In this episode of Wealth Strategy Secrets of the Ultra-Wealthy, Dave Wolcott dives into one of the most overlooked drivers of financial success: your money story. Dave explains why wealth creation isn't determined by how hard you work, how smart you are, or even what product or service you offer—but by the emotions, beliefs, and subconscious patterns you attach to money. These deeply rooted narratives shape how much you believe you're worth, how comfortable you are charging for value, and whether you operate from scarcity or abundance.

Dave introduces the concept of five money personalities, helping listeners recognize how their own relationship with money may be influencing their financial outcomes. Drawing from real-world experiences and mindset research, he highlights how understanding your emotional connection to money allows you to take control of earning, spending, saving, and investing decisions. When you shift your money story, you unlock the ability to grow wealth intentionally—starting with small, consistent mindset changes that compound over time.

Download a free copy of Dave's book at HolisticWealthStrategy.com and join the investor community for exclusive education, opportunities, and resources to accelerate your path to financial freedom.

Ready to go deeper? Book a call to explore the Virtual Family Office or apply for the Mastermind to build true generational wealth.

Learn more: https://pantheoninvest.com/

Get Dave's Free Book: https://pantheoninvest.com/freebook

Today's episode features an exceptional guest, Scott Carson—better known as "The Note Guy"—who has been at the forefront of note investing for nearly two decades. With a background in finance as a top mortgage banker and a successful transition into note investing, Scott Carson has built a reputation for turning distressed mortgage debt into powerful wealth-building opportunities. Having purchased and managed over a billion dollars in debt across residential and commercial properties, Scott's expertise provides unique insider access to a strategy favored by high-net-worth investors but still under the radar for many.

In this episode, Dave Wolcott dives deep with Scott Carson to break down the world of note investing in a simple, actionable way. Whether you're seeking passive income, exploring new investment strategies, or just curious about how banks, hedge funds, and investors handle mortgage debt, this episode offers a clear roadmap. Scott shares not only the mechanics of the note business but also candid lessons learned, the importance of taking action, and how to sidestep common pitfalls.

Listeners will discover that you don't need millions to get started, that education and careful due diligence are key, and that note investing can be tailored for either passive cash flow or more active wealth creation. Scott's passion for helping others learn and succeed shines through, making this episode a must for anyone interested in alternative investments and financial freedom.

In this episode, we discuss:

• The basics of note investing and how the business works

• Differences between residential and commercial notes

• Active vs. passive note investment strategies

• Key risks, due diligence, and tips for getting started

Learn more: https://pantheoninvest.com/episode206

Get Dave's Free Book: https://pantheoninvest.com/freebook

In this episode of Wealth Strategy Deep Dives, Dave Wolcott challenges one of the most widely accepted beliefs in investing: diversification as Wall Street teaches it. Dave explains why owning dozens—or even hundreds—of stocks doesn't actually reduce risk, and how traditional portfolios remain dangerously exposed to the same systemic forces, from central bank policy to market sentiment and geopolitical shocks. When markets correct, correlations converge, revealing that most investors aren't diversified at all—they're simply concentrated in a single financial system.

Dave breaks down three core myths: that more stocks equal less risk, that traditional asset allocation creates true protection, and that long-term investing alone eliminates danger. He then contrasts this with how the ultra-wealthy actually diversify—across asset classes, income streams, tax treatment, and control. By owning real assets like private real estate, private credit, energy, and operating businesses, wealthy investors reduce reliance on market appreciation and instead focus on cash flow, tax efficiency, and structural resilience. As Dave reminds us, true diversification isn't about more tickers—it's about less dependency.

Download a free copy of Dave's book at HolisticWealthStrategy.com and join the investor community for exclusive education, opportunities, and resources to accelerate your path to financial freedom.

Ready to go deeper? Book a call to explore the Virtual Family Office or apply for the Mastermind to build true generational wealth.

Learn more: https://pantheoninvest.com/

Get Dave's Free Book: https://pantheoninvest.com/freebook

Today we have an incredibly timely and insightful episode featuring David Morgan, a renowned expert in precious metals and monetary history. With a career spanning decades, David Morgan brings unique depth to our understanding of wealth preservation and strategic investing—especially in turbulent economic times. Joining our host Dave Wolcott, David Morgan shares his remarkable journey that began with a childhood fascination for coins, leading him to become one of the go-to authorities on gold and silver's pivotal role in modern portfolios.

As we kick off 2026 amidst ongoing currency debasement, global instability, and record money printing, this conversation couldn't be more relevant. David Morgan breaks down the warning signals flashing from the precious metals markets, offering perspective on how gold and silver continue to shine as anchors of legacy wealth, even as the global financial system moves rapidly toward digital currencies and modern monetary theories.

Listeners will discover invaluable strategies on how to safeguard their purchasing power, create balanced portfolios, and navigate the coming changes with clarity. David Morgan not only explores the history and utility of precious metals, but also shares practical advice on asset allocation, storage options, and the real-world impact of resource wars and technological demand.

In this episode, we discuss:

• David Morgan's origin story and fascination with money and investing

• Strategies for portfolio positioning as the world faces a global reset

• The real utility and investment case for gold and silver

• Practical guidance for choosing and securing precious metals in your wealth strategy

Learn more: https://pantheoninvest.com/episode205

Get Dave's Free Book: https://pantheoninvest.com/freebook

Today's episode is packed with powerful insights as we welcome a distinguished panel of guests, including Stephen Hall, Sharon Lechter, Ani Manian, and Aaron Hofrichter, alongside your host, Dave Wolcott. Together, they bring a wealth of experience in tax strategy, wealth acceleration, financial education, and the mindset required for lasting prosperity.

