
• The impact of media on public perception Real estate market trends are showing increased demand, reduced inventory, and shorter days on the market.
• Investing in commercial real estate and international real estate can offer unique opportunities for growth and diversification.
• Education and knowledge are crucial for success in real estate, and there is a need for accessible training and resources for both professionals and the general public.

Chapters

• 00:00 Discussion on Housing Market Trends and Rates
• 53:28 Collaboration and Future Topics for Discussion

🚨 LIVE REAL TALK — NO FLUFF 🚨

Over the last few days, I’ve had to step in and save multiple real estate deals that never should’ve been in trouble in the first place.

The problem?
Bogus pre-approvals.
Loan officers who overpromise, under-verify, and disappear when it’s time to actually close.

Tonight I’m going live to talk about:

• Why bad loan officers are hurting buyers and realtors
• The difference between a real pre-approval and a worthless one
• Why banks and one-trick lenders fail deals
• What actually closes deals in today’s market
• How working with a proven, diverse mortgage broker changes everything

Whether you’re a first-time buyer, seasoned investor, or a realtor tired of cleaning up other people’s messes—this is a conversation you need to hear.

No scripts.
No filters.
Just real talk from the trenches.

Real estate investing doesn’t work the way banks explain it — and that’s exactly why most people never get started.

In this episode, we break down how real investors actually buy properties using DSCR loans and rehab financing, without relying on traditional income, tax returns, or W-2s.

We cover:

• What DSCR loans really are and how they work
• Qualifying based on the property’s cash flow, not personal income
• Buying long-term rentals and short-term rentals (Airbnb/STR)
• Closing investment properties in an LLC for asset protection
• Common mistakes investors make before calling a lender
• Fix & flip and rehab loans explained — purchase, renovation, and exit strategy

This episode isn’t theory. It’s real-world insight from someone who lends on these deals and invests in them. Whether you’re buying your first rental, scaling a portfolio, or funding a fix-and-flip, this episode lays out a clear path forward.

If you’re serious about real estate investing and want straight answers — not bank talk — this one’s for you.

📌 Call to Action:
Thinking about investing or already under contract? Reach out and let’s talk through your deal before you make an expensive mistake.

Buyers aren’t disappearing — they’re deciding who they trust earlier than ever.

In this episode, we break down a hard truth many in real estate don’t want to talk about: why some realtors take fully educated, motivated buyers and get deals done… while others lose those same buyers before the first showing.

We talk about:

• Why “that’s a lender question” quietly kills trust
• How lack of process education creates buyer objections
• The difference between knowledge and ownership in the buyer experience
• Why educated buyers don’t shop professionals — they stick with them
• How social media, video, and podcasts build trust at scale
• Why the right lender partnership isn’t optional anymore

This is a firm, no-excuses conversation about education, confidence, and leadership in today’s market.

If you’re a realtor who wants to convert more buyers — or a buyer who wants clarity instead of confusion — this episode matters.

🎧 The link is in the comments.

Welcome to a brand-new year of Real Talk With Matt. Today, we break down exactly what buyers, homeowners, and realtors need to know going into 2026. No fluff. No hype. Just the truth about where the market is heading in Florida, Georgia, Tennessee, and Texas — and how smart professionals are preparing for the months ahead.

We cover what’s happening with home sales, rate trends, inventory shifts, and why the current market is opening real opportunities for people who move decisively. We also talk about how our team is growing with trusted, seasoned MLOs who bring real experience to the table — not guesses, not gimmicks.

Matt closed over 100 loans and $44M in volume in 2025, ranking in the top 4% nationwide. That’s not by accident. It’s by doing things the right way, with discipline, consistency, and a team built on real results.

Whether you're a buyer looking to get ahead, a realtor trying to stay sharp in 2026, or someone who wants straight answers about programs like HomeReady, Home Possible, updated loan limits, and Non-QM options — this episode lays it out plain and simple.

Follow us for more:
📌 Real Talk With Matt (YouTube, Facebook, Spotify, Apple Podcasts)
📌 Anchor Home Loans LLC
📌 Iron Gate Lending LLC
📌 For questions or to reach our team anytime: We’re here to help you plan your next move with confidence.

2025 was one of the most misunderstood years in real estate and mortgage lending.

While headlines focused on rates and fear, real renters became homeowners, first-time buyers found clarity, and the professionals who knew how to educate, structure, and solve problems continued to win.

In this episode, I break down:

• What actually worked in 2025 (and what didn’t)
• How renters turned into homeowners through education, not pressure
• Why having options as a mortgage broker mattered more than ever
• The difference between order-taking loan officers and true lending partners
• Why realtors need to rethink who they align with moving forward

This isn’t theory. It’s experience from the trenches—focused on people, process, and doing this business the right way.

And before the episode ends, I share what’s coming in early 2026 with the launch of MLO Growth Academy, built for loan officers—and later real estate professionals—who want to grow with intention, not excuses.

If you’re a buyer, realtor, or loan officer who wants real insight instead of noise, this episode is for you.

Everyone keeps asking the same question when it comes to buying a home — “What’s the rate?”
That question is costing people tens of thousands of dollars.

In this episode, we break down why waiting for lower rates isn’t a plan, what most renters are actually losing every year, and how buyers are using today’s market — including seller concessions and rate buy-downs — to win right now.

No fluff. No hype. Just real numbers, real strategy, and real talk about why the people waiting usually fall behind.

Realtors are losing deals in silence. Buyers get tagged by other agents, past clients refinance quietly, and homeowners prepare to sell long before reaching out. In this episode, I explain why this is happening and how I help realtors protect their pipeline using real data. Full dashboard walkthrough available on YouTube.