Episodi

  • The Return of Value Investing

    The Return of Value Investing
    Aug 7 2026
    Value investing spent fifteen years out of fashion. This year, it's beating the index almost everywhere you look — energy up roughly 20%, industrials 17%, healthcare 15%, utilities 14%, financials 12% — while the S&P 500 sits near 8–9%. This week we dig into the return of value investing and what the greatest investors of all time can teach us right now. On this week's Money On Tap, we go deep on the tradition that runs from Benjamin Graham through Warren Buffett and Charlie Munger: buying good businesses at sensible prices, collecting the dividends they pay you, and letting compounding do the heavy lifting. We explain why value went dark from roughly 2009 to 2025 — cheap money was rocket fuel for growth stocks — and why higher interest rates have flipped the script: growth borrows, value pays you. We connect the rotation to worn-out tech traders taking gains, the 401(k) flywheel, and the demographic engine underneath it all — roughly 10,000 baby boomers reaching retirement age every day, all needing present-day income. Plus Pepsi's 53-year dividend streak and a candid conversation about when mutual funds and ETFs stop making sense and direct stock ownership starts. What you'll learn:The sector scoreboard: energy ~20%, industrials ~17%, healthcare ~15%, utilities ~14%, financials ~12%, staples ~9% — vs. the S&P 500 near 8–9%Graham vs. Buffett: buy cheap and sell at fair value, or buy outstanding businesses and hold for decadesMunger's rule: "The big money is not in the buying or the selling, but in the waiting"Why low interest rates buried value for fifteen years — and why higher rates brought it backMargin of safety: the idea that protects you when you're wrongWhy money is rotating into companies that pay you to own them — dividends over promisesThe demographic engine: 10,000 boomers a day retiring and the demand for present-day incomeThe compounding story: Buffett's American Express dividends now exceed his entire original investment — every yearWhen funds stop making sense: the case for direct stock ownership at higher net worthPlus Money In The News:SpaceX says it's coming for AT&T, Verizon, and T-Mobile customers — but does satellite cell service actually work?The Treasury has refunded $100 billion in invalidated tariff revenue to companies — and none of it is coming back to youA tale of two housing markets: luxury demand surges while starter-home buyers finally see inventoryWant a white paper on this week's topic? Email us at info@yourmoneyontap.com and we'll send it over. Read our most recent Blog Post on this topic here: https://www.fmgwebsites.com/d772de05-9833-44e4-9676-f510f85cef74/blog/the-return-of-value-investing-why-boring-profitable-companies-are-winninSchedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsultaBrowse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tap Contact UsPhone: 855-226-8551Email: info@yourmoneyontap.comOffice: 116 South River Road, Bedford, NH 03110Web: brayshawfinancial.comSecurities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc. Osaic Wealth, Inc. and Brayshaw Financial Group do not provide tax or legal advice. Index and sector figures cited are approximate year-to-date values as of the air date, drawn from sources believed reliable, and subject to change. Dividend payments are not guaranteed and may be reduced or eliminated at any time. Past performance is not a guarantee of future results.What is value investing and why is it working again in 2026?Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
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    56 min
  • The Healthiest Bull Market Nobody is Talking About

