Yo Quiero Dinero copertina

Yo Quiero Dinero

Yo Quiero Dinero

Di: Jannese Torres
Ascolta gratuitamente

Offerte di stagione | 0,99 €/mese per i primi 3 mesi

A seguire 9,99 €/mese – si applicano condizioni. Puoi disdire mensilmente.
"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com.

Hosted on Acast. See acast.com/privacy for more information.

Delish Dlites LLC Economia
Episodi
  • How Wendy Mata Turned Ancestral Magic Into a 7-Figure Business

    How Wendy Mata Turned Ancestral Magic Into a 7-Figure Business
    Oct 26 2026
    Today we're talking to a brujería. Depending on how you grew up, that word might feel like home or it might make you nervous. Wendy Mata, founder of Bruja Power Botanica and author of Bruja Curandera, spent 20 years in cybersecurity and digital forensics before a Día de los Muertos dream from her late grandmother changed everything. Now she runs a seven-figure business teaching people to reclaim their magic. We get into money programming, why wanting more isn't selfish, how money spells actually work, and how to pair spiritual practice with real financial action.WE GET INTO:[00:25] Intro: Why we’re talking spirituality and money[02:17] Meet Wendy Mata, founder of Bruja Power Botanica[03:04] Corporate success, an empty feeling, and the Día de Muertos dream[07:02] What a bruja really is, and reclaiming the word[08:51] Staying small, colonization and our money programming[09:32] The money stories we inherit[11:47] Si Dios quiere vs. Dios siempre quiere[13:39] Step one: making the decision[15:06] The mantra for when wanting money feels selfish[16:12] The viral TikTok that made $10K overnight[18:35] How to release your money programming[20:35] “You say yes, then you figure it out”[21:24] Ritual meets action: the practice of surrender[24:11] How money spells actually work[27:07] The full moon floor wash for business[28:25] Talking abundance without shame[32:07] How to know if you’re a bruja[35:18] From a sold-out retreat to kitchen candles[37:29] The path to seven figures[39:33] Charging for ancestral gifts[42:59] Writing Bruja Curandera[46:44] Your first step: I believe in my magicKEY TAKEAWAYS: → Spirituality without action is just wishing. Pair mindset and ritual with real moves→ Dios siempre quiere. The support is there, but you have to do the work→ When wanting money feels selfish, try: "The more money I make, the more people I can help"→ Releasing limiting beliefs isn't enough. Decide what you'll believe instead→ Ask for help. If you don't ask, you already have the no→ Struggling isn't a mindset failure. Systemic barriers are real, and abundance goes beyond money→ You're allowed to charge for your giftsCONNECT WITH WENDY:Instagram:https://www.instagram.com/brujapower/ Website:https://www.bruja.us/ Book: brujacurandera.comTAKE THE NEXT STEP WITH YO QUIERO DINERO:📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a Coaching Call: https://yoquierodinero.as.me/schedule/a5e9a3eb 🤝 Join the The Financially Lit Club: https://www.skool.com/financially-lit-club/about FOLLOW YO QUIERO DINERO:📸 Instagram: https://www.instagram.com/yoquierodineropodcast 🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast 🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
    Mostra di più Mostra meno
    51 min
  • The Tax Playbook Nobody Taught Us with Laura Zarrate

