Think a credit card is just another way to pay for things? Think again. 💳

In Canada 🇨🇦, your banking decisions in your first few weeks will determine whether you can rent an apartment, buy a car, or even land certain jobs years down the road.

Yet most newcomers make costly mistakes simply because they don't understand how the system really works.

In this episode, I break down the strategic differences between debit and credit cards in Canada—and why one of them is absolutely essential to building your life here.

You'll discover:

✅ The hidden traps that cost newcomers hundreds (or thousands) of dollars

✅ How to build an excellent credit score in 12-18 months instead of struggling for years

✅ Simple automation strategies that protect you from expensive mistakes

This isn't just basic financial information—it's the strategic roadmap that separates newcomers who thrive from those who spend years recovering from avoidable errors. 🚀

Whether you're planning your move or already in Canada, this episode will save you time, money, and frustration.

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Join "The Compass", my signature coaching program, where I guide you step by step to maximize your chances of success.

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

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📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

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🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

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Keywords: Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada - Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada - Credit Cards - Debit Cards - Credit Cards vs Debit Cards - Credit History - Banking in Canada - How to thrive financially in Canada - Understanding the banking system in Canada - Equifax - TransUnion - Guide for Newcomers.

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.

Is Alberta the right province for your Canadian immigration project? 🤠

In this episode, I break down everything you need to know about Alberta: its geography, climate, economy, job market, and quality of life. 🔎

From the stunning Rocky Mountains to the oil and gas industry, from Calgary’s energy to the reality of long, cold winters—I’m giving you the full picture. 🏞️

But here’s what matters most: I’m not just sharing tourist facts. I’m asking the real questions that will determine whether Alberta is the right fit for your profile, your career, and your family. 🎯

Because choosing a province isn’t about picking the prettiest postcard. It’s about building a sustainable life where you can thrive professionally and personally. 💪

Ready to move beyond the hype and make an informed choice?

✅ Listen now.

✅ Book a coaching session with me for personalized guidance. (Link below)

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

------------

📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

----------------

🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

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Keywords: Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada - Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada - Alberta - Choosing the right province - Edmonton - Calgary - Red Deer - Cowboys - Moving to Alberta - Choosing Alberta - Selecting the right province

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.

Think moving to Canada will be simple?

✔️ Immigration paperwork is the hardest part?

✔️ You can settle anywhere you want?

✔️ Your degree will land you a job right away?

✔️ A good salary guarantees a comfy life?

✔️ Finding housing will be a breeze?

Hate to break it to you… but not quite. 🙃

In this episode, I bust 5 common myths that could derail your plans. You’ll learn why:

✅ Immigration is just the beginning

✅ Choosing the right place to live matters

✅ A smart job strategy is essential

✅ Budgeting is your best ally

✅ Housing needs to be top of mind

I’ll also share practical resources — from coaching to budgeting guides — to help you prepare with confidence.

🎧 Ready to separate fact from fiction? Hit play and let’s set the record straight!

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

------------

📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

----------------

🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

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Keywords: Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada - Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.

⚜️ Quebec has just announced its new immigration levels plan… and once again, it’s shaking up the rules.

Temporary residents, permanent residents, quotas, targets, priority profiles—this episode breaks down what’s changing, what’s decreasing, what’s increasing… and what it all means for YOU. 😉

Dreaming of building a life in Quebec? 🍁

Hit play and let’s talk strategy afterwards. 🎧

🚨Because starting in 2026, “approximate” planning simply won’t cut it anymore.

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

------------

📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

----------------

🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

----------------

Keywords: Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada - Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada - Quebec immigration - Quebec 2026 immigration levels - permanent residency Canada - temporary residency Canada - study permit Canada - work permit Canada - Quebec immigration quotas - foreign workers Quebec - international students Quebec - francophones in Quebec - immigration strategy Canada- Quebec -immigration changes -new immigration rules Quebec - Quebec skilled workers - Canada migration updates

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.

Moving to Canada 🇨🇦 is exciting… until the bills start rolling in. 💵

In this episode, we break down the real costs of a Canadian immigration—from the expenses you’ll face before departure to the financial shock that often hits right after landing. 🧳 🏡

You’ll learn how to avoid the budgeting mistakes that overwhelm so many newcomers… and how proper planning can take you from stressed and uncertain to calm, confident, and fully in control. 😁

And if you want a clear roadmap with real numbers, practical strategies, and step-by-step guidance, don’t miss my book📕 Costs of Moving to Canada – The Ultimate Guide.

