🎙 Passive Cash Flow Podcast EP.195 | From $4M to $8M: How to Scale a "Boring" Business

In this episode of the Passive Cash Flow podcast, host Aaron Fragnito sits down with business buy and sell expert Paul Lajoie to explore the world of acquiring cash-flowing businesses. Paul, a CPA with 25 years of experience, shares his journey of buying and selling over 20 companies and discusses why he prefers "boring" industries like home services and light manufacturing over following personal passions.

Connect with Paul:
Website: bizbuypro.com

🧠 Topics Covered:

00:00 Welcome to Passive Cash Flow
00:13 Introduction to Paul Lajoie
00:24 Paul’s Background & First Business
03:31 Deciding Which Business to Buy
05:09 How to Find Opportunities
06:11 Working with Business Brokers
08:12 AI and Home Services
08:58 Passion vs. Economics in Buying
11:42 The Due Diligence Process
16:11 Creative Financing & SBA Loans
18:34 Structuring Earnouts
19:10 Investor Returns & Scalability
23:36 Paul’s Services & BizBuyPro
24:37 Tax Strategy & Legal Entities
27:54 Strategies for Passive Ownership
28:43 How SBA Guarantees Work
30:39 Buying vs. Starting from Scratch
32:34 Advice on Franchises
33:21 Closing & Contact Information

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast EP.194 | Good Deals Are Back… But Capital Isn’t

In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with Michael Zane, founder and Managing Partner at Lexcraft Advisors. Mike brings over a decade of high-level corporate experience from JPMorgan Chase and PwC to help middle-market real estate sponsors and family offices institutionalize their operations.

They dive deep into how real estate sponsors can prepare their businesses for institutional-level capital, the state of the 2026 multifamily market, and why a "back-office first" approach is essential for scaling a professional investment platform.

Connect with Michael :

Website: LexcraftAdvisors.com
LinkedIn: Mike Zane

🧠 Topics Covered:

00:00 2026 Market Opportunity
00:36 Intro: Mike Zane & Lexcraft
01:18 Strategic Business Structuring
01:54 Corporate Background & PwC
03:33 Middle-Market PE Niche
05:18 Institutional Operating Systems
07:40 Accounting, Finance, & IR
08:15 Playbook for Scaling
09:47 Back-Office vs. Equity Placement
11:09 Collateral & Investor Portals
13:03 2026 Fundraising Trends
14:48 Multifamily & Industrial Outlook
15:48 Buying Below Replacement Cost
16:23 Institutional Market Hesitation
18:13 Importance of Track Record
19:53 Connecting with Lexcraft
21:15 NJ Real Estate Wealth Building

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast EP.193 | He Bought a $30K Tax Lien… It Turned Into a $600K Property

Interested in tax lien investing but don't know where to start? In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with "Tax Lien Pro" Brian Seidensticker to demystify this unique corner of the real estate market.

Brian, the founder of Tax Sale Resources, shares his journey from aerospace engineering to managing millions in distressed real estate. We dive deep into the mechanics of how these investments work, from bidding strategies to the recent Supreme Court rulings that have changed the game for investors.

About Our Guest:
Brian Seidensticker is the founder of Tax Sale Resources (2010) and Mount North Capital (2020). His platforms provide the data, workflow management, and capital access that professional investors need to scale their tax lien and deed portfolios. To date, his teams have partnered on over 240 properties, funding more than $23 million in investments.

Connect with Brian:

Data & Resources: TaxSaleResources.com
Capital & Funding: MountNorthCapital.com

🧠 Topics Covered:

00:00 Introduction to Tax Liens
00:58 Brian’s Background
03:06 Discovering the Industry
04:04 Market Scale & Revenue
05:14 Buying Tax Liens Online
06:03 Education & Legal Advice
08:15 Online vs. Live Auctions
09:42 Bidding Methods Explained
10:46 Supreme Court & Deed Rights
12:55 The Florida Fast Five Game
15:10 Strategy by State
16:46 NJ Accelerated Foreclosures
21:12 Risks & Underwriting
24:55 Common Pitfalls
26:48 Liens vs. Mortgages
29:26 TSR & Mount North Capital
31:14 Connecting with Brian

