The Rise and Potential of InsurTech | With Amir Kabir

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The Rise and Potential of InsurTech | With Amir Kabir

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Episode 9 of *Insurtech Unscripted* is here. In this episode, COVU CEO Ali Safavi sits down with Amir Kabir, General Partner at AV8 and a leading investor in the insurtech space, for a deep conversation on the evolution of insurance innovation. They trace the history of insurance technology from the early days of large insurance companies in the 1900s, through the first major technology wave in the 1980s and 1990s, to the rise of venture-backed insurtech as we know it today. The conversation also explores the second wave of insurtech, including one of the biggest issues startups are trying to solve: the industry’s long-standing lack of customer-centricity. Ali and Amir discuss niche insurance opportunities, B2B2C distribution, collectibles insurance, underwriting technology, and the challenge of building digital businesses in markets large enough to matter. They also dig into what real scale could look like in insurtech, including the possibility of major exits, the path for startups to become risk-bearing entities, and how technology can improve profitability in specialized insurance markets. At COVU, we believe insurance began as a noble idea: communities coming together to protect one another. Over time, the industry has become more complex, and sometimes that original purpose gets buried. Our vision is to help bring insurance back to what matters most: people, trust, and better risk management. The COVU Podcast was created to help agency owners, insurance professionals, and policyholders navigate the changing world of insurance. From agency growth and operations to insurtech, underwriting, investment, niche markets, customer experience, and the future of risk, we’ll cover the conversations that matter — with a little fun along the way. Subscribe to the COVU Podcast so you never miss an episode, and check out COVU’s YouTube channel for more insights, interviews, and helpful content. If you enjoyed this episode, please take a moment to rate and review the podcast. Your feedback helps us improve and bring more valuable conversations to the insurance community. Have thoughts or questions? Email us at [hi@covu.com](mailto:hi@covu.com). Interested in seeing what COVU can do for your agency? Start here: https://go.covu.com/os COVU helps agency owners get the operational support, technology, and expert guidance they need to grow their agency — without letting the agency run their life. Follow COVU: Instagram: https://www.instagram.com/covu_inc/ Facebook: https://www.facebook.com/covuinc X/Twitter: https://twitter.com/covu_inc YouTube: https://www.youtube.com/channel/UCVrR7a3ipRCKQF0JThFTVXw TikTok: https://www.tiktok.com/@covu_inc LinkedIn: https://www.linkedin.com/company/covuinc/ #COVU #Podcast #Insurance #InsuranceAgencies #InsurtechUnscripted #Insurtech #InsuranceTechnology #Underwriting #Investment

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