Financial inclusion is a cornerstone of inclusive economic growth. Yet ,despite the rise of fintech, e-wallets, and digital payments, many communities in Indonesia and beyond remain underserved.

In this episode of Y&S Perspectives, Y&S Senior Consultant Bertha Lovita P sits down with Achmad Budiman, Consultant at the Asian Development Bank, to explore the challenges and opportunities shaping financial inclusion today. From the role of policy and innovation to the importance of financial literacy, the conversation unpacks what it will take to build a fairer and more equitable financial ecosystem.

From the role of policy and innovation to the importance of financial literacy, the conversation unpacks what it will take to build a fairer and more equitable financial ecosystem. Tune in to our latest episode of Y&S Podcast to dive deep into the insights shared: https://www.yamada-spire.com/resources/news-events/

#yamadaconsultingandspire #yamadaspire #financialinclusion #indonesia #digitalwallet #financialliteracy

Women today are no longer just consumers, they are key decision-makers shaping household spending, market behaviour, and even policy direction. In Indonesia, over 14% of working women are the primary breadwinners, more than 60% of consumers factor sustainability into purchasing decisions, and 48% are willing to give up brands they see as irresponsible.

In this episode of Y&S in Minutes, our Consultant Grisela Mutiara explores how women are driving conscious consumption, influencing brand accountability, and redefining growth strategies in Indonesia – making it clear why listening to female consumers is no longer optional for brands or policymakers: https://www.yamada-spire.com/resources/news-events/

#yamadaconsultingandspire #yamadaspire #householdspending #women #brands #sustainability #esg #policymakers

The smartphone as we know is evolving faster than ever. AI, 5G–6G, wearables, and digital ecosystems are rewriting the rules.

In this episode, Y&S Head of ICT Division, Albertus Edy Rianto, and Product Strategy-Market Intelligence Manager at VIVO Mobile Indonesia, Okky Surya Dewati, discuss how brands are innovating to stay ahead and what the future of mobile could look like. Will smartphones stay at the center of our digital lives, or will something new take over?

Watch Y&S Podcast to find out more!

#yamadaconsultingandspire #yamadaspire #smartphones #cellulardisruptions #smartphonebrands #wearables #artificialintelligence #digitalecosystems