Most people think India’s credit boom is a recent fintech story, but the reality runs much deeper.

In this conversation, global fintech leader, Lizzie Chapman explains how India has always run on credit through informal trust networks, how digital public infrastructure like UPI radically accelerated access, and why modern banking systems are engineered to profit from consumer mistakes. She breaks down what really happens behind ‘zero-cost’ EMIs, BNPL, and credit cards, how small lapses quietly damage credit scores, and why financial harm today often shows up years later when it matters most.

If you use digital payments, credit cards, or easy credit- this episode brings clarity to how the system actually works and how to navigate it without falling into long-term traps.

In this episode of The Secret Sauce Podcast, Ophthalmologist Dr. Ritika Dalal explains how prolonged screen use is quietly reshaping eye health, why modern screen habits strain both adult and developing eyes, and how repeated exposure can shape long-term risks like chronic dry eye, digital eye strain, and early vision problems especially in children.

We break down what happens when eyes are forced into hours of continuous near-focus reduced blinking, a drying tear film, overworked eye muscles, and fatigue our biology was never designed for. Dr. Dalal explains how this constant strain quietly damages the eye’s protective surface, worsens dry eye disease, and increases vulnerability to infections. The conversation also highlights a growing concern: children and young adults developing eye problems far earlier than previous generations, driven largely by lifestyle overload rather than genetics.

This episode goes beyond awareness. Dr. Dalal shares practical, real-world guidance for protecting long-term eye health for adults navigating screen-heavy workdays and for parents raising children in a screen-first world.

Key topics covered:

• Why Refresh and similar eye drops feel good but don’t last

• Why so many people become dependent on daily eye drops

• How preservatives can affect the eye surface over time

• What actually causes dry eyes in the screen age

• How blinking, screens, pollution, and lifestyle damage the tear film

• When eye drops are useful and when they are overused

•Ways to protect your eyes in the long term

00:00 – Trailer

01:14 – Introduction: Why eye health is trending

02:16 – The 300% increase in dry eyes

03:37 – Why blinking less on screens causes strain

04:02 – The single biggest disaster for eye health

04:35 – Why rubbing eyes is dangerous for kids

05:31 – The 20-20-20 rule for breaks

07:04 – Long-term damage of dry eyes & the tear film

09:20 – Blue light myths vs. sleep patterns

10:47 – Impact of pollution and dust in India

12:05 – Are eye drops (Refresh) just a band-aid solution?

13:28 – Correct eye drop usage and expiration rules

14:27 – The Myopia epidemic in children

15:52 – Books vs. Kindles vs. iPads: The hierarchy of reading

18:07 – Does Eye Yoga actually work?

20:54 – Ortho-K lenses and slowing eye power progression

24:04 – Why contact lenses cause headaches

26:08 – Checklist for choosing the right contact lenses

27:59 – Dangers of sleeping in contact lenses

29:56 – Cheap vs. Expensive spectacle lenses

33:59 – How Kajal, Mascara, and Glitter damage eyes

36:07 – Three hygiene rules for makeup users

36:23 – What determines natural eye color?

37:54 – Permanent eye color change surgery

39:56 – Lasik, Smile, PRK, and Contoura explained

42:03 – Is Lasik permanent?

43:18 – Who is the right candidate for Lasik?

47:45 – Can you get Lasik twice?

48:21 – Biggest myths regarding Lasik

49:27 – Common mistakes after Lasik surgery

51:02 – Can Lasik cause vision loss?

52:26 – Top 3 questions to ask your eye surgeon

53:21 – Understanding Dry Eye Disease and treatments

56:07 – Floaters and Flashes: When to worry about your retina

Most parents worry about outdoor air pollution, but the real damage to children’s lungs often begins much earlier and much closer to home.

In this conversation, pediatric pulmonologist Dr. Indu Khosla explains how polluted air especially fine particles like PM2.5 affects children differently than adults, why growing lungs are more vulnerable by design, and how repeated exposure can quietly lead to asthma, allergies, reduced lung capacity, and long-term respiratory disease. She breaks down what actually happens when children inhale polluted air, why this damage is often slow and invisible, and why doctors are increasingly concerned about future lung health in today’s children.

If your child has frequent coughs, wheezing, poor sleep, or recurring infections, this episode brings clarity to what may be happening beneath the surface and how parents can think more clearly about air quality, exposure, and prevention in everyday life.