Episode 2: In this episode of the Legal Buddy App Podcast, Jim Ray talks with attorney Gene Hou, founder of Missouri Injury Law, about what really happens after a car accident and how injured people can protect their rights. Gene explains his background working inside a major insurance company and how that experience now helps him advocate for victims across Missouri. They discuss contingency fees, medical payments coverage (MedPay), uninsured and underinsured motorist coverage, medical bill negotiation, property damage help, and key steps to take after a crash. The conversation stays clear, practical, and focused on giving everyday listeners simple, useful guidance they can act on if they or a loved one are ever hurt in a wreck.
Chapters
00:46 Welcome and Guest Introduction
06:41 Fee Structure and Contingency
08:44 Insurance Company Tactics and Early Settlement Traps
10:13 Immediate Financial Relief Options
13:58 Property Damage and Additional Services
15:04 Uninsured and Underinsured Motorist Coverage
18:41 Medical Bill Negotiation Process
21:22 Focus on Recovery and Future Medical Needs
28:28 What to Do After an Accident
32:28 Conclusion
Do You Need to Contact a St. Louis Car Wreck Lawyer?
Website: InjuryLawyers-StLouis.com
Phone: (636) 333-1717
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