A lot of people think being 50, on meds, or carrying a few extra pounds disqualifies them from real coverage. In this episode, Lisa and Eric break down the truth: most of the “penalty” people pay isn’t about their health at all. It’s about waiting too long.

They unpack why your age and prescriptions aren’t the deal breakers you think they are, how different carriers look at real-life health profiles, and why getting a quote sooner can save you from paying double later. You’ll also hear a relatable case study of a 52-year-old dad who qualified for a million-dollar policy for around $200 a month.

If you’ve been putting this off, this is the episode that clears the fog and helps you finally see what’s possible.

Join us each week as we break down life insurance without the headaches, the lectures, or the awkward sales talk.

We’ve spent decades helping families find affordable coverage, even when life’s not picture-perfect. On meds? Carrying a few extra pounds? Managing a health condition or two? You’re not alone, and you’ve still got options.

Got a question and don’t feel like waiting for the next episode? Call Big Lou at 1-800-314-2977 or visit BigLouLife.com.

Straight talk. Real answers. Big Lou’s got you covered.

For educational purposes only. Coverage and eligibility vary.