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Rent-to-rent is “dead” gets repeated so often it starts to sound like fact. We don’t buy it. Mark Fitzgerald breaks down what’s actually changing in the UK property market, why people are suddenly hyping back-to-back leasing, and what the Renters Rights Act chatter is really doing to investor confidence. If you’ve been weighing rent-to-rent, serviced accommodation, Airbnb, or HMOs, this conversation helps you separate strategy from noise and choose the right tool for the deal in front of you.

We get specific about how back-to-back leasing works when the end tenant is a provider or charity connected to temporary accommodation, social housing, or supported living. Mark explains the “sit in the middle” model, why many providers want the landlord signing the lease, and how transparency can make or break the relationship. You’ll also hear why forcing a deal after you’ve found a random property is a common trap, and why a provider-first approach often creates faster, cleaner matches.

The practical core is risk control. We talk provider due diligence, checking funding sources, looking for a solid operating history, and understanding what an FRI lease should cover so landlords are protected. We also touch on watertight lease agreements, break clauses, and the often-missed step of confirming mortgage conditions so nobody ends up in breach. The big takeaway: back-to-back leasing can be profitable, but only when you run it like a professional management business and keep the end user’s needs in view.

If you found this useful, subscribe, share it with a landlord or investor friend, and leave a five-star review so more people can find the show.

VALUABLE RESOURCES:

Let me help you build your property business, Check out how I can support your investing now.

• Visit https://www.thepropertyunleashed.com/home
• My Property Investing Community called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com
• Apply here: thepropertyunleashed.com — click Inner Circle
• “Free Goal Setting Masterclass: Build Your Life In Five Days”
• “If you’ve enjoyed these episodes, leave us a five-star review”
• https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.

CONNECT WITH ME:

Facebook: https://www.facebook.com/mark.fitzgerald.7921
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The property market in 2026 won’t reward the loudest strategy.

It’ll reward the investor who can execute, manage cash flow, and stay disciplined when deals don’t go to plan. We’re sharing the three property investing strategies we believe are best positioned right now, plus the mindset and business systems that stop your portfolio from becoming an expensive “hobby.”

We talk through what’s actually working on the ground: value-led HMOs where you buy below market value and add value, service accommodation that moves toward bigger 3 to 4+ bed properties to escape saturation, and supportive living or social housing models that can deliver hands-off income through longer provider-backed leases.

Along the way, we dig into deal flow, motivated sellers, and why your best opportunities come from real property problems you can solve ethically, not from forcing numbers to fit a dream spreadsheet.

We also get practical about running property like a business. We cover why “the company’s money isn’t your money,” how Profit First can help you separate expenses, tax, and profit, and why VAT and tax planning matter for short-term rental operators.

Then we close with a simple goal-setting framework you can use to pick one clear focus, set deadlines, and build daily disciplines that compound.

If you found this useful, subscribe, share it with a property investor friend, and leave us a review so more people can find the show. What strategy are you focusing on for 2026?

VALUABLE RESOURCES:

Let me help you build your property business, Check out how I can support your investing now.

• Visit https://www.thepropertyunleashed.com/home
• My Property Investing Community called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com
• Apply here: thepropertyunleashed.com — click Inner Circle
• “Free Goal Setting Masterclass: Build Your Life In Five Days”
• “If you’ve enjoyed these episodes, leave us a five-star review”
• https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.

CONNECT WITH ME:

Facebook: https://www.facebook.com/mark.fitzgerald.7921
Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/...

Send us Fan Mail

Buying property below market value sounds simple until you try to fund it and every lender insists the “value” is whatever you paid. We sit down with property finance expert and active investor Rob Peters to unpack the real-world funding moves that let you secure BMV deals without automatically chasing joint ventures or handing the opportunity to cash buyers.

We walk through a specialist straight-to-mortgage approach that can reduce the deposit to around 10% when the discount is genuine, plus the key trade-off: higher rates and fees that can still be worth it if your goal is to acquire assets quickly and stack equity in your portfolio. Rob explains what lenders need to see, why the backstory matters (auction, retiring landlord, fast sale), and how to sanity-check the “at least 25% below open market value” rule before you get emotionally attached to a deal.

Then we get nerdy in the best way: valuation strategy. Rob breaks down why HMOs can be valued commercially based on rental income, why MUFBs can be valued using aggregate value instead of block yield, and what criteria make those valuations believable to surveyors and lenders. Finally, we cover day one remortgage and bridging loan setups designed to break the purchase chain so you can pull equity out fast and keep investing with momentum.

If you’re serious about UK property investing, creative finance, bridging loans, buy to let mortgages, HMO finance, and MUFB funding, you’ll want notes for this one. Subscribe, share this with a property investor friend, and leave a review with the finance question you want us to tackle next.

VALUABLE RESOURCES:

Let me help you build your property business, Check out how I can support your investing now.

• Visit https://www.thepropertyunleashed.com/home
• My Property Investing Community called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com
• Apply here: thepropertyunleashed.com — click Inner Circle
• “Free Goal Setting Masterclass: Build Your Life In Five Days”
• “If you’ve enjoyed these episodes, leave us a five-star review”
• https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.

CONNECT WITH ME:

Facebook: https://www.facebook.com/mark.fitzgerald.7921
Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/...