    The Tax Playbook Nobody Taught Us with Laura Zarrate
    Oct 19 2026
    We were taught to work hard and save money, but nobody explained how taxes fit into building wealth. So this week, I'm joined by Laura Zarrate, CPA and founder of Athena CPAs and Advisors. Laura immigrated from Bogotá, Colombia, at 14 with her dad and two 40-pound suitcases. She started her career at Deloitte, then built her own firm. Today she and her team serve 200+ business owners across the U.S. We get into why the tax code is a playbook, what an LLC actually does, when an S Corp makes sense, and why "just write it off" is not a strategy. If you're an entrepreneur who only talks to a tax pro in April, this one's for you.WE GET INTO: [01:45] Meet Laura: from Bogotá to Athena CPAs[02:34] Not the typical "old white guy" CPA[03:53] Immigrant frugality and learning to ask for help[05:48] Choosing the world of "more than enough"[07:04] Deloitte and the road to her own firm[11:33] Why she left: freedom and meaningful work[13:24] The skill that humbled her: sales[16:56] The tax conversations Latinos aren't having[18:04] How taxes actually work for W-2 vs. business owners[20:21] Is the tax code confusing on purpose?[21:23] Tax prep vs. tax planning[23:03] Deductions entrepreneurs miss: home office and car[26:32] Putting your kids on payroll[30:14] When to hire a CPA[32:08] What an LLC does (and doesn't do)[35:39] S Corp elections explained[40:54] The "just write it off" myth[43:51] Tax tips that need to go: S Corps, Wyoming and Delaware LLCs[47:04] Making more money but still feeling broke[49:40] Paying yourself with unpredictable income[51:34] Retirement accounts for entrepreneurs[55:05] HSAs explained[58:30] Deducting health insurance as a business owner[1:02:50] Tax relief services: real or scam?[1:04:58] How to vet a tax professional[1:09:27] One step to take this weekKEY TAKEAWAYS: → The tax code rewards three activities: owning a business, owning real estate, and investing.→ Tax prep is not tax planning. Your tax pro should give you a plan with real numbers.→ An LLC is for legal protection and business credit, not tax savings.→ An S Corp is a tax election, not a new business. It comes with payroll and reasonable salary rules.→ A deduction lowers your taxable income. It does NOT make the purchase free.→ Hiring your kids can work, but only with real work, market pay, and good records.→ Know your break-even number and check your books monthly, not yearly.→ Anyone can prepare taxes. Check licenses and ask about experience with your type of business.CONNECT WITH LAURA ZARRATE:Website: https://athenacpas.comInstagram: https://www.instagram.com/athenacpasTAKE THE NEXT STEP WITH YO QUIERO DINERO:📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a Coaching Call: https://yoquierodinero.as.me/schedule/a5e9a3eb FOLLOW YO QUIERO DINERO:📸 Instagram: https://www.instagram.com/yoquierodineropodcast 🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast 🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast This episode is for educational purposes only and is not tax, legal, or financial advice. Talk to a qualified tax professional about your situation. Yo Quiero Dinero is the #1 English-language personal finance podcast for Latinas and people of color. New episodes every Monday. Hosted on Acast. See acast.com/privacy for more information.
    Mostra di più Mostra meno
    1 ora e 15 min
  • When Someday Isn't Guaranteed: Building a Legacy Business with Yvette Ramirez

    When Someday Isn't Guaranteed: Building a Legacy Business with Yvette Ramirez
    Oct 12 2026
    So many of us are waiting on "someday" to go after the thing we really want. But what happens when someday stops feeling guaranteed? Yvette Ramirez is a bilingual Cuban and Salvadoran American, a tech professional, and the founder of Kuro Libros, a children's picture book brand that helps families teach their kids Spanish at home. In February 2023, Yvette was diagnosed with stage 4 lung cancer. Instead of waiting until retirement, she ran her numbers and realized she could coast FIRE. So she's betting on herself NOW.WE GET INTO:[01:24] Meet Yvette and Kuro Libros[01:54] Why now: a stage 4 diagnosis[03:00] Cuban and Salvadoran money lessons: saving, property and wanting more[04:40] From law school to tech startups[07:56] How a diagnosis changes your view of time[09:33] Realizing she could coast FIRE[10:50] Is a steady paycheck really security?[12:35] Stock options, tender offers and her FIRE number[16:04] The gap in Spanish children's books[19:06] Confidence, Caribbean Spanish and choosing the right Spanish[22:04] Taking your own idea seriously[23:55] Self-publishing behind the scenes: $50K+ invested[29:12] Building a business while managing cancer[31:18] Full circle: EGFR, prognosis and hope[35:18] Would she have started sooner?[37:28] "Why not now?" A message for Latinas waiting on someday[39:33] Your paycheck is your angel investor[40:03] How she ended up in the Netherlands[41:44] What she hopes kids feel + where to find Kuro LibrosKEY TAKEAWAYS:→ Your parents may have taught you to save, but saving alone isn't the whole wealth plan. Investing is how your money grows beyond what you earn.→ FIRE calculators can reveal you're closer to freedom than you think. Yvette found she needed around $600K to $700K invested to coast, and her equity had already passed that.→ A steady paycheck isn't the only kind of security. After her diagnosis, Yvette started measuring wealth in time, flexibility, and freedom to see her family.→ Your lived experience is a business idea. Yvette saw friends struggle to raise bilingual kids and saw a gap for a Latino main character in children's books.→ There's room for more than one of us. Seeing another Latina-owned brand succeed showed Yvette the market was ready, not taken.→ Treat your passion project like a business from day one. That means trademarks, an IP attorney, a professional editor, and the right illustrator.→ Rest is part of the strategy. Building on your own terms means giving yourself flexibility and slowing down when your body needs it.You don't have to quit to start. Your paycheck can be the angel investor for the thing you want to build.CONNECT WITH YVETTE:🤝 Instagram: https://www.instagram.com/kurolibros🌐 Website: https://www.kurolibros.com (free resources available)TAKE THE NEXT STEP WITH YO QUIERO DINERO:📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO:📸 Instagram: https://www.instagram.com/yoquierodineropodcast 🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast 🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast Hosted on Acast. See acast.com/privacy for more information.
    Mostra di più Mostra meno
    46 min
adbl_web_anon_alc_button_suppression_t1
Ancora nessuna recensione