Episode 2: In this episode of the Legal Buddy App Podcast, Jim Ray talks with attorney Gene Hou, founder of Missouri Injury Law, about what really happens after a car accident and how injured people can protect their rights. Gene explains his background working inside a major insurance company and how that experience now helps him advocate for victims across Missouri. They discuss contingency fees, medical payments coverage (MedPay), uninsured and underinsured motorist coverage, medical bill negotiation, property damage help, and key steps to take after a crash. The conversation stays clear, practical, and focused on giving everyday listeners simple, useful guidance they can act on if they or a loved one are ever hurt in a wreck.

Chapters

00:46 Welcome and Guest Introduction

06:41 Fee Structure and Contingency

08:44 Insurance Company Tactics and Early Settlement Traps

10:13 Immediate Financial Relief Options

13:58 Property Damage and Additional Services

15:04 Uninsured and Underinsured Motorist Coverage

18:41 Medical Bill Negotiation Process

21:22 Focus on Recovery and Future Medical Needs

28:28 What to Do After an Accident

32:28 Conclusion

Do You Need to Contact a St. Louis Car Wreck Lawyer?

Website: InjuryLawyers-StLouis.com

Phone: (636) 333-1717

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