As you approach retirement or as a retiree, have you ever said this to yourself...

"Please protect what I've worked so hard to grow."

"I'd like to see some real growth along the way."

"I'm going to need some income I can count on every month."

If any of that sounds familiar, this episode is for you.

Stewart Smith, LUTCF®, RICP® and Mitch Davies, CFP® dig into why retirement feels so scary for so many people and why, in their experience, it usually comes down to working with the wrong advisor — one who leans on fancy jargon and fear instead of a real plan.

In This ClearPath Retirement Radio Episode:
→ The three things almost every client really wants: protect it, grow it, and turn it into income
→ Why some advisors use fear and pressure to sell products, and why that's not how ClearPath operates
→ The emotional side of retirement: stepping away from a career and an identity you've built for decades
→ A simple, real-number example of how investments can cover a monthly income gap without touching your nest egg
→ Getting to know Stewart and Mitch as people, not just advisors
→ Why a retirement plan isn't "set it and forget it," and how ongoing adjustments keep things on track
→ Big news: ClearPath now offers full tax return preparation, joining tax planning, investment planning, and estate planning all under one roof
→ Stewart and Mitch's nonprofit, the Palmetto Financial Freedom Initiative, and how to invite them to speak to your church or community group for free

Timestamps:
→ [00:00] Welcome to another episode
→ [00:31] What scares you about retirement?
→ [01:49] The three things clients really want: protect, grow, income
→ [04:01] Why some advisors talk over your head on purpose
→ [06:18] The corporate tax attorney story
→ [07:21] Preaching fear to sell a product
→ [08:24] Retirement and your identity
→ [12:12] The simple truth about your monthly income gap
→ [15:00] A real example: turning $240,000 into a $2,000 monthly gap solution
→ [16:38] The three types of investments, and why it's not complicated
→ [18:21] Getting to know Mitch
→ [19:53] Getting to know Stewart
→ [22:09] Why a plan is a track to run on, not a "set it and forget it"
→ [24:39] Clients asked for it: ClearPath now does tax returns
→ [25:31] Full-service planning, all under one roof
→ [32:43] The Palmetto Financial Freedom Initiative
→ [34:03] Bring free financial education to your church or group
→ [36:43] Wrap-up

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ClearPath Retirement Planning helps retirees and pre-retirees in the SC and NC areas create tax-efficient retirement income strategies.

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📞 (864) 775-5033

Schedule your ClearPath Retirement Review today www.clearpathretirement.com

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Important Disclosure:

Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement Planning, LLC are separate a...