Discover the secrets behind vehicle pricing in this Season 5 premiere of Drive To Success: Mastering Auto Finance! Host John Lewis breaks down the critical differences between wholesale and retail auto pricing, then dives deep into the three major vehicle valuation guides every automotive professional needs to know: Black Book, Kelley Blue Book (KBB), and NADA Guides by J.D. Power.

Whether you're a dealer, finance manager, lender, or car buyer, understanding these pricing tools is essential for successful negotiations and profitable deals. Learn why the exact vehicle can have three different "official" values, how to use each guide strategically, and what "clean trade" really means across different valuation platforms.

In this episode, you'll discover:

• The fundamental difference between wholesale and retail auto pricing
• How Black Book's auction data provides the most accurate wholesale values
• Why Kelley Blue Book is the consumer's favorite pricing tool
• How NADA Clean Trade values become the negotiating middle ground
• Real-world examples with actual price comparisons across all three guides
• The biggest mistakes people make with valuation guides—and how to avoid them
• A practical negotiation framework you can use immediately

Perfect for automotive finance professionals, dealership staff, loan officers, and anyone wanting to master the art of vehicle valuation and negotiation.

Head over to www.theultimateautofinanceguide.com now and grab your digital copy now. Trust me, it's the smartest investment you'll make before buying your next car."

Head over to the @theultimateautofinanceguide YouTube channel! There, you’ll find step-by-step guides, expert advice, and so much more to help you take control of your auto financing."

"Head over to Amazon and grab your copy today! Just search for 'Drive to Success: The Ultimate Auto Finance Guide' or use the link https://a.co/d/c9wAynw in our show notes. Take control of your car-buying experience and drive away with confidence!"

Email me at: masteringautofinance@gmail.com

Tricolor executives failed to appear at today's Section 341 creditor meeting—a stunning development that's reshaping this massive fraud case.

In this urgent episode of Drive To Success, host John Lewis delivers breaking news coverage and an analysis of what happened in Dallas federal bankruptcy court. More than 150 participants joined the meeting, expecting to question Tricolor's executives under oath about the $200+ million fraud. Instead, when Trustee Anne Burns called for representation, the line fell silent.

No Tricolor executives appeared. No testimony. No answers. Just empty chairs and 25,000+ furious creditors left hanging.

This no-show is not just shocking; it's a legal game-changer with massive implications for the criminal investigation, the bankruptcy process, and every auto finance professional watching this case unfold.

This Episode Covers:

• What happened when 150 creditors logged on, expecting testimony
• Why Tricolor's no-show is contempt of court and far worse than appearing
• The criminal exposure this creates for company executives
• What Judge Larson will do about this defiance
• How creditors will now pursue answers through aggressive discovery
• What this means for the DOJ criminal investigation
• Industry implications of this development
• Updated compliance protocols in the wake of executive silence

Who Should Listen:

• Auto lenders with warehouse credit facilities
• Dealers and F&I managers in subprime finance
• Compliance and risk management professionals
• Investors holding auto ABS positions
• Anyone in auto finance who needs to understand this pivotal moment

This is no longer just a fraud case—this is now an obstruction case. And that changes everything.

Head over to www.theultimateautofinanceguide.com now and grab your digital copy now. Trust me, it's the smartest investment you'll make before buying your next car."

"Head over to Amazon and grab your copy today! Just search for 'Drive to Success: The Ultimate Auto Finance Guide' or use the link https://a.co/d/c9wAynw in our show notes. Take control of your car-buying experience and drive away with confidence!"

Email me at: masteringautofinance@gmail.com

In this eye-opening episode, John Lewis tackles one of the most controversial practices in automotive retail: spot delivery, also known as "yo-yo financing." Whether you're a dealer trying to navigate compliance, a finance manager protecting your business, or simply curious about automotive finance practices, this episode delivers critical insights you can't afford to miss.

John breaks down what spot contracts really are, why dealerships use them, the legal landscape across America, and how Maryland became a trailblazer with comprehensive spot delivery legislation. You'll learn about the risks, regulations, and best practices that distinguish ethical dealers from those courting disaster.

What You'll Learn:

• The mechanics of spot delivery and why it's so common
• Consumer protection concerns that have regulators watching
• Maryland's groundbreaking 4-day notice period law
• Why 48 states still lack specific spot delivery statutes
• Federal Trade Commission efforts to regulate the practice
• How to protect your dealership while serving customers ethically
• The future of spot delivery regulation in America

Whether you're closing deals on the showroom floor or setting policy in the executive suite, this episode arms you with the knowledge to navigate spot delivery with confidence and compliance.

Head over to www.theultimateautofinanceguide.com now and grab your digital copy now. Trust me, it's the smartest investment you'll make before buying your next car."

"Head over to Amazon and grab your copy today! Just search for 'Drive to Success: The Ultimate Auto Finance Guide' or use the link https://a.co/d/c9wAynw in our show notes. Take control of your car-buying experience and drive away with confidence!"

Email me at: masteringautofinance@gmail.com