Yo Quiero Dinero copertina

Yo Quiero Dinero

Yo Quiero Dinero

Di: Jannese Torres
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A proposito di questo titolo
 "This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com.

Hosted on Acast. See acast.com/privacy for more information.

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Episodi
  • What Does “Enough” Really Mean? Building Wealth When You Don’t Come From Money with Maria Melchor

    What Does “Enough” Really Mean? Building Wealth When You Don’t Come From Money with Maria Melchor
    Nov 9 2026
    What does it actually mean to have enough when you didn’t grow up with money? Jannese sits down with Maria Melchor, creator of FirstGenLiving and author of Always Have Enough: How to Build Wealth When You Don’t Come From Money. Maria immigrated from Mexico as a kid, studied human rights at Yale and planned to become a lawyer. Then a pandemic Instagram page changed everything. We talk about defining your “enough,” supporting family without sacrificing your future, the three buckets every first-gen needs for their goals, scarcity mindset and why your safety net is bigger than your bank account.WE GET INTO:[01:46] Normalizing the money conversation[02:45] From Mexico to Connecticut: the original plan[05:15] Racial profiling and segregation in the Northeast[07:52] From human rights to personal finance[08:13] How FirstGenLiving was born[10:16] The CNBC Millennial Money moment[12:10] Choosing FirstGenLiving over law school[14:23] What “always have enough” really means[17:45] Why you need to define your “enough”[18:38] Being a good steward of your first paycheck[21:18] Supporting family without sacrificing your future[24:56] Your goals, shared goals and other people’s goals[27:47] Eldest daughters: it’s not your job to parent your parents[29:35] Siblings and planning for your parents’ future[30:37] Enjoying what you’ve built without guilt[31:49] Scarcity mindset: spenders vs. savers[35:15] Jannese’s shift from accumulator to real estate investor[36:50] Building safety nets beyond your bank account[39:19] The power of community and asking for help[39:00] What Maria hopes readers feelKEY TAKEAWAYS:→ Get clear on what “enough” means to you, or you’ll chase more forever→ If you don’t decide what your money is for, your bills will→ Put your oxygen mask on first, even when family is everything→ Sort your goals into three buckets: yours, shared and other people’s→ Your parents’ retirement is ultimately their goal. You can help without owning it→ Scarcity mindset shows up as extreme spending OR extreme saving. Same coin, two sides→ Your safety net includes job benefits, community and government benefits, not just your balance→ Community is a financial resource. Asking for help is part of the planCONNECT WITH MARIA:Instagram: https://www.instagram.com/firstgenliving/ TikTok: https://www.tiktok.com/@firstgenliving Website and free book club: firstgenliving.comAlways Have Enough: https://www.firstgenliving.com/book TAKE THE NEXT STEP WITH YO QUIERO DINERO:📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a Coaching Call: https://yoquierodinero.as.me/schedule/a5e9a3eb 🤝 Join the The Financially Lit Club: https://www.skool.com/financially-lit-club/about FOLLOW YO QUIERO DINERO:📸 Instagram: https://www.instagram.com/yoquierodineropodcast 🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast 🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
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    40 min
  • I Built the Life I Wanted. Why Doesn’t It Feel Safe? Feat. Saskia Katherine

    I Built the Life I Wanted. Why Doesn’t It Feel Safe? Feat. Saskia Katherine
    Nov 2 2026
    You hit the income goal, paid off the debt and built the life you dreamed of. So why does it still feel like it could all disappear? After I crashed out on Instagram asking “does it ever actually get to feel safe?”, so many of you told me I needed to talk to Saskia Katherine. Saskia is a spiritual mentor, educator and creator of The Integration Map, and she helps high-achieving women move from survival to self-trust. We talk about why milestones don’t make you feel safe, the signs you’re living in survival mode, being the responsible one in a first-gen family, wealth guilt, and why calm isn’t the goal. Saskia also leads a short guided practice live on the show so make sure you listen until the end!WE GET INTO:00:00 Episode preview00:47 Welcome + meet Saskia Katherine03:01 What safety meant growing up05:33 From education leader to inner child work08:55 The imaginary finish line: why milestones still don't feel safe12:08 Signs you're living in survival mode15:32 The "responsible one" in first-gen families18:27 Can high achievers avoid burnout?23:12 Why knowing your patterns isn't enough30:55 Wealth guilt, grief & building self-trust34:37 Loneliness, growth & the clarity that comes with age37:58 New and uncomfortable vs. not right for you42:25 What self-trust really means43:12 Nervous system regulation vs. self-suppression50:06 Guided practice: "When does it ever get to feel safe?"57:33 Janice's breakthrough moment58:30 Where to find Saskia + free resources1:00:30 Closing thoughtsKEY TAKEAWAYS:→ Reaching the milestone doesn’t automatically make you feel safe. A younger part of you may still be running the show→ Survival mode looks like compulsive account checking, holding your breath at checkout, or spending money the second it lands→ Being the responsible one is practiced. Every time your needs came second, you taught yourself they don’t matter→ Keep the hustle. Just stop making it responsible for proving your worth→ It’s not self-sabotage. It’s protection, and it responds to compassion→ You can make the right choice and still grieve what you left behind→ Fear doesn’t mean it’s the wrong move. Ask what that part of you needs to feel safe→ Calm isn’t the goal. A healthy nervous system activates and comes back downCONNECT WITH SASKIA:Instagram: @saskia.katherineWebsite: saskiakatherine.comFree guided session: saskiakatherine.com/freebieTAKE THE NEXT STEP WITH YO QUIERO DINERO:📕 Get the book, Financially Lit!: https://financiallylitbook.com💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/💬 Book a Coaching Call: https://yoquierodinero.as.me/schedule/a5e9a3eb🤝 Join the The Financially Lit Club: https://www.skool.com/financially-lit-club/about📅 Upcoming events: https://yoquierodineropodcast.com/events/FOLLOW YO QUIERO DINERO:📸 Instagram: https://www.instagram.com/yoquierodineropodcast🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcastThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
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    1 ora e 2 min
  • BONUS: The Truth About Latina Wealth Nobody Talks About

