This episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 explores a thought-provoking question: What if retirement wasn't the finish line, but the beginning of your next chapter?

With more people expected to live beyond 95, longevity is becoming one of the most important conversations in financial planning. In this episode, we explore what the world's longest-living communities can teach us about purpose, connection, health, and preparing for a life that's not only longer, but more meaningful.

Listen now to learn how to plan for a longer future, make smarter decisions today, and create a life of purpose, wellbeing and financial confidence for the decades ahead.

RESOURCES

Wealth Experience: Podcast - Alman Partners

Book – Ikigai: The Japanese Secret to a Long and Happy Life by Héctor García and Francesc Miralles

Book – The Blue Zones Secrets for Living Longer: Lessons from the Healthiest Places on Earth by Dan Buettner

App – Yuka APP: Food & Cosmetic Scanner

Find us on:

𝗣𝗼𝗱𝗯𝗲𝗮𝗻: https://wealthexperience.podbean.com/

𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/2qj0mIoNL48BQWb3H7cYxH

𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰: https://music.amazon.com/podcasts/5731c30d-a1d5-4485-822d-d55d0845cdcf/wealth-experience

𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠: https://player.fm/series/3472668

𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀: https://podcasts.apple.com/us/podcast/wealth-experience/id1688303408

𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ (AFSL: 222107).

Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane

AP Direct Invest - Alman Partners

Wealth Experience: Podcast - Alman Partners

https://www.alman.com.au/

https://www.alman.com.au/our-services/apdirectinvest/

#wealthexperiencepodcast #bluezones #lifeafterwork #almanpartners #truewealth #splitspaces #launchpadstudios

In Part 2 of our conversation, join Kelsey and insurance specialist Mark Everingham from PRP as they take a closer look at the rising cost of insurance premiums and the key factors influencing pricing across the industry.

This episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 explores increasing claim volumes, the impact of mental health-related claims, and how insurers balance premium pricing to support policyholders. You'll also gain practical tips on reducing premiums through regular policy reviews, improved health outcomes, and ensuring your cover reflects current medical advancements and personal circumstances.

A must-listen for anyone wanting to better understand their insurance and potentially save on their premiums.

RESOURCES

Personal Risk Professionals

Ep 53 - Beyond Premiums: Understanding the Real Value of Personal Insurance

Why Personal Risk Insurance Premiums are Rising in Australia - Alman Partners True Wealth

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𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀

𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.

Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane

AP Direct Invest - Alman Partners

#wealthexperiencepodcast #almanpartners #truewealth #personalinsurance #personalriskprofessionals #insurancepremiums #splitspaces #launchpadstudios

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Kelsey is joined by recognised Life Insurance Subject Matter Expert, Mark Everingham (Managing Director and Founder of Personal Risk Professionals).

Personal insurance is often misunderstood, overlooked, or put on the "I'll deal with it later" list. In this episode, we challenge some of the most common misconceptions about personal insurance, discuss how changing industry pricing models and pricing volatility are impacting policyholders, and explore what these shifts mean for individuals and families seeking financial security.

We unpack one of the most important questions in financial planning: When should you start thinking about personal insurance? From major life events to career progression and family responsibilities, we examine the key moments that should trigger a review of your cover and why regularly revisiting your policy is just as important as taking it out in the first place.

The conversation also focuses on the three critical pillars of managing financial uncertainty: managing debt, protecting ongoing income, and maintaining adequate contingency funding. Together, these foundations can help create a more resilient financial future and provide confidence when life doesn't go according to plan.

Whether you're reviewing existing cover, considering insurance for the first time, or looking to better understand the evolving insurance landscape, this episode offers practical insights to help you make informed decisions and protect what matters most.

RESOURCES

Personal Risk Professionals

Life Insurance: Are you getting value for your premium dollar? - Alman Partners True Wealth

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𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀

𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.

Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane

AP Direct Invest - Alman Partners

#wealthexperiencepodcast #almanpartners #truewealth #personalinsurance #personalriskprofessionals #insurancepremiums #splitspaces #launchpadstudios

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, we unpack some of the most common money myths that may be holding you back from building real wealth. From the idea that saving is safer than investing, to believing you need a high income or home ownership to get ahead, this episode challenges outdated thinking and offers practical insights to help you make more confident financial decisions. If you have ever told yourself “I’ll start later” or “I deserve to treat myself,” this conversation is for you.

Find us on:

𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀

𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.

Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane

AP Direct Invest - Alman Partners

#wealthexperiencepodcast #almanpartners #truewealth #moneymyths #buildrealwealth

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale is joined by Financial Adviser and Alman Partners business owner, Jason Kirk, to unpack the realities of running a small business in Australia.

With 98% of Australian businesses falling into the SME category—and many owners sacrificing a salary in the early years—Jason explores how financial advice for business owners differs from that for individuals. He explains why effective advice comes down to sequencing risk: understanding what to prioritise, what to put on hold, and what to avoid altogether.

They also dive into the strong link between personal and business finances, and the value of a well-rounded professional network—especially collaborating closely with accountants—to achieve better client outcomes.

Jason shares his perspective on the right time for business owners to seek financial advice, challenging the common mindset of waiting until “later.”

Whether you’re launching a start-up or managing an established SME, this episode delivers practical insights to help you make smarter financial decisions at every stage.

Find us on:

𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀

𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.

Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane

AP Direct Invest - Alman Partners

#wealthexperiencepodcast #almanpartners #truewealth #smallbusiness #businessowner #smefinancialadvice

In this milestone episode, Kelsey is joined by Leanne Abela and Joseph Schepis of Pearsons Family Law, who bring 40+ years of experience each to a frank, practical conversation about family law and asset protection. Together, they cut through the confusion and debunk common myths that stop people from planning with confidence.

From pre-nups and property division to settlements, asset protection, and gifting property to children, this episode breaks down what really matters - before things get complicated. Whether you’re planning for the future or protecting what you’ve built, this is essential listening for couples, families, and anyone serious about long-term security.

Topics covered:

• Pre-nuptial agreements: what they do (and don’t) protect
• Property division & settlements explained
• Asset protection strategies
• Gifting property to children - pitfalls and planning tips
• Trusts

RESOURCES

Pearsons Family Lawyers Melbourne

Find us on:

𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀

𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.

Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane

AP Direct Invest - Alman Partners

#wealthexperiencepodcast #almanpartners #pearsonsfamilylaw #assetprotection #familylaw #prenup

In this episode of 𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, Teneale & Kelsey demystify term deposits - one of the simplest tools to grow your savings. We break down what they are, how they work, and who they’re best suited for, from cautious savers to those looking for guaranteed returns without market volatility.

You’ll also hear the key pros and cons: the comfort of fixed interest and capital security versus the trade‑off of limited access and potentially lower returns compared to other investments. Whether you’re new to investing or considering where to park your cash, this episode will help you decide if a term deposit fits your financial strategy.

Find us on:

𝗣𝗼𝗱𝗯𝗲𝗮𝗻, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆, 𝗔𝗺𝗮𝘇𝗼𝗻 𝗠𝘂𝘀𝗶𝗰, 𝗣𝗹𝗮𝘆𝗲𝗿𝗙𝗠, 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀

𝐖𝐞𝐚𝐥𝐭𝐡 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, a podcast by expert financial advisory firm, 𝐴𝑙𝑚𝑎𝑛 𝑃𝑎𝑟𝑡𝑛𝑒𝑟𝑠 𝑇𝑟𝑢𝑒 𝑊𝑒𝑎𝑙𝑡ℎ.

Alman Partners True Wealth | Expert Financial Advice | Mackay & Brisbane

AP Direct Invest - Alman Partners

#wealthexperiencepodcast #almanpartners #truewealth #termdeposits #interestrates #splitspaces #launchpadstudios