    The Healthiest Bull Market Nobody is Talking About
    Jul 30 2026
    Your S&P 500 fund says 7% — but over 300 of its stocks are beating the index. This week we dig into the massive broadening of the market that almost nobody in the financial media is talking about, and why we think it's the healthiest thing to happen to this bull market in years.For three years, seven stocks did all the talking. This year, the other 493 are answering. On this week's Money On Tap, we walk through the numbers behind the broadening: the Magnificent Seven still make up roughly a third of every dollar in a cap-weighted S&P 500 index fund — which is exactly why so many statements look stuck at 7% while the equal-weight S&P runs above 14%, the Russell 1000 Value nears 20%, and healthcare and industrials each post roughly 24% year to date. We connect it to the 100-year-old Dow theory (industry makes goods, transportation moves them — and both are near highs), unpack the defensive-stock paradox (staples rallying while nobody calls a recession), revisit the historical pattern from 1983, 1995, 2003, 2013, and 2020 where tech blows out and then leadership broadens — and get practical about what a broadening market rewards most: rebalancing, equal-weight exposure, sector and international diversification, and knowing what your 401(k) actually owns.What you'll learn:
    • Why a third of every S&P 500 index-fund dollar sits in just seven stocks — and what that's done to your return this year
    • The breadth numbers: 300+ stocks beating the index, roughly seven in ten S&P names up on the year
    • The sector scoreboard: healthcare ~24%, industrials ~24%, staples ~11.3%, financials ~9.7%, utilities ~7.6%
    • Why money is rotating, not leaving — and why that's the opposite of how crashes start
    • Dow theory at 100+: what industrials and transports near highs historically signal
    • The defensive-stock paradox: staples leading without a recession call anywhere in sight
    • The rebalancing playbook: taking profits without apology, calendar discipline, equal-weight funds (11.9% vs 10.9% over 20 years)
    • How to broaden with new contributions instead of selling your winners
    • Target-date fund warnings: layered fees, hidden allocations, and no way to rebalance
    • Why this is not a reason to dump technology — proportion, not exit
    Plus Money In The News:
    • A property-management company bets $200K on AI to make the trades more efficient — filling a labor gap instead of cutting jobs
    • Apple set for its strongest June-quarter sales growth in five years — flat iPhone pricing, a $5 trillion moment, and sitting out the AI arms race
    • The 100-year-old Dow theory says this market isn't done climbing
    Want a white paper on this week's topic? Email us at info@yourmoneyontap.com and we'll send it over.Read the companion blog: https://www.brayshawfinancial.com/blog
    Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta
    Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us
    • Phone: 855-226-8551
    • Email: info@yourmoneyontap.com
    • Office: 116 South River Road, Bedford, NH 03110
    • Web: brayshawfinancial.com
    Securities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc. Osaic Wealth, Inc. and Brayshaw Financial Group do not provide tax or legal advice. Index and sector figures cited are approximate year-to-date values as of the air date, drawn from sources believed reliable, and subject to change. Past performance is not a guarantee of future results.

    • What is value investing and why is it working again in 2026?
      Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
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    56 min
  • Retirement Rescue: The Money Mistakes of Every Decade

    Retirement Rescue: The Money Mistakes of Every Decade
    Jul 24 2026
    Whatever you've done, there's a very good chance you can recover. That's the message of this week's show — and then Ben and Dan get specific, decade by decade, about the mistakes that quietly sink retirements and the moves that rescue them.In this week's Money On Tap, Ben Brayshaw and Dan Michelon walk through the money mistakes of every stage of life. The 20s and 30s: waiting to invest, lifestyle inflation, and treating insurance as a nuisance instead of what it really is — protection of your ability to retire. The 40s — the squeeze years: turning off the 401(k) match to pay the bills (walking away from free money), getting too comfortable with debt, and skipping the tax planning that builds tax-free assets for later. The 50s — the catch-up years: catch-up contributions, the HSA "triple threat," the backdoor Roth, and the fear-driven mistake of going too conservative too soon. And in retirement itself: the light-switch move to cash, target-date funds past their date, scattered old 401(k)s, chasing a "number" instead of an income, and the biggest one of all — no plan for a health change.What you'll learn:
    • Why your 20s and 30s are the most powerful investing decade you'll ever get — and what lifestyle inflation really costs
    • Insurance reframed: insuring well-being, not events — and why long-term care planning protects the healthy spouse
    • The 401(k) match rule for the squeeze years: never walk away from free money
    • When to shift from investment planning to retirement planning — and why the goal is an income number, not a total number
    • The catch-up toolkit for your 50s: 401(k) and IRA catch-ups, the HSA triple threat, and the backdoor Roth
    • Why "too conservative too soon" quietly loses money backwards — and how segmentation puts risk and security in one strategy
    • The bucket strategy in action: a real case of a 60%-bond portfolio, a 4.5% withdrawal rate, and a first-home gift — rescued
    • Foundational expenses: the income planning step most people skip before retiring
    • The health-change plan: estate documents, powers of attorney, and why waiting can mean it's too late to sign
    Plus Money In The News:
    • Alphabet set for a blockbuster quarter as AI bets collide with spending fears — why this AI buildout isn't the dot-com era
    • Phased tariffs on generic drugs: 90% of U.S. prescriptions are generics, and most aren't made here
    • Fidelity's new number: retirees may need nearly $186,000 for healthcare — up 7.5% in a year
    Want the Retirement Rescue white paper? Email us at info@yourmoneyontap.com and we'll send it over.Read the companion blog: https://www.brayshawfinancial.com/blog
    Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta
    Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us
    • Phone: 855-226-8551
    • Email: info@yourmoneyontap.com
    • Office: 116 South River Road, Bedford, NH 03110
    • Web: brayshawfinancial.com
    Securities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc. Osaic Wealth, Inc. and Brayshaw Financial Group do not provide tax or legal advice. Figures cited are as of the air date, drawn from sources believed reliable, and subject to change. Past performance is not a guarantee of future results.

