In Episode 89 of Doctor’s Wealth and Wellness, host Norm Wright addresses the often-overlooked strain on physician relationships caused by erratic schedules, emotional exhaustion, and limited quality time, citing the 2026 AMA Couples in Medicine Survey showing 62% of physician couples experience heightened stress, contributing to elevated burnout and divorce rates up to 25% above average. He introduces three quick, research-backed rituals to recharge bonds: daily 5-minute gratitude shares with specific appreciations to boost satisfaction by 22% and reduce arguments by 18% (as cardiologist Dr. James and his wife experienced during conflicting shifts); weekly 30-minute “no-work” date nights banning professional talk to cut emotional isolation by 28% (revitalizing companionship for anesthesiologist Dr. Lisa and her spouse); and quarterly one-hour life audits to align on family, finances, health, and goals, enhancing long-term happiness by 35% (helping radiologist Dr. Patel and his wife sync on vacations and Roth contributions). Wright emphasizes these streamlined rituals buffer burnout, amplify joy, and support smarter joint decisions, challenging listeners to select one ritual, practice it for seven days, note a positive shift, and email support@skcfinancial.com for personalized suggestions. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 88 of Doctor’s Wealth and Wellness, host Norm Wright stresses the importance of an annual portfolio check-up for physicians following 2025’s strong double-digit gains, noting that over 70% of doctors (per Vanguard’s 2026 report) have not rebalanced, leaving them exposed to heightened volatility from midterm elections, interest rate changes, or economic uncertainty. He guides listeners through three practical steps: assessing asset drift by reviewing statements and calculating current equity/bond/international allocations (e.g., a 60/40 mix shifting to 75/25, as pediatrician Dr. Elena discovered, with unchecked drift risking 1–2% lower long-term returns per Fidelity); harvesting tax losses from underperformers to offset gains while adding volatility buffers like short-term bonds or T-bills (internist Dr. Mike saved $3,200 in taxes and cut drawdowns 15–20% per Morningstar); and stress-testing via free tools like Portfolio Visualizer against scenarios such as 20% drops, then automating quarterly rebalances (surgeon Dr. Sarah’s setup limited losses in past turbulence, with Schwab data showing 0.8% annual outperformance). Wright emphasizes that proactive review preserves 2025 gains, aligns with physicians’ long-term mindset, and protects retirement or family goals, challenging listeners to complete one step this week—assess drift, harvest losses, or stress-test—and share findings or book a free custom check-up at support@skcfinancial.com. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 87 of Doctor’s Wealth and Wellness, host Norm Wright tackles the mid-January 2026 winter blues that disproportionately affect shift-working physicians, citing a 2026 AMA survey showing 55% report heightened fatigue, irritability, and low mood due to reduced sunlight and circadian disruption. He presents three accessible, evidence-backed resets: light therapy via 10,000-lux boxes or dawn simulators (hospitalist Dr. Nadia’s affordable clock cutting morning fog and boosting focus, with Harvard data confirming 35% SAD symptom reduction); vitamin D testing and supplementation (ER doc Dr. Raj rebounding energy and immunity after addressing deficiency, supported by Johns Hopkins findings of 28% less fatigue); and mood-elevating micro-movements like short yoga or stretches bundled with rewards (surgeon Dr. Sam shifting slumps to sharper afternoons, per Mayo Clinic trials showing 32% blues reduction). Wright underscores how these tactics safeguard mental sharpness for patient care, family presence, and smarter financial decisions, challenging listeners to adopt one daily for seven days while journaling shifts and emailing support@skcfinancial.com for personalized tips. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 86 of Doctor’s Wealth and Wellness, host Norm Wright equips high-earning physicians with timely 2026 tax optimization strategies to slash federal bills—often over $100,000 annually—by $15,000–$30,000 before April 15, noting that many miss deductions amid policy changes. He outlines three key plays: maximizing overlooked write-offs for home offices (up to $5/sq ft simplified), CME, and unreimbursed expenses, as family practitioner Dr. Maria did to claim $7,200; leveraging lingering credits for energy upgrades and enhanced charitable giving via donor-advised funds (DAFs), exemplified by internist Dr. Kevin’s $10,500 offset through EV and stock donations; and advanced tactics like bunching itemized deductions with partial Roth conversions ($50K–$100K) for future tax-free growth, following radiologist Dr. Laura’s long-term savings approach backed by Fidelity research showing 25% greater after-tax retirement wealth. Wright stresses turning tax liabilities into wealth-building opportunities amid election-year flux, challenging listeners to audit deductions, explore a credit/DAF, or model conversions this week and share insights or book a free personalized projection at support@skcfinancial.com. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 85 of Doctor’s Wealth and Wellness, host Norm Wright builds on the atomic habits foundation from Episode 83, guiding physicians to layer small health wins into sustainable 2026 routines without adding overwhelm to already demanding schedules. He shares three momentum-building strategies: habit stacking by attaching new micro-habits to unbreakable daily anchors (pediatrician Dr. Sofia stacking box breathing then walks onto her morning coffee for lower cortisol); tracking streaks visually while celebrating tiny victories to reinforce a self-care identity (oncologist Dr. Paul’s fridge paper chain for steps leading to steadier clinic energy); and environment optimization to make healthy choices automatic (night-shift hospitalist Dr. Lisa’s call-room tweaks for snacks, journaling, and sleep aids yielding clearer wake-ups). Wright emphasizes that physicians prescribe sustainable change daily and deserve to apply it personally, turning sporadic efforts into unbreakable systems for stamina in practice, presence at home, and sharper decisions overall, challenging listeners to layer one strategy onto an existing habit for seven days and email support@skcfinancial.com with their favorite tweak for a personal reply. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 84 of Doctor’s Wealth and Wellness, host Norm Wright extends the Atomic Habits framework from wellness to finances, empowering busy physicians to achieve 2026 money goals through sustainable 1% improvements rather than overwhelming overhauls that fade fast amid call and family demands. He presents three tailored strategies: making habits obvious with environmental cues (surgeon Dr. Tom’s recurring “Invest Day” reminders and auto-transfers adding $24,000 yearly effortlessly); making them attractive via temptation bundling (OB-GYN Dr. Rachel pairing budget reviews with true-crime podcasts to slash discretionary spending 25% and fuel real estate savings); and making them easy by reducing friction to a two-minute start (hospitalist Dr. Alex’s $100 auto-paycheck transfers building a six-figure emergency fund on autopilot). Wright stresses that physicians already excel at complex systems, so these atomic shifts turn financial “shoulds” into automatic identity, compounding into maxed accounts, debt freedom, and wealth-building without heroic effort, challenging listeners to implement one strategy this week with daily checkmarks and share their habit and progress at support@skcfinancial.com for a personal reply from him. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 83 of Doctor’s Wealth and Wellness, host Norm Wright rings in 2026 with a practical, physician-tailored take on James Clear’s Atomic Habits, ditching flashy New Year’s resolutions for sustainable 1% improvements that compound into lasting health amid chaotic schedules. He outlines three strategies: making habits obvious through environmental cues (like ER doc Dr. Elena’s front-of-fridge protein jar leading to 18 pounds lost and steady energy); making them attractive via temptation bundling (hospitalist Dr. Marcus pairing walks with exclusive podcast listening to hit 10,000 steps and better post-night mood); and making them easy by reducing friction to a two-minute start (cardiologist Dr. Paula’s “just two squats” evolving into full circuits and greater strength at 48). Wright emphasizes these tiny, frictionless shifts honor doctors’ limited bandwidth while building resilience, energy, and longevity to practice strong, enjoy family, and align wealth with well-being, challenging listeners to implement one strategy daily for seven days with simple checkmark tracking and share their habit and streak at support@skcfinancial.com for a personal reply. Examples in this episode are hypothetical and not representative of a specific individual.

