Today's episode features an exceptional guest, Scott Carson—better known as "The Note Guy"—who has been at the forefront of note investing for nearly two decades. With a background in finance as a top mortgage banker and a successful transition into note investing, Scott Carson has built a reputation for turning distressed mortgage debt into powerful wealth-building opportunities. Having purchased and managed over a billion dollars in debt across residential and commercial properties, Scott's expertise provides unique insider access to a strategy favored by high-net-worth investors but still under the radar for many.

In this episode, Dave Wolcott dives deep with Scott Carson to break down the world of note investing in a simple, actionable way. Whether you're seeking passive income, exploring new investment strategies, or just curious about how banks, hedge funds, and investors handle mortgage debt, this episode offers a clear roadmap. Scott shares not only the mechanics of the note business but also candid lessons learned, the importance of taking action, and how to sidestep common pitfalls.

Listeners will discover that you don't need millions to get started, that education and careful due diligence are key, and that note investing can be tailored for either passive cash flow or more active wealth creation. Scott's passion for helping others learn and succeed shines through, making this episode a must for anyone interested in alternative investments and financial freedom.

In this episode, we discuss:

• The basics of note investing and how the business works

• Differences between residential and commercial notes

• Active vs. passive note investment strategies

• Key risks, due diligence, and tips for getting started

Learn more: https://pantheoninvest.com/episode206

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In this episode of Wealth Strategy Deep Dives, Dave Wolcott challenges one of the most widely accepted beliefs in investing: diversification as Wall Street teaches it. Dave explains why owning dozens—or even hundreds—of stocks doesn't actually reduce risk, and how traditional portfolios remain dangerously exposed to the same systemic forces, from central bank policy to market sentiment and geopolitical shocks. When markets correct, correlations converge, revealing that most investors aren't diversified at all—they're simply concentrated in a single financial system.

Dave breaks down three core myths: that more stocks equal less risk, that traditional asset allocation creates true protection, and that long-term investing alone eliminates danger. He then contrasts this with how the ultra-wealthy actually diversify—across asset classes, income streams, tax treatment, and control. By owning real assets like private real estate, private credit, energy, and operating businesses, wealthy investors reduce reliance on market appreciation and instead focus on cash flow, tax efficiency, and structural resilience. As Dave reminds us, true diversification isn't about more tickers—it's about less dependency.

Download a free copy of Dave's book at HolisticWealthStrategy.com and join the investor community for exclusive education, opportunities, and resources to accelerate your path to financial freedom.

Ready to go deeper? Book a call to explore the Virtual Family Office or apply for the Mastermind to build true generational wealth.

Learn more: https://pantheoninvest.com/

Get Dave's Free Book: https://pantheoninvest.com/freebook

Today we have an incredibly timely and insightful episode featuring David Morgan, a renowned expert in precious metals and monetary history. With a career spanning decades, David Morgan brings unique depth to our understanding of wealth preservation and strategic investing—especially in turbulent economic times. Joining our host Dave Wolcott, David Morgan shares his remarkable journey that began with a childhood fascination for coins, leading him to become one of the go-to authorities on gold and silver's pivotal role in modern portfolios.

As we kick off 2026 amidst ongoing currency debasement, global instability, and record money printing, this conversation couldn't be more relevant. David Morgan breaks down the warning signals flashing from the precious metals markets, offering perspective on how gold and silver continue to shine as anchors of legacy wealth, even as the global financial system moves rapidly toward digital currencies and modern monetary theories.

Listeners will discover invaluable strategies on how to safeguard their purchasing power, create balanced portfolios, and navigate the coming changes with clarity. David Morgan not only explores the history and utility of precious metals, but also shares practical advice on asset allocation, storage options, and the real-world impact of resource wars and technological demand.

In this episode, we discuss:

• David Morgan's origin story and fascination with money and investing

• Strategies for portfolio positioning as the world faces a global reset

• The real utility and investment case for gold and silver

• Practical guidance for choosing and securing precious metals in your wealth strategy

Learn more: https://pantheoninvest.com/episode205

Get Dave's Free Book: https://pantheoninvest.com/freebook