    • What is value investing and why is it working again in 2026?
      Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
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    56 min
  • Beyond the Index, Winners, Losers, & What's Next

    Beyond the Index, Winners, Losers, & What's Next
    Jul 18 2026
    The S&P 500 is up about 10.2% this year. That average is hiding one of the most lopsided markets in a decade: energy up 28%, communication services negative, and the Magnificent Seven — the stocks that carried the market for three years — collectively underwater.In this week's Money On Tap, Ben Brayshaw and Dan Michelon go beyond the index, sector by sector. They walk the 2026 scoreboard — energy +28.1%, technology +26.8%, industrials +16%, with a 30-point gap between the top and bottom sectors — and unpack the year's most important story: the broadening of the market, with 46.3% of S&P companies now beating the index itself, up from 30.5% last year. Then the mechanics most investors never see: why seven stocks absorb a third of every dollar in a standard S&P fund, why the SPY and QQQ share 8–9 of their top 10 holdings, and why your "diversified" ETFs may be the same bundle of stocks in different wrappers. They close with the Fed's looming rate decision — hike odds jumped from 26% to 73% in one month — and the five durable themes they're watching for the second half.What you'll learn:
    • The 2026 sector scoreboard: all 11 sectors ranked, from energy's +28.1% to communication services' −3.1%
    • The broadening of the index: why 46.3% of S&P companies are beating the index — a decade-plus first
    • Why the Mag Seven flipped from engine to anchor (Microsoft down 20%+), and what the index looks like without them
    • The ETF overlap trap: cap weighting, 35–55% in the top 10, and wrappers around the same stocks
    • What a Fed rate hike would do to sector leadership — winners and losers under both scenarios
    • Buffett's warning: "a church with a casino attached," and why down doesn't mean cheap
    • The dials for outperforming: sector weighting, security selection, valuation discipline, income, cash, and tax management
    • Taking gains on purpose: the sequence-of-returns lesson in 2026's −4.3% Q1 and +15.2% Q2
    • Five second-half themes: electrification, defense, nuclear renaissance, the aging population, and the infrastructure rebuild
    Plus Money In The News:
    • 73% odds of a Fed rate hike by September — up from 26% just a month earlier — and the two culprits behind it
    • Warren Buffett: it's tough to find value "when everybody is preferring gambling"
    • Blockbuster stock sales — SpaceX's record $75B IPO, Alphabet's $85B raise, SK Hynix ADRs — and whether $500B of new equity can overwhelm the bull market
    Read the companion blog: https://www.brayshawfinancial.com/blog
    Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta
    Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us
    • Phone: 855-226-8551
    • Email: info@yourmoneyontap.com
    • Office: 116 South River Road, Bedford, NH 03110
    • Web: brayshawfinancial.com
    Securities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc. Index and sector performance figures are as of the air date and subject to change. Past performance is not a guarantee of future results.

    • What is value investing and why is it working again in 2026?
      Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
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    56 min
  • Math, Myths & The Reality of Retirement: Why Income Beats the Magic Number

