Most parents know what they should do with money save more plan ahead and talk to their kids about finances. So why is it still so hard to follow through?

In this episode of The Great Canadian Piggy Bank host Christi Rae sits down with Dr. Preet Banerjee one of Canada’s leading experts in behavioral finance to unpack why knowing better does not lead to doing better. They explore how fatigue stress and our brain’s focus on the present sabotage good financial intentions and why willpower is the wrong tool for the job.

You will learn how small systems automation and intentional friction can help parents close the gap between intention and action how kids absorb financial habits from what we model not what we say and why creating emotional safety around money matters more than getting everything right.

This episode is for parents who want to raise money smart kids without guilt perfection or burnout.

Show Links:

Website: https://www.preetbanerjee.com/

Financial Course: https://www.airfoilacademy.com/courses/yourmoneydegree

Instagram: https://www.instagram.com/preetbanerjee/

Youtube: https://www.youtube.com/@PreetBanerjee

TikTok: https://www.tiktok.com/@preetbanerjee

Chapter List:

00:00 Understanding the Financial Behavior Gap

02:47 The Empathy Gap and Future Self

06:36 Automating Financial Decisions

10:06 Taking Action on Financial Intentions

11:57 Teaching Money Skills for an AI Future

15:53 Creating Emotional Safety Around Money Conversations

17:59 Summary