The era of "go to school, get a job" is officially over. With AI looming and 30% of grads facing unemployment, the traditional education system has become a debt-fueled Ponzi scheme.

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This week on Brown Ambition, Mandi is joined by Kiersten Saunders and Yanely Espinal for an honest conversation about the real cost of adulting in 2026. From a surprise $2,000 Tesla repair to rising rent and major life decisions, they break down how even the “right” financial choices can come with unexpected expenses.

The episode dives into renting vs. homeownership, IVF and fertility costs, and navigating layoffs including what it really means to accept (or رفض) a retention bonus after cuts at Block, Inc.. Plus, they unpack the risks of going viral in your career and why flexibility might be the ultimate financial goal.

We also celebrate a major win for women as salaries rise in the WNBA, highlighting the ongoing push for pay equity. If you’ve ever questioned your financial choices or wondered if there’s a “right” way to do adulthood this episode is for you.

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In this powerful episode of Money & Wealth, John Hope Bryant breaks down one of the biggest truths about capitalism: the real divide isn’t effort—it’s ownership.

As anticipation builds for his upcoming book Capitalism for All: Inclusive Economics and the Future Proofing of America, Bryant explains how people can move from simply working for wages to building assets, cash flow, and generational wealth.

Drawing from personal stories, including lessons from his mother’s journey from hourly worker to millionaire, Bryant outlines practical pathways anyone can take to become an owner.
In this episode, you’ll learn:

• Why ownership—not income—is the foundation of wealth

•The difference between cash flow vs. clout • Four practical paths to becoming a business owner

• Why “boring businesses” often create the most wealth • How city contracts and local economies create hidden opportunities

• The mindset shift from making a living to building a legacy
Bryant also explores how most millionaires quietly build wealth through discipline, reinvestment, and long-term ownership—echoing the lessons popularized in The Millionaire Next Door.

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