The sandwich generation is exhausted—and for many immigrant and first-generation Canadian families, the pressure runs even deeper.

In this episode, Christi Rae sits down with Parween Mander (The Wealthy Wolfe) to create a practical, compassionate survival guide for parents caught between supporting aging parents, raising financially resilient kids, and trying not to sacrifice their own retirement in the process.

This conversation goes beyond budgets and spreadsheets to address the real drivers of stress: money guilt, cultural expectations, scarcity mindset, and the emotional burden, often carried by eldest daughters, to be the family’s financial anchor.

You’ll learn:

• How to set financial boundaries with parents without feeling like you’re abandoning them

• Why balancing support, savings, and retirement is essential to breaking cycles of scarcity

• How to raise cycle-breaking kids without passing down money trauma

• What it really means to move from survival mode to financial safety

This episode is a reminder that protecting your financial future isn’t selfish, it’s how long-term care for your family actually becomes possible.
Ideal for: sandwich-generation parents, immigrant families, first-generation Canadians, and anyone navigating money, boundaries, and guilt

Show Links:

Website: TheWealthyWolfe.ca

Instagram: @parween.mander

TikTok: @parweenmoneycoach

Chapter List:

00:00 Navigating Financial Pressures in Immigrant Families

02:51 Setting Financial Boundaries with Parents

05:55 Breaking the Cycle of Financial Scarcity

08:38 Teaching Kids About Money Without Trauma

11:38 Balancing Family Support and Personal Financial Goals

14:38 Understanding Collectivist vs. Individualist Cultures

16:43 Shifting from Survival Mode to Safety Mode

19:22 The Journey of a Financial Counselor