    Math, Myths & The Reality of Retirement: Why Income Beats the Magic Number
    Jul 9 2026
    A new study says the average retired couple needs $1.16 million to retire comfortably. Scary headline — until you do the math. Because retirement was never about reaching a number. It's about the paycheck that number can produce.In this week's Money On Tap, Ben Brayshaw and Dan Michelon take the "magic number" apart piece by piece. They trace where $1.16 million actually comes from — $84,000 in average spending, $37,700 in Social Security, and a 4% withdrawal covering the gap — then show what the headline can't see: sequence of returns risk, the tax code, health events, and the market's habit of dropping 25–30% when you can least afford it. The centerpiece is a tale of three couples: Couple A with $1.8 million and no guaranteed income beyond Social Security, Couple B with $950,000 and a teacher's pension, and Couple C with $900,000 who built their own pension with an annuity — and ended up more secure than the couple with twice the money.What you'll learn:
    • Where the $1.16 million figure really comes from — and why the study converts it to income immediately
    • Why the race-to-a-number mindset is programmed into us, and why it fails in retirement
    • The tax reality: 12% vs. 22% brackets, Social Security taxation, RMDs at 73, Medicare's hidden 3–5% "tax," and climbing capital gains rates
    • The bucket strategy: cash for years 0–3, buffered strategies and dividends for 3–7, growth for 7+
    • Why 1% of inefficiency on a 4% drawdown is really 25% of your income
    • Couple A vs. B vs. C: how guaranteed income beats a bigger portfolio
    • The timing trap: why buying the annuity after the crash locks in the loss
    • Rewriting the 4% rule with 5–7% joint lifetime annuity payouts
    Plus Money In The News:
    • SpaceX goes public: Wall Street's sky-high price targets, the trillion-dollar valuation, and why investors stay cautious
    • Trump floats an Australian-style retirement system with 12% employer contributions
    • The IRA saver's match arriving in 2027: who qualifies, and why the income limits are so tight
    Read the companion blog: https://www.brayshawfinancial.com/blog
    Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta
    Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us
    • Phone: 855-226-8551
    • Email: info@yourmoneyontap.com
    • Office: 116 South River Road, Bedford, NH 03110
    • Web: brayshawfinancial.com
    Securities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc. Annuity guarantees are subject to the claims-paying ability of the issuing insurance company.

    • What is value investing and why is it working again in 2026?
      Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
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    56 min
  • The Hidden Companies Powering the AI Revolution: The Picks and Shovels of the Build-Out

    The Hidden Companies Powering the AI Revolution: The Picks and Shovels of the Build-Out
    Jul 4 2026
    Only 20–30% of the AI data centers planned through 2030 are built today. The other 70–80% — the cement, the cooling, the chips, the memory, the power — are still coming. And the companies collecting the profits from that build-out are mostly names the mainstream isn't talking about.In this week's Money On Tap, Ben Brayshaw and Dan Michelon go beyond the Mag Seven and into the hidden companies powering the AI revolution. They trace how the AI trade rotated from the companies spending the money to the companies receiving it — the second-wave winners like Micron, SanDisk, Vertiv, Marvell, and Broadcom — and why Taiwan Semiconductor may be the king of the whole story. Then they go layer by layer through what's still ahead: electrical infrastructure, utilities and nuclear power, engineering, construction materials, and data center REITs.What you'll learn:
    • Why only 20–30% of planned AI data centers exist — and what that means for the next decade of demand
    • The rotation out of the Mag Seven: from speculation and hope to follow-the-money
    • The AI stack, layer by layer: chips, memory (Micron), storage (SanDisk), cooling (Vertiv), networking (Marvell, Broadcom)
    • Why Taiwan Semiconductor is the company nearly every AI player depends on
    • The risks worth respecting: valuation, capex pullbacks, competition, interest rates, and tariffs
    • The layers still to come: electrical, power and grid, engineering, materials, machinery, and data center REITs
    • Why high conviction — knowing why you own what you own — beats chasing every headline
    Plus Money In The News:
    • Trump Accounts for kids launch July 4: $1,000 at birth, up to $5,000 a year — and the math that could reach seven figures by retirement
    • Which financial stocks actually benefit when interest rates stay high
    • Trump's rare earth agenda hits a milestone as the U.S. Army moves to break China's grip on defense metals
    Read the companion blog: https://www.brayshawfinancial.com/blog
    Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta
    Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us
    • Phone: 855-226-8551
    • Email: info@yourmoneyontap.com
    • Office: 116 South River Road, Bedford, NH 03110
    • Web: brayshawfinancial.com
    Securities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc.

