Why Mortgage Interest Rates Stay High Despite Fed Rate Cuts
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Why Mortgage Interest Rates Stay High Despite Fed Rate Cuts
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Have you wondered why mortgage rates are still hovering around 7%, even though the Federal Reserve has cut rates in 2024? In this episode, we unravel the mystery behind mortgage rates and explain why they don’t align directly with the Fed’s actions.
We’ll explore how the bond market influences mortgage rates, debunk common misconceptions spread by headlines, and discuss what the Federal Reserve’s anticipated rate cuts of 0.5%-1% could mean for the housing market.
Plus, we touch on why the presidential election and the installation of a new president won’t have a direct impact on rates—despite what you may hear in the media.
If you’re looking for clarity on rates, bonds, and the broader economic factors at play, this episode is for you. Tune in now!
Please reach out to me with any questions!
Email: heather@empirehomeloans.com
Phone: (916) 952-1686
Instagram: @loanhunter916
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