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast EP.192 | Why I’m Totally Unemployable (And Financially Free)

Watch the video podcast on 📺 YouTube: https://youtu.be/QsDIZgSMelE

To join our investor waitlist, schedule a call with a member of our team here: https://calendly.com/pcg-patrick/30min-1

In this episode of the Passive Cashflow Podcast, host Aaron Fragnito sits down with franchise expert Kim Daly to explore how franchising serves as a powerful vehicle for financial freedom and professional autonomy. Moving beyond the misconception of "buying a job," the discussion highlights how investing in proven systems allows entrepreneurs to skip the "visionary" struggle and fast-track their path to becoming "completely unemployable" and totally free. By bridging the gap between active business ownership and passive real estate investing, this conversation provides a strategic blueprint for anyone looking to stop trading time for money and start building a lasting legacy through controlled, scalable income streams.

Connect with Kim:

✉️ Kim@TheDalyCoach.com
🌐 TheDalyCoach.com
📱 (603) 828-2294 [TEXT]
🔗 in/DalyKim
📘 /CreateWealthThruFranchising
📸 @TheDalyCoach
🎥 /@TheDalyCoach

🧠 Topics Covered:

00:00 Introduction to Kim Daley and Franchising
02:14 Franchising vs. Traditional Entrepreneurship
11:49 Investment Myths: Time vs. Capital
20:17 How to Vet and Select a National Brand
28:04 Deciding When to Franchise Your Own Business
33:12 The Z Suite: Mindset for Business Success
36:59 Resources and How to Contact Kim Daley

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast EP.191 | AI Just Changed Real Estate Forever

In this episode of the Passive Cash Flow Podcast, we dive into how New Silver is using AI to automate underwriting, speed up approvals, and fund deals in days instead of weeks. Learn how instant pricing, AI document review, and automation are reshaping the future of real estate finance.

If you’ve ever thought real estate lending feels outdated, today’s guest
is here to prove you right—and show you a better way. Kirill Bensonoff
is a seasoned fintech entrepreneur and the Co-Founder & CEO of
New Silver, a technology-powered lender helping real estate investors
close faster and smarter. He’s built and exited multiple tech startups,
pioneered blockchain-backed lending products, and runs a fund
serving modern investors. Kirill is here to break down where fintech is
headed—and how to win in the new economy.

CONNECT WITH KIRILL

✉️ Kirill@NewSilver.com
🌐 NewSilver.com
📞 (959) 230-1095
🔗 in/Prankstr25
❌ @Prankstr25

🧠 Topics Covered:

00:00 Intro – How AI Is Disrupting Real Estate Lending
01:51 Instant Online Pricing Explained
03:39 AI Reviews Documents Automatically
04:24 Appraisal Automation + Faster Approvals
05:18 Why Lending Still Needs Humans
07:33 Funding Deals in as Little as 4 Days
08:04 Competitive Advantage of AI Lending
11:45 How AI Will Change Real Estate Over the Next Decade
13:47 AI Agents Applying for Loans Automatically
14:28 Will Traditional Lenders Survive AI?
16:50 Why Real Estate Investors Must Think Like Tech Entrepreneurs
18:27 Inside New Silver’s Investment Fund
19:30 How to Contact Kirill

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💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group


⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast EP.190 | Stop IRS Audits: The Truth About Crypto Tax Software

In this episode of the Passive Cash Flow Podcast, crypto tax expert Janna Scott explains how her research into the inaccuracies of mainstream crypto tax software led her to develop a more precise tool that successfully halted IRS audits. If you enjoy this content, Like and Subscribe for more!

Janna Scott is the founder and visionary behind DeFi Tax, a groundbreaking platform designed to bring clarity and compliance to the complex world of cryptocurrency tax reporting. With a career rooted in precision and innovation, Janna’s journey began in December 2021 when her accounting clients raised concerns about the accuracy and reliability of existing crypto tax solutions. Driven by her commitment to excellence, she embarked on a rigorous two-year research initiative, collaborating with leading institutions like the SEC, IRS, and prominent universities to uncover and address gaps in crypto tax compliance.

