In a recent video for the Canadian Financial Summit I talk about who the poor and wealthy are and how they got there.

Today, we're diving deeper into one crucial aspect: how the wealthy became wealthy?

Can their strategies work for you?

Over the years, I've seen the full financial picture of thousands of Canadians and read countless studies on wealth building.

While my clients are generally higher-income, growth-focused individuals who work with a financial plan, I've also spoken to countless others—through my blog, in-person, and within my network of wealthy individuals.

These insights have given me a clear understanding of who achieves financial success and the steps they took to get there.

You will learn:

• How much do you need to be "wealthy"?

• What types of people have high net worth?

• What is a "productive growth asset"?

• How much do you need to save to become wealthy?

• Do you have to borrow to invest to become wealthy?

• What does the Lifecycle Investing study tell us about growing wealth?

• How can you become wealthy?

Imagine checking your investments after a brutal market crash like during Covid with the March 16-20, 2020: -18% week. Your balance is down 32%, and panic sets in.

But what if I told you the biggest rebounds, like the +12% surge the very next week almost always follow?

This isn't luck; it's a pattern that makes stocks more predictable (and rewarding) than the 'random walk' myth suggests.

For the average investor saving for retirement, understanding this could mean thousands more in your pocket annually—without switching to boring bonds. Just change your outlook and use a simple method to beat the market.

In my latest podcast episode you will learn:

• What is the "Random Walk Theory"?

• Why is the stock market not a "random walk"?

• How can you use this to your advantage?

• An easy way to beat the market.

This is for investors who prefer evidence, clarity, and disciplined strategy over speculation or hype.

You've probably heard the conventional wisdom about retirement stages: the "go-go" years right after you clock out, full of adventure and travel; then the "slow-go" phase where things wind down due to age and aches; and finally, the "no-go" period of quiet homebound days. It's a neat little narrative, peddled by financial planners and lifestyle gurus alike.

But what if I told you it's mostly a myth? That "slow-go" isn't about creaky knees or fading energy - it's usually just code for "didn't save enough". Today, we're busting that myth wide open with hard data, real surveys, and some eye-opening figures.

Stick around, because if you save like you mean it, your 80s could look more like Ibiza than a rocking chair.

In my latest podcast episode you will learn:

• Why the traditional "Go-Go, Slow-Go, No-Go" retirement stages are largely a myth

• That retirees with strong finances and good health often keep travelling well into their 80s

• How average retirees see only a modest drop in travel spending between ages 75–84

• Why wealthier retirees typically maintain high travel spending with little slowdown

• That many retirees don't save enough — making them vulnerable to even small cost increases

• Why reduced travel is usually caused by money concerns, not inevitable aging

• How financial stress shows up in every "stage" of retirement — including the so-called "No-Go" years

• Why overly conservative investing can reduce retirement income dramatically compared with growth portfolios

• How better financial planning can help you stay active, independent, and engaged longer