We kick things off with Stephen Hall, a second-generation tax expert from Robert Hall and Associates, who breaks down the crucial differences between tax planning and tax preparation, and shares actionable tips for structuring your investments to minimize your tax burden. Next, Sharon Lechter, renowned co-author of "Rich Dad Poor Dad", takes us on her personal journey—from her childhood lessons around the dinner table to fundamentally changing the landscape of financial education across the globe.

We're also joined by Ani Manian, who explores the deeper meaning of wealth—beyond just financial figures—and explains why cultivating abundance begins with your mindset. Wrapping up, Aaron Hofrichter combines his experience as a CPA and real estate investor to share practical strategies for maximizing returns and steering clear of common tax pitfalls.

This episode is simple, educational, and focused on empowering you to take control of your financial future, whether you're an entrepreneur, investor, or someone looking to start your journey towards wealth.

In this episode, we discuss:

• The difference between tax planning and tax preparation

• Strategies for tax-efficient investing and avoiding IRS "dirty dozen" pitfalls

• The importance of financial education for adults and children

• The mindset shifts needed to achieve true wealth and abundance

Learn more: https://pantheoninvest.com/episode198

Get Dave's Free Book: https://pantheoninvest.com/freebook

In this episode, Dave Wolcott joins the Road Less Travel Show to share the personal journey that shaped his approach to wealth, leadership, and purpose. From growing up in a middle-class household in Connecticut to serving four years in the U.S. Marine Corps, Dave reflects on the lessons of leadership, integrity, and teamwork that stayed with him long after his military service. After transitioning into corporate America, he found himself frustrated by the lack of mission and purpose—until discovering Robert Kiyosaki's Cashflow Quadrant, a moment that fundamentally changed how he viewed business, investing, and financial freedom.

Dave unpacks how years of running a technology consulting business while investing "underground" in alternative assets ultimately led to the creation of Pantheon and his book, The Holistic Wealth Strategy. He offers practical advice for anyone considering a major career or life pivot, emphasizing the importance of self-awareness, doubling down on your strengths, and building a team to support the areas where you're not naturally wired. Dave also highlights tools like the Kolbe Index to better understand your instinctive strengths, avoid burnout, and design a path aligned with who you truly are—both in business and in life.

Download a free copy of Dave's book at HolisticWealthStrategy.com and join the investor community for exclusive education, opportunities, and resources.
Want to go deeper? Book a call to explore the Virtual Family Office or apply for the Mastermind to start building true generational wealth.

Today's episode features an inspiring conversation with Karishma Ismail, an expert in helping high-achieving entrepreneurs and families create meaningful connections and lasting legacies. Joining host Dave Wolcott, Karishma Ismail brings her personal journey as a first-generation immigrant and successful entrepreneur, highlighting the struggles and lessons learned along the way—from witnessing her father's tireless work ethic to navigating her own path through burnout, success, and ultimately, clarity about what matters most.

Throughout this episode, Karishma Ismail peels back the layers of what legacy really means, moving beyond dollars in the bank to focus on the importance of family unity, intentional connection, and self-awareness. She offers simple, practical strategies for fostering connection and harmony within families, especially for those managing wealth across generations. Karishma Ismail and Dave Wolcott also explore why family conversations can be challenging, particularly during the holidays, and how breaking old patterns and roles can spark new, authentic relationships.

Whether you're an entrepreneur, a family leader, or someone seeking deeper fulfillment and connection, this episode is packed with valuable lessons for building a legacy that isn't just inherited, but truly lived every day.

In this episode, we discuss:

• Why disconnect happens in families—especially among high achievers and across generations

• How to create intentional connections and safe spaces for family conversations

• Practical strategies to break old patterns and foster ongoing family harmony

• The power of living your legacy today, not just planning for the future

Learn more: https://pantheoninvest.com/episode203

Get Dave's Free Book: https://pantheoninvest.com/freebook

In this episode of Wealth Strategy Secrets of the Ultra-Wealthy, Dave Wolcott joins Brett Swarts on the Build With The Billions podcast to unpack the mindset and strategies behind true legacy wealth. Dave shares his personal journey—from growing up in a middle-class household and serving as a Marine Corps captain to becoming a father of triplets overnight, a moment that forced him to rethink everything he had been taught about money. When traditional advice like maxing out a 401(k) fell short, Dave embarked on a decades-long mission to study how the top 1% and 0.01% actually build and protect wealth.

Together, Dave and Brett explore why alternative investments like private equity, real estate, and energy are primary strategies for the ultra-wealthy—not "alternatives." Dave explains how this realization led to the creation of The Holistic Wealth Strategy, a framework designed to help entrepreneurs move beyond Wall Street's limitations, scale intelligently, and build wealth with purpose. This episode challenges conventional thinking and offers a clearer blueprint for those seeking long-term freedom, impact, and generational legacy.

Download a free copy of Dave's book at HolisticWealthStrategy.com and join the investor community for exclusive education, opportunities, and resources.
Want to go deeper? Book a call to explore the Virtual Family Office or apply for the Mastermind to start building wealth the way the ultra-wealthy do.