Episodi

  • Earn Your Leisure: Are College Degrees are a Becoming Worthless?

    Earn Your Leisure: Are College Degrees are a Becoming Worthless?
    Mar 27 2026

    The era of "go to school, get a job" is officially over. With AI looming and 30% of grads facing unemployment, the traditional education system has become a debt-fueled Ponzi scheme.

    Subscribe and watch more videos here: / @earnyourleisure

    Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com

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    Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com

    See omnystudio.com/listener for privacy information.
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    11 min
  • Brown Ambition: Adulting Ain’t Cheap: Cars, Careers & Costly Decisions Ft. Kiersten Saunders Yanely Espinal

    Brown Ambition: Adulting Ain’t Cheap: Cars, Careers & Costly Decisions Ft. Kiersten Saunders Yanely Espinal
    Mar 27 2026

    This week on Brown Ambition, Mandi is joined by Kiersten Saunders and Yanely Espinal for an honest conversation about the real cost of adulting in 2026. From a surprise $2,000 Tesla repair to rising rent and major life decisions, they break down how even the “right” financial choices can come with unexpected expenses.

    The episode dives into renting vs. homeownership, IVF and fertility costs, and navigating layoffs including what it really means to accept (or رفض) a retention bonus after cuts at Block, Inc.. Plus, they unpack the risks of going viral in your career and why flexibility might be the ultimate financial goal.

    We also celebrate a major win for women as salaries rise in the WNBA, highlighting the ongoing push for pay equity. If you’ve ever questioned your financial choices or wondered if there’s a “right” way to do adulthood this episode is for you.

    Stay Connected


    - Email your questions: brownambitionpodcast@gmail.com.
    - Send a voice note or DM on IG: @brownambitionpodcast

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    59 min
  • Money & Wealth With John Hope Bryant: Worker to Owner: Why Ownership Is the Real Key to Wealth

    Money & Wealth With John Hope Bryant: Worker to Owner: Why Ownership Is the Real Key to Wealth
    Mar 27 2026

    In this powerful episode of Money & Wealth, John Hope Bryant breaks down one of the biggest truths about capitalism: the real divide isn’t effort—it’s ownership.


    As anticipation builds for his upcoming book Capitalism for All: Inclusive Economics and the Future Proofing of America, Bryant explains how people can move from simply working for wages to building assets, cash flow, and generational wealth.


    Drawing from personal stories, including lessons from his mother’s journey from hourly worker to millionaire, Bryant outlines practical pathways anyone can take to become an owner.
    In this episode, you’ll learn:

    • Why ownership—not income—is the foundation of wealth

    •The difference between cash flow vs. clout • Four practical paths to becoming a business owner

    • Why “boring businesses” often create the most wealth • How city contracts and local economies create hidden opportunities

    • The mindset shift from making a living to building a legacy
    Bryant also explores how most millionaires quietly build wealth through discipline, reinvestment, and long-term ownership—echoing the lessons popularized in The Millionaire Next Door.

    See omnystudio.com/listener for privacy information.
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    45 min
  • Money Making Conversations Master Class: Financial Tips: Her interview educates people on entrepreneurship, financial literacy, credit repair, estate planning.

    Money Making Conversations Master Class: Financial Tips: Her interview educates people on entrepreneurship, financial literacy, credit repair, estate planning.
    Mar 27 2026
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth. 🎯 Purpose of the Interview The purpose of Lisa’s appearance on Money Making Conversations Masterclass was to: 1. Educate listeners on financial literacy She breaks down credit repair, debt management, estate planning, and smart investing in simple, actionable terms. 2. Promote her services Lisa shares how Legacy Building LLC helps clients strengthen their financial footing and how Moraine Law protects the assets they build. 3. Inspire financial empowerment Lisa’s personal story—from growing up in a financially challenged environment to becoming a securities attorney and entrepreneur—reinforces the idea that financial transformation is possible for anyone. 4. Encourage mindset change She stresses that financial improvement begins with understanding one’s money mindset, especially for people raised in environments of scarcity. 💡 Key Takeaways Below are the major themes and lessons Lisa shares throughout the discussion. 1. Your Money Mindset Shapes Your Financial Life Lisa emphasizes that many financial problems stem from long‑standing beliefs formed during childhood—especially in communities where money was scarce. People often develop a “lack mentality”, influencing decisions like using credit irresponsibly or putting bills in a child’s name. She teaches clients to first understand why they ended up in financial trouble before addressing how to fix it. 2. Credit Repair Requires Understanding the Root Cause Lisa rejects quick‑fix credit repair approaches. Instead, she helps clients: Assess what led to their financial hardshipIdentify self-inflicted issues (overspending, poor planning)Contact creditors directlyNegotiate payoffs or settlementsAvoid repeating the same mistakes She notes that high‑interest credit cards (often 20%+) make it nearly impossible to pay off debt without a consolidation strategy. 3. Estate Planning Is Essential—Not Optional Lisa stresses that everyone, not just wealthy people or seniors, needs an estate plan. Key points: A will and trust prevent the state from deciding what happens to your assets.Even celebrities like Prince and Aretha Franklin suffered consequences of no estate plan, leading to long probate battles.Trusts allow individuals to manage their own assets during life and ensure smooth transfer after death.Estate planning protects homes, bank accounts, cars, jewelry, and other valuables. She also explains that a trust must be funded and a will acts as a secondary backup. 4. Smart Investing Starts Early and Happens Consistently Lisa outlines a clear investing roadmap: ✔ Use employer 401(k) match Not contributing at least, the match percentage (e.g., 4% in federal roles) means leaving free money on the table. ✔ Open and fund a Roth IRA After‑tax money → tax‑free growthContributions can be withdrawn without penalty before age 59½ in emergenciesLimits vary by age and year (e.g., $7,000 to $8,500) ✔ Open a brokerage account She prefers long‑standing firms like Charles Schwab and Fidelity that allow fractional investing. ✔ Time in the market beats timing the market Small consistent investments grow over time; you don't need large sums to start. ✔ Always research Look at a company’s history, layoffs, strategy, and performance over time before investing. 5. Combining Law + Finance Gives Clients Full Protection Lisa explains the unique advantage of running a financial literacy firm and a law firm: Legacy Building: teaches people to build assetsMoraine Law: protects those assets This integrated model helps clients avoid mistakes, shield wealth, and plan for long-term financial security. 6. Her Vision for Legacy Building LLC In 5 years, she sees: National and international expansionPartnerships with small businessesPartnerships with government agencies where employees earn good salaries but lack financial educationIncreased financial literacy and asset ...
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    29 min