Could changes to Medicare, taxes, and interest rates reshape the choices you make in retirement?

On The Retirement Playbook, Rick Hughes explores Medicare’s Annual Election Period and what retirees should review when evaluating prescription drug and Medicare Advantage coverage. He also discusses today’s interest-rate environment, why there’s no universal “magic number” for retirement savings, and the importance of building a budget around your individual lifestyle. Plus, the conversation turns to long-term tax planning, required minimum distributions, and creating an income strategy designed around your personal circumstances

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

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Retirement isn’t about hitting a certain birthday, it’s about knowing whether your money can support the life you want.

This week, Granger Hughes discusses why tax planning often becomes more important after retirement, how Social Security, Medicare, and retirement accounts interact, and why focusing on taxable income may matter more than predicting future tax rates. He also explains why retirement readiness varies from person to person, the value of building a comprehensive income strategy, and how guaranteed income sources can help reduce financial uncertainty. Plus, they share why every successful retirement starts with a clear plan, not just a collection of investments.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

See omnystudio.com/listener for privacy information.

What happens if the market’s next downturn lasts longer than investors expect? Granger Hughes discusses why strong market gains can create a false sense of security, especially for those nearing or living in retirement. He explains the difference between building wealth and preserving it, the importance of managing risk as retirement approaches, and why income planning matters more than portfolio balances alone. The conversation also covers sequence of returns risk, rebalancing strategies, guaranteed income sources, and where tools like annuities may fit into a retirement plan. If retirement is on the horizon, this episode explores how preparation can help keep your lifestyle on track through market volatility.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.

See omnystudio.com/listener for privacy information.