It’s the tool that turns guessing into planning and your Canadian dream into a financially solid project. 🎯

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

------------

📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

----------------

🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

----------------

Keywords: Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada - Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada - Moving to Canada costs - Budget for Canada - Expat finance - Immigration fees Canada - Cost of living Canada - Newcomer budget - Canadian relocation - Financial planning Canada - Expat guide Canada.

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.

🇨🇦 Canada has just announced its new immigration levels plan, and it's changing the rules of the game (again)!

In this episode, I'll explain what's changing for temporary and permanent residents, quotas, targets, and desired profiles.

I'll also discuss what these changes mean for you.

You dream of coming to Canada 🍁? Then click "play" and let's discuss your strategy. 🎧

Because in 2026, "close enough" won't cut it anymore!

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

------------

📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

----------------

🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

----------------

Keywords: Immigration to Canada - Permanent residence - Temporary residence - Study permit - Work permit - 2026 immigration quotas - Foreign workers - International students - Francophones outside Quebec - Immigration strategy - New immigration levels - Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada | Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada.

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.

Moving to Canada 🇨🇦 isn’t all maple syrup and smooth landings. Sometimes, it’s chickenpox, lice, delayed flights, missing eTAs, and a locked Airbnb… almost all in the same week. 😫

In this personal episode, I share the chaotic, funny, and very real story of my arrival in Canada with my family of five. 🧑‍🧑‍🧒‍🧒

From late-night pharmacy runs in Paris to refreshing immigration forms like my life depended on it, you’ll hear how one “dream move” turned into a comedy of errors… 💥

If you’re planning your own move to Canada—or just curious about what really happens behind the Instagram-perfect posts—this episode is for you!

Because the truth is: being an expat isn’t about everything going right. It’s about being ready when it doesn’t. 💪

🎧 Tune in for laughter, lessons, and two essential tips every future newcomer to Canada needs to hear.

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

------------

📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

----------------

🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

----------------

Keywords: Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada | Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada - Moving to Canada - Immigration Canada tips - Family move abroad - Canadian immigration stories - eTA Canada problems - Expat coaching - Life in Canada - Moving abroad challenges - Newcomer to Canada.

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.

🌍 Wondering if Yukon could be the ultimate land of adventure for your move to Canada? What if we uncovered the truth about this fascinating territory together?

In this episode, I’ll take you to the far Northwest, into the heart of the legendary Yukon. 🎧

You’ll discover:

• its breathtaking landscapes of mountains and tundra 🏔️❄️,

• its climate shaped by long, harsh winters and short yet radiant summers ☀️,

• its small but welcoming population, with a strong Indigenous presence 👥,

• and its key economic sectors, from mining to adventure tourism 🛶.

👉 Falling in love with Yukon’s beauty is one thing — but living there (and living well) is another. Beyond the postcard image, you need to dig into essentials like jobs, salaries, housing, and the real cost of living… And that’s exactly what I guide you through in my coaching sessions!

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📞 Book a Discovery Call or a Coaching Session with me : https://calendly.com/emma-charlin/!

------------

📘 Get My Practical Guide: Costs of Moving to Canada, The Ultimate Guide – The best resource to help you budget your move to Canada in the most efficient way!

----------------

🔗 Want more content? Follow me on LinkedIn or even better on my newsletter and get a booklet with 67 tips I wish I had known before moving to Canada!

----------------

🎙️ Welcome to Canada is a podcast dedicated to immigration and life in Quebec and Canada. Find each episode show notes in the Learn section of my website: www.bienvenueaucanada.ca/en/welcome.

----------------

Keywords: Move to Canada - Canada Immigration - Expat Life in Canada - Study in Canada - Work in Canada - Live in Canada | Moving to Quebec - Immigration Process Canada - Cost of Moving to Canada - Best Podcast About Moving to Canada - Provinces & Territories of Canada - Canadian Territories - Yukon - Yukoners - Whitehorse - Dawson City - Moving to Yukon - Discovering Yukon - Settling in Yukon - Is Yukon the right territory for me - Immigrating to Yukon

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🎧 If you love the podcast New to Canada, you’ll love Welcome to Canada!

Hosted on Ausha. See ausha.co/privacy-policy for more information.