Janna’s work has set a new standard in the industry, earning recognition from regulatory bodies and academic experts alike. DeFi Tax is now celebrated for its audit-ready reporting, direct blockchain data integration, and user-centric approach. By combining her expertise with a deep understanding of the evolving financial landscape, Janna has made it her mission to empower individuals, businesses, and institutions to navigate cryptocurrency taxes confidently. Her dedication to precision, transparency, and client protection continues to shape the future of crypto tax compliance.

Contact Janna Scott:

Website: https://defitax.us/
Facebook: https://www.facebook.com/defitax25/
LinkedIn: https://www.linkedin.com/company/defitax/
Instagram: https://www.instagram.com/defitax
X: https://x.com/defitax_us
Reddit: https://www.reddit.com/user/DefiTax_us/

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🧠 Topics Covered:

00:00 — Introduction to Crypto Tax Realities and the IRS
03:46 — The Discovery of Inaccurate Crypto Tax Software
09:01 — Presenting Research to the SEC and IRS
13:12 — The Risks of Future Audits and Building a Solution
18:54 — Why Current Tax Products Fail and How DeFi Tax is Different
24:31 — Crypto vs. Real Estate Tax Strategies
29:42 — Compliance, Tax Evasion Risks, and Final Resources

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast EP.189 | Institutional Money vs. The 80% Rule They Won't Teach You

In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with self-storage expert Joe Downs, co-founder and CEO of The Belrose Group. Joe shares his transition from the financial and multifamily sectors into the "recession-resistant" world of self-storage, an asset class he describes as real estate without "toilets, tenants, and trash".

Joe is a lifelong entrepreneur and Villanova University alumnus with extensive experience across securities, mortgage, and hospitality. As CEO of The Belrose Group, he focuses on modernizing self-storage through acquisitions, development, and consulting.

Like to know more? Contact Joe here:
LinkedIn: joe-downs-7990851
Phone: 610-283-0944
Email: joe@belroseam.com

🧠 Topics Covered:

00:00 – The 80% Real Estate Secret
05:00 – The Rise of Mom & Pop Storage
10:00 – Post-Covid Market Shifts
15:00 – Why Now is the Time to Buy
20:00 – Market Cycles and Future Outlook
25:00 – Changing Generational Habits
30:00 – How to Get Involved

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast EP.188 | How To Avoid The Stupid Tax

If you’ve ever wanted to learn real estate from someone who’s seen it all—booms, busts, and everything in between—today’s guest is your guy. Luis [Lou-eee] A. Belmonte [Bel-mawn-te] is a seasoned real estate developer with over 40 years of experience. As principal at Seven Hills Properties, he specializes in retail, multifamily, and industrial developments. A founding partner at AMB Property Corporation (now Prologis), Luis is also a U.S. Navy veteran and author of Real Estate 101, Street Dog MBA, Street Dog Negotiator, and Street Dog Manager. Welcome, Luis!

Contact Luis at: LBelmonte@7hp.com

See his books on Amazon:
Street Dog Manager (Street Dog: Business & Negotiation Mastery)
Street Dog MBA (Street Dog: Business & Negotiation Mastery Book 1)
Street Dog Negotiator: Tales From The Trenches (Street Dog: Business & Negotiation Mastery Book 2)

🧠 Topics Covered:

00:00 Intro & Why This Episode Matters
00:28 40+ Years of Real Estate Experience
02:11 Lessons From Every Boom & Bust
04:21 Institutional Money vs. Real Control
07:51 Trust, Fiduciary Duty & Investor Alignment
10:44 Today’s Market: Where the Real Opportunities Are
15:04 Office, Retail, Apartments — What’s Actually Undervalued
18:04 Capital Cycles, Timing & Following the Money
22:33 Advice for New Investors in a Tough Market
26:26 Building the Right Team & Partnerships
29:33 Books, Resources & Final Thoughts

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show