    • What is value investing and why is it working again in 2026?
      Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
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    56 min
  • The Great Wealth Transfer: Will Your Family Be Ready? $124 Trillion Is About to Change Hands

    The Great Wealth Transfer: Will Your Family Be Ready? $124 Trillion Is About to Change Hands
    Jun 25 2026
    By 2048, an estimated $124 trillion will change hands — the largest transfer of wealth in human history. Roughly $105 trillion to heirs, $18 trillion to charity. And here’s the uncomfortable truth: about 70% of family wealth disappears by the second generation, and 90% is gone by the third.In this week’s Money On Tap, Ben Brayshaw and Dan Michelon dig into what the great wealth transfer really means — not for the economy, but for your family. They unpack why wealth preservation is far more behavioral than investment-driven, what the Vanderbilts got wrong and the Rockefellers got right, and the Warren Buffett principle every parent and grandparent should know. Most importantly, they walk through the four conversations every family needs to have before the money moves — and the simple first step you can take this week.What you’ll learn:
    • Why $124 trillion in motion could be a generational blessing — or a great wealth disaster
    • The statistic that should stop every family cold: 70% gone by generation two, 90% by generation three
    • Why wealth preservation is behavioral, not investment-driven
    • The tale of two fortunes: Vanderbilt vs. Rockefeller
    • The four conversations every family must have before the transfer
    • A practical first step you can take this week — and the BFG white paper that helps you run your own family meeting
    Plus Money In The News:
    • General Motors and Lockheed Martin announce a new multi-billion-dollar defense manufacturing partnership
    • Jeff Bezos proposes eliminating federal income taxes for the bottom half of U.S. earners — and what it would actually mean
    • “The job interview is broken”: how AI is reshaping hiring on both sides of the table
    Read the companion blog: https://www.brayshawfinancial.com/blog Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us - Phone: 855-226-8551 - Email: info@yourmoneyontap.com - Office: 116 South River Road, Bedford, NH 03110 - Web: brayshawfinancial.comSecurities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc.

    • What is value investing and why is it working again in 2026?
      Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
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    56 min
  • Retirement Redzone, The Last Mile

    Retirement Redzone, The Last Mile
    Jun 15 2026
    Ten straight up weeks, then a sharp pullback — and if you’re two to five years on either side of retirement, the fear is real. This is the Retirement Red Zone: the last mile into and out of your retirement date, and the most fragile window in your entire financial life.This week on Money On Tap, Ben Brayshaw and Dan Michelon turn last week’s market-history conversation into a practical playbook for anyone near retirement: how to avoid the paralysis that wrecked so many retirements in 2008–2009, and what to actually do right now.What you’ll learn:
    • Why a 35-year-old and a 65-year-old should do the opposite thing in a pullback
    • The accumulation-to-distribution switch most people don’t know exists
    • What history says: after 40 sharp selloffs since 1980, markets were higher 75% of the time a year later
    • Sequence-of-returns risk — why the first five years decide everything
    • Building a 1–3 year retirement runway with ~4% cash and T-bills
    • Rebalancing a 60/40 that drifted to 75/25
    • Diversifying away from a top-10 that’s now 40% of the S&P (8 of them tech)
    • Buffered ETFs — a 20% buffer with a 12–15% cap, explained
    • Foundational income, annuities, and the tax-aware withdrawal piece most firms skip
    Plus Money In The News:
    • Consumer prices rose 4.2% annually in May — the highest in three years (CNBC, Jeff Cox)
    • Elon Musk poised to become the first trillionaire — and just how much a trillion dollars really is
    • A top JP Morgan strategist’s four ways to prep your portfolio for “considerable danger” (David Kelly)
    Mentioned on air: Our short sequence-of-returns risk video — watch it at brayshawfinancial.com.Read the companion blog: brayshawfinancial.com/blog
    Schedule a free consultation: app.greminders.com/t/9f3ce72e/initialconsulta
    Full Money On Tap episode library: brayshawfinancial.com/money-on-tapContact Us
    Phone: 855-226-8551
    Email: info@yourmoneyontap.com
    Office: 116 South River Road, Bedford, NH 03110
    Web: brayshawfinancial.com

    • What is value investing and why is it working again in 2026?
      Value investing means buying strong, profitable, often dividend-paying companies at sensible prices and holding them patiently — the approach built by Benjamin Graham and made famous by Warren Buffett and Charlie Munger. It struggled while near-zero interest rates favored growth stocks, but higher rates flipped the equation: in 2026, value sectors like energy (~20%), industrials (~17%), and healthcare (~15%) are outpacing the S&P 500's roughly 8–9%. The appeal is simple — instead of borrowing to chase growth, these companies pay shareholders real income today, and reinvested dividends compound over decades.
    Mostra di più Mostra meno
    56 min