Sign-up for Roth IRA Office Hours

Book a 1:1 Coaching Discovery Call

Soledad's Rent the Runway Referral Link

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino shares their journey of renting clothes since 2017.

As a money and self-care coach dedicated to helping marginalized communities, they discuss the financial and emotional benefits of renting clothes, particularly during significant life changes like pregnancy and the pandemic.

Soledad explains how renting clothes has supported their minimalist lifestyle, provided emotional self-care, and enabled them to dress authentically. They highlight the convenience, cost-effectiveness, and self-affirmation that renting clothes has brought to their life, encouraging listeners to find financial and self-care strategies that work for them.

00:00 Introduction to Wealth Para Todos

00:41 Why I Started Renting Clothes

02:57 Embracing Minimalism and Renting During Pregnancy

04:36 Post-Pregnancy and Continued Clothing Rentals

06:44 Pandemic and Clothing Rentals

08:36 The Emotional and Practical Benefits of Renting Clothes

09:42 How Renting Clothes Works for Me

12:59 Final Thoughts on Renting Clothes

14:59 Podcast Updates and Listener Engagement

17:05 Conclusion and Disclaimer

Sign-up for Roth IRA Office Hours

Book a 1:1 Coaching Discovery Call

In this episode of Wealth Para Todos, host Rita Soledad Fernández Paulino offers invaluable insights for first gen wealth builders on how to navigate their employer retirement accounts. They share personal stories and essential tips to help listeners understand account access, plan options, contribution evaluations, and investment choices.

Soledad explains the complexities of 401(k), 403(b), 457, and TSP plans, including traditional vs. Roth options, contribution limits, and the significance of employer matches and vesting periods.

By following their four-stage roadmap to investing in the stock market, listeners will gain confidence to take control of their financial futures.

00:00 Introduction to Wealth Para Todos

00:21 The Cost of Not Understanding Employer Retirement Accounts

01:01 My Personal Journey with Employer Retirement Accounts

02:34 Understanding Employer Retirement Accounts

03:32 The Four Stages of Investing in the Stock Market

03:58 Navigating Employer Retirement Systems

08:27 Choosing Your Employer Retirement Account Type

11:31 Contribution Limits and Personal Contributions

15:28 Choosing Your Investment Assets

19:37 Employer Matches, Vesting, and Loans

22:44 Handling Employer Retirement Accounts When Leaving a Job

24:51 Final Thoughts and Additional Resources

More Information About WPT Academy

In this episode, host Rita-Soledad Fernandez Paulino speaks with Ruby Oluoch, a creative public speaker and narrative strategist, about her experiences in coaching and financial management.

Ruby shares her journey from feeling uncomfortable with a significant salary increase to developing financial systems and resilience through the Wealth Para Todos Academy. The conversation delves into the importance of using money as a tool for wellness, dealing with systemic barriers, and the emotional impact of financial stability.

Ruby emphasizes the importance of self-care and the supportive environment of the academy for marginalized communities.

00:00 Welcome and Important Announcement

00:45 Meet Your Host: Rita-Soledad Fernandez Paulino

01:06 Introducing Ruby Oluch: Storytelling as Resistance

01:49 Ruby's Journey to Coaching

03:09 Financial Goals and Money Management

04:47 Transformations Through Coaching

06:51 Navigating Life Events and Building Resilience

10:52 Using Money to Support Wellness

18:33 Encouragement and Final Thoughts

22:43 Disclaimer and Closing Remarks