Thanks for listening and enjoy the show! --- For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com --- Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548 Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details. #mortgage #lending #realestate #homebuying

The Dudes are back after a busy break and a lot has happened in the world. Find out how that is affecting mortgages.

Thanks for listening and enjoy the show!

For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details. #mortgage #lending #realestate #homebuying

Big questions are not best for the big companies. The dudes go over some hot topics of mortgage financing for the start of 2026.

Thanks for listening and enjoy the show!

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For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

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Shane Marzullo | Greentree Mortgage Services | 419-861-9008

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney | Equity Resources, Inc. | 774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Loan Program Examples are for Educational Purposes Only. This is Not a Commitment to Lend. Programs are Subject to Change Without Notice. Certain Restrictions Apply, Call for Details.

Thanks for listening and enjoy the show!

For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

00:15:31 - 00:15:38

Conventional 30 Year Loan with a 5% down payment on a $300,000 purchase price (Loan Amount $285,000) with a 6.99% fixed interest rate/7.422% APR for 30 years = $1,946.25.

Payment is Principal & Interest + Mortgage Insurance. Does not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Program terms & conditions are subject to change at any time. This is not a commitment to lend

In this episode, the dudes discuss DSCR, Construction loans, Insurance advice, Temporary Buy Downs & the current Ohio and Massachusetts markets. As well, of course, what ever pops in their heads.

Thanks for listening and enjoy the show!

For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

00:15:31 - 00:15:38

Conventional 30 Year Loan with a 5% down payment on a $300,000 purchase price (Loan Amount $285,000) with a 6.99% fixed interest rate/7.422% APR for 30 years = $1,946.25.

Payment is Principal & Interest + Mortgage Insurance. Does not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Program terms & conditions are subject to change at any time. This is not a commitment to lend.

The dudes are back (sort of) giving us an update of what they been up to and how current events are affecting mortgages.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

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Conventional loan. Loan Amount $270,000 with a 7.500% fixed interest rate/7.680% APR for 30 years = $1,887.88 monthly payment*. Conventional loan refinance. Loan Amount $255,000 with a 6.375% fixed interest rate/6.503% APR for 30 years = $1,590.87 monthly payment*. *Payment is Principal & Interest only, based on a 800 credit score. Conventional loan with a 5% down payment. Loan Amount $285,000 with a 8.000% fixed interest rate/8.247% APR for 30 years = $2,141.11 monthly payment. Payment is Principal, Interest & Mortgage Insurance based on a 800 credit score. Conventional loan with a 5% down payment. Loan Amount $237,500 with a 7.125% fixed interest rate/7.410% APR for 30 years = $1,643.62 monthly payment. Payment is Principal, Interest & Mortgage Insurance based on a 790 credit score. Conventional loan with a 3% down payment. Loan Amount $174,600 with a 6.750% fixed interest rate/7.120% APR for 30 years = $1,700 monthly payment. Payment is Principal, Interest & Mortgage Insurance based on a 790 credit score, plus estimated amounts for taxes and home insurance premiums. These examples do not include amounts for taxes and home insurance premiums. The actual payment obligation will be greater Rates available as of 2/2025 but subject to change. Final approval subject to credit review. Loan program examples are for illustrative purposes only. This is not a commitment to lend.

In this episode, The Dudes discuss the reality of buying and owning rentals, Down Payment Assistant Programs, How a new President affects mortgages, and their favorite cigars. Thanks for listening and enjoy the show!

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

Shane Marzullo 419-861-9008 Greentree Mortgage Services

7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465

E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

The dudes catch up from their month off with their end of summer shenanigans, then go back to business. Have you considered buying a home with a friend? What's the truth of credit karma? Is a one stop shop realtor the best for buyers? Check out this episode for the answer for these questions.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.