In Episode 82 of Doctor’s Wealth and Wellness, host Norm Wright delivers a physician-focused 2026 Market Outlook, highlighting three key themes amid a sixth straight year of double-digit stock returns in 2025 despite persistent headlines. First, diversification is rewarding again, with international and emerging markets surging around 30% (outpacing U.S. stocks) thanks to global growth and a weaker dollar, plus bonds up 7% on Fed cuts—urging listeners to check and rebalance international/bond allocations this week. Second, AI continues driving gains through massive infrastructure and adoption, but the Magnificent Seven’s one-third S&P weighting signals real concentration risk, advising a review of top holdings and potential tilts to equal-weight or value. Third, the resilient economy (quick rebound from early dips, stable 3% inflation) faces Fed transition with Powell’s term ending in May 2026, yet history favors patient investors regardless of leadership. Norm reminds high-earning doctors they’re wired for the long game, challenges them to take one action (allocation check, concentration review, or goal alignment), and offers a free 2026 portfolio stress-test via support@skcfinancial.com or a 30-minute consult. Examples in this episode are hypothetical and not representative of a specific individual.

Indexes used in this episode include the following:

International Developed Market - (EAFE)

Emerging Markets - (EM)

Bond Aggregate Index - (AGG)

US Stock Market S&P 500 - (SPX)