    BONUS: The Truth About Latina Wealth Nobody Talks About
    Oct 29 2026
    Last week I was featured on Banking On Cultura, hosted by mi agmia Victoria Jenn Rodriguez. The conversation was so good that I wanted to bring it to the YQQD feed! Take a listen and subscribe to Banking on Cultura wherever you get your podcasts.FOLLOW JENN:📲Instagram: ⁠⁠⁠⁠⁠iamvictoriajenn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📲 TikTok:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ iamvictoriajenn⁠⁠⁠⁠⁠⁠⁠⁠⁠FOLLOW YO QUIERO DINERO:📸 Instagram: https://www.instagram.com/yoquierodineropodcast🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast--She launched a podcast from a closet, using an iPhone 11 and wired Apple earbuds, then built a digital business powerful enough to make her a millionaire. But the real story is bigger than the revenue. It’s about a Puerto Rican woman claiming space in rooms shaped by whiteness, turning cultural fluency into economic power, and refusing to separate wealth from identity. In this episode, Victoria Jenn Rodriguez sits down with Jannese Torres, creator of the Yo Quiero Dinero Podcast and author of Financially Lit: The Modern Latina’s Guide to Becoming Financially Poderosa. Jannese Torres breaks down what it takes to monetize attention without diluting your values, use pop culture with intention, build beyond corporate dollars, and create offers people will pay for in an era where information is everywhere. The conversation moves through privilege, brand safety, AI, direct-to-consumer strategy, community accountability, and the uncomfortable truth that our dollars can either reinforce exclusion or fund the rooms we actually want to enter.What We Get Into:01:13 Why Latino buying power keeps growing while Latino creators still get overlooked02:43 The introvert who used to break out in hives before public speaking04:27 Her first paid workshop became a 45-minute tech disaster, and people still waited06:34 The fear lesson that changed how she approaches entrepreneurship07:30 The shower idea behind Yo Quiero Dinero, and how she claimed the name11:12 How to use Bad Bunny and pop culture without chasing empty clicks15:00 The arroz con gandules post that revealed her real content niche18:26 How to discuss race, privilege, and controversy without posting reactively23:31 Why your values need to be part of your brand before the brand deals arrive26:30 The business protection of building both B2B and direct-to-consumer income30:32 Why people no longer want more information, they want access and results33:38 The shift from passive courses to retreats, boot camps, and build-in-real-time offers39:58 “Brown girls on the flyer” does not mean the room was built for you42:58 Why Latinos need to stop discounting their own community and start investing at full price45:36 How grassroots funding, community partnerships, and voting with your dollars create change49:06 The practical playbook: diversify your offers, deepen your work, and spend with intentionKey TakeawaysFear shrinks when you stop negotiating with it. A delayed workshop helped Jannese Torres build her speaking career.Cultural relevance is a business asset. Create from your identity instead of chasing trends.In the AI era, people pay for access, accountability, and results.Direct-to-consumer revenue gives creators more control over their message.Build your values into your brand before the brand grows.Representation means little if the community isn’t truly included.Every dollar supports the businesses and systems you want to sustain.Invest in Latino businesses at full value to strengthen the community.Grassroots spaces create opportunities where traditional rooms fall short.Exposure to new environments expands your vision of wealth and leadership. Hosted on Acast. See acast.com/privacy for more information.
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    53 min
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