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Welcome to The Money Alchemist Podcast at FPA All Ohio, a special interview series featuring conversations recorded live at one of the Midwest's premier financial planning conferences.

Hosted by Brent Gargano, CFP® and Ben Jones, CFP®, this playlist brings together financial advisors, industry leaders, authors, consultants, and innovators to discuss the future of financial planning, investing, retirement, client relationships, behavioral finance, artificial intelligence, practice management, and the ideas shaping the advisory profession.

These conversations go beyond markets and portfolios to explore how advisors can create greater value for the people they serve while adapting to an ever-changing financial landscape.

A special thank you to the Financial Planning Association (FPA) of Cincinnati for welcoming us to the FPA All Ohio Conference and helping make these conversations possible.

Dennis Mosley-Williams is the founder of Dennis Mosley-Williams Strategic Consulting, a boutique consulting firm that works predominantly with financial advisors on customer experience, client transformation, and creating greater value beyond traditional financial planning. He is also the author of Serious Shift.

About your Hosts

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karatstick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Join Brent's Newsletter: https://forms.infinitewealthplanning.com/join-brents-newsletter

Subscribe to The Money Alchemist Podcast for more interviews, investing insights, retirement planning strategies, and conversations with some of the brightest minds in financial planning.

Have a financial question you'd like Brent and Ben to discuss on a future episode? Submit it through the link in our bio. Your question could be featured in an upcoming episode.

Disclosure:

The information provided on this podcast is for educational and informational purposes only and should not be construed as personalized investment, financial, tax, or legal advice. The views expressed here are those of the hosts and guests and do not necessarily reflect the views of National Wealth Management Group, LLC or its affiliates.

Investing involves risk, including the potential loss of principal. There is no guarantee that any investment strategy discussed will be successful or profitable. Past performance is not indicative of future results.

Economic discussions are based on current data and opinions, which are subject to change and may not accurately predict future events. We encourage listeners to conduct their own research and seek guidance from a certified financial advisor before making any decisions.

Advisory services are offered through National Wealth Management Group, LLC. For more information about National Wealth Management Group including our Forms ADV and CRS, please visit our website www.nwmgadvisors.com or contact us directly.

To connect with Ben Jones or Brent Gargano directly, email us at comments@themoneyaltchemistshow.com.

Comments or questions? Submit to our link in our show bio

Are you spending too much time trying to optimize the wrong parts of your financial life?

In this episode of The Money Alchemist Podcast, Brent Gargano and Ben Jones discuss one of the biggest mistakes they see investors make: obsessing over financial decisions that have very little impact while overlooking the habits that actually build long-term wealth.

From budgeting and investment returns to Social Security timing, retirement planning, taxes, and asset allocation, they explain why focusing on the fundamentals often produces better financial outcomes than chasing the "perfect" strategy.

They also break down this week's biggest market headlines, including the Federal Reserve meeting, SpaceX trading below its IPO price, inflation, Apple reclaiming the top market cap, and what's happening across the AI and semiconductor landscape.

• Why reverse budgeting can be more effective than tracking every dollar
• Why your saving rate often matters more than investment returns
• Financial behaviors that have the biggest long-term impact
• Social Security timing and retirement planning
• The difference between optimizing your finances and overcomplicating them
• Estate planning, tax efficiency, and asset allocation
• This week's market and economic updates
• Tip of the Week: Back-to-school sales tax holidays

The biggest gains in personal finance rarely come from finding a better investment. They come from consistently making better decisions over decades.

About your Hosts

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karatstick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Join Brent's Newsletter: https://forms.infinitewealthplanning.com/join-brents-newsletter

Disclosure:

The information provided on this podcast is for educational and informational purposes only and should not be construed as personalized investment, financial, tax, or legal advice. The views expressed here are those of the hosts and guests and do not necessarily reflect the views of National Wealth Management Group, LLC or its affiliates.

Investing involves risk, including the potential loss of principal. There is no guarantee that any investment strategy discussed will be successful or profitable. Past performance is not indicative of future results.

Economic discussions are based on current data and opinions, which are subject to change and may not accurately predict future events. We encourage listeners to conduct their own research and seek guidance from a certified financial advisor before making any decisions.

Advisory services are offered through National Wealth Management Group, LLC. For more information about National Wealth Management Group including our Forms ADV and CRS, please visit our website www.nwmgadvisors.com or contact us directly.

To connect with Ben Jones or Brent Gargano directly, email us at comments@themoneyaltchemistshow.com.

Millions of Americans dream about building wealth, but what do wealthy families actually do differently?

In this episode, Brent Gargano and Ben Jones break down a recent survey of more than 1,400 Americans with over $3 million in invested assets. They explore the habits, decisions, and long-term mindset that consistently separate wealthy households from everyone else—and, more importantly, which of those habits anyone can begin applying today.

Topics include:

• Why ownership is the foundation of wealth • The power of long-term investing and compounding • Why wealthy families value flexibility over lifestyle inflation • Legacy planning and thinking beyond your own retirement • Why successful people build a team of trusted advisors

Plus, the hosts discuss current market headlines, including:

• Trump's new investment accounts • Early Q2 earnings from major banks • SpaceX trading below its IPO price • The return of Anthropic's Fable 5 • Recent developments affecting global markets

Tip of the Week

American Express Blue cardholders may be eligible for a monthly streaming credit. Brent and Ben explain how to take advantage of the benefit.

If you enjoy conversations on investing, retirement planning, and building long-term wealth, subscribe to The Money Alchemist Podcast for new episodes every week.

Have a financial question you'd like us to discuss on the show?

Submit it through the link in our bio or leave a comment below.

About your Hosts

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karatstick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Comments or questions? Submit to our link in our show bio

Disclosure:

The information provided on this podcast is for educational and informational purposes only and should not be construed as personalized investment, financial, tax, or legal advice. The views expressed here are those of the hosts and guests and do not necessarily reflect the views of National Wealth Management Group, LLC or its affiliates.

Investing involves risk, including the potential loss of principal. There is no guarantee that any investment strategy discussed will be successful or profitable. Past performance is not indicative of future results.

Economic discussions are based on current data and opinions, which are subject to change and may not accurately predict future events. We encourage listeners to conduct their own research and seek guidance from a certified financial advisor before making any decisions.

Advisory services are offered through National Wealth Management Group, LLC. For more information about National Wealth Management Group including our Forms ADV and CRS, please visit our website www.nwmgadvisors.com or contact us directly.

To connect with Ben Jones or Brent Gargano directly, email us at comments@themoneyaltchemistshow.com.